Payment solutions for travel businesses and OTAs
PSPs and acquirers for airlines, hotels, OTAs, and travel agencies — with chargeback protection, multi-currency, and B2B virtual cards.
Chargeback protection
Specialist tools for travel's elevated dispute rates.
Virtual cards
B2B virtual card issuance for supplier payments.
Multi-currency
Dynamic currency conversion and local pricing.
IATA support
BSP and ARC settlement for airline ticketing.
Travel is one of the most complex payment verticals: high average transaction values, significant chargeback exposure, and the need for multi-currency pricing across hundreds of markets. Travel businesses need PSPs with strong chargeback mitigation, support for virtual card payments to suppliers (hotels, airlines), and the ability to hold funds in trust for future travel.
Use the matching flow to share your business model, markets and required capabilities. Finzil will surface relevant directory options and the signals behind them.
Travel bookings are made months in advance, creating a long window for disputes. Customers dispute charges for cancelled flights, hotel no-shows, and changed itineraries. COVID dramatically increased chargeback rates as airlines and hotels struggled to process refunds.
Virtual cards are single-use or limited-use card numbers issued for specific supplier payments. Travel companies use them to pay hotels and airlines on behalf of customers, providing better control, reconciliation, and fraud protection than traditional wire transfers.
IATA accreditation is required to issue airline tickets through BSP. Without it, you must book through an IATA-accredited agency. Many OTAs and travel tech companies work with IATA-accredited partners rather than obtaining accreditation themselves.