San Francisco, United StatesFees
What Gumroad takes from each sale.
| Plan | Monthly | Gumroad's fee per sale |
|---|---|---|
| Direct sales | Free | 10% + $0.50Sales through your profile or your own links. Card processing is added on top. |
| Above $20,000 a month | Free | 5% + $0.50Applies automatically to new direct sales once paid sales in the calendar month reach $20,000. Resets on the 1st. |
| Discover marketplace | Free | 30%When a new customer finds you through Gumroad's marketplace. Includes processing. |
Other charges
- Card processing
- 2.9% + $0.30On top of Gumroad's fee for direct sales.
- PayPal sales
- PayPal's own feesPayPal's standard merchant fees apply.
- Refunds
- Gumroad's fee is returnedThe payment processing part of the fee is kept.
What you can sell
- Digital downloads
- E-books
- Courses
- Memberships
- Software subscriptions
- Physical products
Tax and VAT
Gumroad is the seller, so it handles the tax.
Since 1 January 2025 Gumroad is the merchant of record for all sales. It resells your product to the buyer, and collects and pays sales tax, VAT and GST wherever it has an obligation. You do not register for VAT in the buyer's country and cannot choose to leave VAT off.
- EU and UK VAT is added at checkout on digital products. Buyers with a VAT ID can claim it back from Gumroad.
- Reduced VAT rates apply to e-books and other e-publications when you mark the product as one.
- Physical products shipped into the EU have no VAT at checkout: the buyer pays import VAT to customs.
- You still pay income tax on what Gumroad pays you, in your own country.
Getting paid
How Gumroad pays you.
- Bank payouts
- In your local currency, in 120 countriesConverted at the exchange rate on the day of each sale, not the day of the payout. Gumroad cannot pay in USD where USD is not the local currency.
- PayPal payouts
- In USD, 2% feeOnly where bank payouts are not offered. Usually arrive in 1–3 business days.
- Not supported
- Payoneer, Wise, cheque, wire transferGumroad names these as payout methods it does not use.
- Schedule
- Weekly, monthly or quarterlyDaily for eligible US bank accounts. Sales are held at least 7 days before a weekly, monthly or quarterly payout.
- Minimum payout
- $100Higher in some currencies, such as ALL 3,000 or COP 140,000.
- Instant payouts
- 3%, US onlyUp to $10,000, after 60 days of sales and one earlier payout.
- Arrival
- 2–7 business days by bank
Countries with bank payouts (120)
- Albania
- Algeria
- Angola
- Antigua and Barbuda
- Argentina
- Armenia
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Belgium
- Benin
- Bhutan
- Bolivia
- Bosnia and Herzegovina
- Botswana
- Brunei
- Bulgaria
- Cambodia
- Canada
- Chile
- Colombia
- Costa Rica
- Croatia
- Cyprus
- Czech Republic
- Côte d'Ivoire
- Denmark
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Estonia
- Ethiopia
- Finland
- France
- Gabon
- Gambia
- Germany
- Ghana
- Gibraltar
- Greece
- Guatemala
- Guyana
- Hong Kong
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Israel
- Italy
- Jamaica
- Japan
- Jordan
- Kazakhstan
- Kenya
- Korea
- Kuwait
- Laos
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao
- Madagascar
- Malaysia
- Malta
- Mauritius
- Mexico
- Moldova
- Monaco
- Mongolia
- Morocco
- Mozambique
- Namibia
- Netherlands
- New Zealand
- Niger
- Nigeria
- North Macedonia
- Norway
- Oman
- Pakistan
- Panama
- Paraguay
- Peru
- Philippines
- Poland
- Portugal
- Qatar
- Romania
- Rwanda
- Saint Lucia
- San Marino
- Saudi Arabia
- Senegal
- Serbia
- Singapore
- Slovakia
- Slovenia
- South Africa
- Spain
- Sri Lanka
- Sweden
- Switzerland
- Taiwan
- Tanzania
- Thailand
- Trinidad and Tobago
- Tunisia
- Turkey
- UAE
- UK
- United States
- Uruguay
- Uzbekistan
- Vietnam
Who can sell
Who Gumroad accepts.
- Who can sell
- Individuals and businessesIndividuals sell under their own name as sole proprietors. Businesses upload registration documents.
- Business bank account
- In the country where the business is registeredA US LLC needs a US bank account. The owner can live in another country.
- Identity check
- By StripePhoto ID, address and a tax ID number, such as an SSN or EIN in the US.
- Age
- 18, or 13 with a guardianThe guardian route is for US sellers only.
What you cannot sell (56)
- Age or legally restricted products or services
- AI services
- Alcohol
- Airlines
- Bail bonds
- Bankruptcy lawyers
- Bidding fee or penny auctions
- Billing services
- Bulk marketing tools
- Cell phones/pagers
- Centralized reservation services
- Chain letters
- Cheats and hacks for other games and websites
- Check cashing
- Collection agencies
- Consulting firms
- Copyrighted media and software
- Counterfeit and unauthorized goods
- Credit card and identity theft protection
- Cruise lines
- Currency exchange, virtual currency, cryptocurrency, and other crypto products
- Deceptive marketing practices
- Door-to-door sales
- Drug paraphernalia
- Essay mills/paper mills
- Extended warranties
- Flea markets
- Food products and ingredients
- Fortune tellers
- Gambling
- Government IDs or documents
- Hacking and cracking materials
- Illegal products or services
- Jewelry or beauty products
- Mailing lists
- Marijuana dispensaries and related businesses
- Money service businesses
- Money transmission
- Multi-level marketing or pyramid schemes
- Negative response marketing techniques
- Large rebates paid to the buyer after purchase
- Pharmacies or internet pharmacies
- Pseudo pharmaceuticals
- Quasi-cash or stores of value
- Reselling private label rights products
- Security brokerage
- Services
- Sexually-oriented or pornographic content
- Shipping/forwarding brokers
- Substances designed to mimic illegal drugs
- Telemarketing
- Timeshares
- Tobacco products
- Weapons or ammunition
- Wire transfers or money orders
- eSIMs
Company
The companies behind Gumroad.
Runs Gumroad and resells your products
Gumroad, Inc.
United States
Card payments and payouts run through Stripe and PayPal.
Your account
Gumroad pays into a bank in your own country.
The money reaches you in your local currency, converted when each sale is made. Three things to know before you choose the account:
Same country as the company
A business is paid only to a bank account in the country where it is registered. A UK company needs a UK account; a US LLC needs a US one.
No USD balance outside USD countries
Gumroad converts each sale into your local currency. To keep dollars, you need a country whose payout currency is USD.
PayPal costs 2%
Where bank payouts are not offered, Gumroad pays to PayPal in USD with a 2% fee, and PayPal charges again to convert or withdraw.
Compare
How Gumroad compares.
| Platform | Fee per sale | Monthly | Sales tax and VAT | Money goes to |
|---|---|---|---|---|
| Gumroad | 10% + $0.50 | Free | Gumroad, worldwide | Platform balance, paid out |
| Lemon Squeezy | 5% + 50¢ | Free | Lemon Squeezy, worldwide | Platform balance, paid out |
| Paddle | 5% + 50¢ | Free | Paddle, worldwide | Platform balance, paid out |
| Payhip | 5% | Free | Payhip, in the EU, UK, US and Canada | Your own Stripe or PayPal |
| Sellfy | No Sellfy fee | From $22 | You; Sellfy calculates EU VAT | Your own Stripe or PayPal |
| Teachable | 7.5% on Starter | From $29 | Teachable, in 45+ markets | Either, by payment option |
| Podia | 5% on Mover | From $42 | You, where you are registered | Your own Stripe or PayPal |
| SamCart | No SamCart fee | From $79 | You; SamCart calculates it | Your own Stripe or PayPal |
| Kajabi | No Kajabi fee | From $143 | You; Kajabi calculates it | Either, by payment option |
FAQ
Your questions, answered.
How much does Gumroad take from a sale?
10% + $0.50 on direct sales, plus card processing of 2.9% + $0.30. Once your paid sales in a calendar month reach $20,000, new direct sales that month cost 5% + $0.50. Sales through Gumroad's Discover marketplace cost a flat 30%, processing included. There is no monthly fee.
Does Gumroad handle VAT and sales tax?
Yes. Gumroad has been the merchant of record for all sales since 1 January 2025, so it collects and pays sales tax and VAT in the places where it has an obligation. You still owe income tax on your payouts.
Can Gumroad pay me to Wise or Payoneer?
Gumroad names Payoneer and Wise among the payout methods it does not support. It pays to a local bank account in your currency in 120 countries, and to PayPal in USD elsewhere.
Can a company sell on Gumroad if the owner lives abroad?
Yes. A business must be paid to a bank account in the country where it is registered, but the owner can live in another country and give their real home address.
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