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Alternatives · US business account

Mercury alternatives: who accepts you when Mercury says no

Mercury publishes who it accepts. Below is each setup its rules refuse, and the providers on Finzil whose own published rules accept it. Nobody pays to be listed, and Finzil doesn't rate providers.

If Mercury said no

Where your company is registered

Mercury accepts companies registered in the US, American Samoa, Guam, Northern Mariana Islands, Puerto Rico, U.S. Virgin Islands only.

If Mercury said no

Where the owners live

If Mercury said no

What your business does

Side by side

Mercury and its closest alternatives

ProviderMonthly feeCurrenciesCompany countries acceptedNon-residents
MercuryFintech companyfrom $016 countriesAccepted
BrexFintech companyfrom $01US onlyAccepted
RampFintech companyfrom $01US onlyAccepted
Wise BusinessE-money institutionFree40+Not publishedNot published
AirwallexE-money institutionfrom £02469 countriesNot published

FAQ

Your questions, answered.

Why did Mercury reject my application?

Mercury publishes who it accepts. Where the company is registered: the US, American Samoa, Guam, Northern Mariana Islands, Puerto Rico, U.S. Virgin Islands. Owners living abroad: Accepted. Owner residence: Not accepted from 51 countries. Legal forms: US-registered companies. Businesses not supported: 6 on its list. An application outside these rules is refused, and Mercury can also refuse one within them without giving a reason.

What is the best Mercury alternative?

It depends on why Mercury said no. On published rules, for company registered in the UK: Allica Bank or ANNA Money; for uS company, owner living in Nigeria: Payset or Mano Bank; for crypto businesses: Banxe or Jetonbank. Each one's own documents accept what Mercury's refuse.

Does Mercury accept non-residents?

Accepted. Non-residents are accepted: owners and directors do not need to live in the country where the company is registered.

How this page is built: from the published rules of 296 providers on Finzil. A provider is listed under a setup when its own documents accept it; providers built for fewer countries or industries come first. Being listed does not mean a provider will approve a particular application.

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