Industry Guide

Best Payment Providers for eCommerce

Payment solutions built for online retail

Accept cards, wallets, BNPL, and local payment methods globally — with fraud tools and instant settlement built in.

Card acceptance

Visa, Mastercard, Amex, and 50+ local payment methods.

Fraud prevention

3DS2, ML risk scoring, and chargeback management.

Global reach

Multi-currency checkout in 180+ countries.

Fast integration

Pre-built plugins for Shopify, WooCommerce, Magento, and more.

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Payment solutions for eCommerce

eCommerce businesses need payment infrastructure that converts visitors into customers. The right PSP or payment gateway reduces cart abandonment with one-click checkout, supports local payment methods (iDEAL, Bancontact, Klarna, BLIK), and provides real-time fraud scoring. For cross-border merchants, multi-currency settlement and FX management are critical. This directory covers PSPs, payment gateways, and EMIs with proven eCommerce track records — from Stripe's developer-first API to Adyen's enterprise acquiring platform.

eCommerce requirements vary

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Frequently asked questions

What's the best payment gateway for a small eCommerce store?

Stripe is the most popular choice for small stores due to its developer-friendly API, transparent pricing (1.4% + €0.25 for EU cards), and no monthly fees. Mollie is a strong alternative for European merchants with lower fees on local payment methods.

How do I accept local payment methods like iDEAL or Klarna?

Most major PSPs (Stripe, Adyen, Mollie, Checkout.com) support local payment methods out of the box. You enable them in your dashboard — no separate integrations needed. Adyen has the widest coverage for enterprise merchants.

What are typical eCommerce payment processing fees?

Standard rates are 1.4–1.9% + €0.25 for EU consumer cards, and 2.9–3.5% + €0.30 for non-EU cards. High-volume merchants can negotiate lower rates. BNPL providers like Klarna charge 2.49–3.29% per transaction.