London, United KingdomFees
What Paddle takes from each sale.
| Plan | Monthly | Paddle's fee per sale |
|---|---|---|
| Pay-as-you-go | Free | 5% + 50¢Per checkout transaction. Includes payments, tax, fraud protection, chargebacks and buyer support. |
| Custom | On request | Agreed with PaddleFor high volumes, or products priced under $10. |
Other charges
- Payout in your balance currency
- Free by local transferUSD to a US bank (ACH), EUR in the eurozone (SEPA), GBP in the UK, CAD in Canada and AUD in Australia.
- Payout by SWIFT
- $15, €15 or £15When the payout currency is not the local currency of your bank's country. Intermediary banks may charge too.
- Payout in another currency
- Up to 1.5%Conversion margin when you are paid in a currency other than your balance currency.
- Payoneer payouts
- Payoneer's own fees
What you can sell
- B2B SaaS
- Consumer software and apps
- Games
- Subscriptions
- Licence keys
Tax and VAT
Paddle is the seller, so it handles the tax.
Paddle is an authorised reseller of your software, not a payment provider. It is registered for tax in more than 100 jurisdictions, so it calculates, charges and pays VAT, GST and sales tax on every sale where the law requires it, and issues the invoices. The tax risk sits with Paddle.
- Business buyers with a valid VAT ID pay no VAT at checkout: the reverse charge applies.
- Your sale to Paddle is business to business, so the reverse charge usually applies to it too.
- Paddle sends you an invoice with each payout, so you do not invoice it.
- You still pay income or corporation tax on your payouts.
Getting paid
How Paddle pays you.
- Schedule
- Once a monthYour balance becomes a payout on the 1st and is sent by the 15th. It can take up to 3 working days to arrive. There is no withdrawal on demand.
- Minimum payout
- $100, £100 or €100You can set it anywhere up to $100,000. Below it, the balance rolls over.
- Payout currencies
- 13AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HUF, PLN, SEK, USD and ZAR. Otherwise Paddle sends the closest default currency and your bank converts it.
- Online accounts
- AcceptedPaddle says accounts like Wise that give you an IBAN, account number and BIC can receive payouts.
Who can sell
Who Paddle accepts.
- Who can sell
- Software businessesB2B SaaS, consumer software and games. Paddle says it is not a fit for human services or physical goods.
- Where from
- Anywhere except 28 placesSanctioned and high-risk countries, listed below. Paddle also blocks buyers there.
- Checks
- Every product is reviewedAs the reseller, Paddle checks the products it sells for you before you go live.
Countries it does not accept sellers from (28)
- Afghanistan
- Antarctica
- Belarus
- Burma (Myanmar)
- Central African Republic
- Cuba
- Crimea (Region of Ukraine)
- Democratic Republic of Congo
- Donetsk (Region of Ukraine)
- Haiti
- Iran
- Iraq
- Kherson (Region of Ukraine)
- Libya
- Luhansk (Region of Ukraine)
- Mali
- Netherlands Antilles
- Nicaragua
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Venezuela
- Yemen
- Zaporizhzhia (Region of Ukraine)
- Zimbabwe
What you cannot sell (21)
- Physical products
- Human services not tied to software (consulting, coaching, IT services)
- Donations, crowdfunding, community access, advertising, sponsorship
- Products that infringe copyright or trademarks (including IPTV)
- Spyware, unlocking services, keyloggers
- Digital marketplaces for other sellers
- Advertising, marketing schemes, telemarketing, SMS and social media automation
- Adult and age-restricted content, dating
- Gambling, lotteries, sweepstakes, fantasy sports
- Regulated financial products, payment services, crypto exchanges, investment advice
- Government services
- Essay mills and courses you do not own
- Travel services and timeshares
- Pseudo-science (horoscopes, fortune telling)
- Medical advice
- Content generation services
- Technical support services
- System health products
- VPNs and proxies (restricted)
- Captcha solving
- Reseller products
Company
The companies behind Paddle.
Resells your software, in most cases
Paddle.com Market Limited
England and Wales, company 08172165
The seller to buyers in the US
Paddle.com Inc.
United States
The seller outside the US when you are a UK or Isle of Man company
Paddle Payments Limited
Ireland, company 572448
Your account
Paddle pays free when the currencies match.
Paddle sends payouts by local transfer at no cost when the payout currency is the local currency of your bank's country. Anything else goes by SWIFT for $15, €15 or £15. Three ways to keep that at zero:
Hold USD with US details
A USD payout to an account with a US routing and account number goes by ACH, free. Several business accounts give non-US companies US details.
Or EUR to a eurozone IBAN
A EUR balance paid to a eurozone IBAN goes by SEPA, free. Paddle adds up to 1.5% if it converts your balance first.
Payoneer is an option
Paddle pays to Payoneer as well as by bank. Payoneer's own fees then apply.
Business accounts on Finzil with local details in several currencies
Compare
How Paddle compares.
| Platform | Fee per sale | Monthly | Sales tax and VAT | Money goes to |
|---|---|---|---|---|
| Paddle | 5% + 50¢ | Free | Paddle, worldwide | Platform balance, paid out |
| Gumroad | 10% + $0.50 | Free | Gumroad, worldwide | Platform balance, paid out |
| Lemon Squeezy | 5% + 50¢ | Free | Lemon Squeezy, worldwide | Platform balance, paid out |
| Payhip | 5% | Free | Payhip, in the EU, UK, US and Canada | Your own Stripe or PayPal |
| Sellfy | No Sellfy fee | From $22 | You; Sellfy calculates EU VAT | Your own Stripe or PayPal |
| Teachable | 7.5% on Starter | From $29 | Teachable, in 45+ markets | Either, by payment option |
| Podia | 5% on Mover | From $42 | You, where you are registered | Your own Stripe or PayPal |
| SamCart | No SamCart fee | From $79 | You; SamCart calculates it | Your own Stripe or PayPal |
| Kajabi | No Kajabi fee | From $143 | You; Kajabi calculates it | Either, by payment option |
FAQ
Your questions, answered.
How much does Paddle charge?
5% + 50¢ per checkout transaction, with no monthly fee. The fee covers payments, sales tax and VAT handling, fraud protection, chargebacks and buyer support. High-volume businesses and products under $10 can ask for custom pricing.
Is Paddle a merchant of record?
Yes. Paddle is the authorised reseller of your software, so it is the seller to your customers and collects and pays sales tax and VAT in more than 100 jurisdictions.
When does Paddle pay out?
Once a month. Your balance becomes a payout on the 1st if it is above your threshold (at least $100) and is sent by the 15th. Payouts go by bank transfer or Payoneer.
Can Paddle pay into Wise?
Yes. Paddle says online accounts such as Wise that give you an IBAN or account number and a BIC can receive payouts. Pick a payout currency that matches the account's local details to avoid the $15 SWIFT fee.
Can I sell courses or services on Paddle?
No. Paddle is for software. Human services not tied to software, such as consulting and coaching, physical products and courses you do not own are on its prohibited list.
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