Overview
KwiikPay, at a glance.
KwiikPay is a money services business (canada) headquartered in Canada, regulated by FINTRAC, Bank of Canada. The company behind KwiikPay is KWP Finance Limited. Pricing is agreed with each client. Opening an account takes 3–5 days.
KwiikPay is not a bank. Its virtual accounts sit on safeguarding accounts at regulated banking and e-money partners, which it does not name, separate from its own funds. Fiat is not deposit-insured, and stablecoins are not covered by the same safeguarding.
Why businesses pick KwiikPay
- Named GBP, EUR and USD virtual accounts in your company's name
- Collections and payouts over SEPA Instant, Faster Payments, Fedwire and SWIFT
- FX in 40+ currencies, with the spread shown before you convert
- Stablecoin settlement where supported
- Licensed gambling accepted
Watch out for
- No prices published; you get a written quote
- Accounts come from partners it does not name
- Only Canadian registrations, no EU or UK licence
- Companies linked to 35 countries refused, including China, Angola, Gabon and Mongolia
- Contact by email or form only
Business fit
Will KwiikPay accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on KwiikPay's published rules
Likely fit
KwiikPay lists both United Kingdom companies and Exporters and importers as accepted.
KwiikPay does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What KwiikPay publishes about the businesses it takes on.
Who KwiikPay serves
- Import and export
- Marketplaces
- E-commerce
- SaaS
All 7 industries on KwiikPay's accepted list
- Exporters and importers
- Platforms and marketplaces
- Businesses paying international suppliers or contractors
- Treasury and finance teams
- Businesses needing multi-currency collection and payouts
- Businesses using stablecoin settlement where supported
- Businesses embedding global payments via API
Not supported
Industries and countries KwiikPay does not accept, from its own published lists.
Industries
- Arms and defence, including weapons, explosives and ammunition
- Illegal, unregulated or unlicensed gambling and gaming
- Unregulated or unlicensed Money Service Businesses or unlicensed and unregulated exchanges, including virtual assets
- Illegal sale or distribution of recreational drugs, Class A drug dealing, cartels, and CBD/cannabis-related businesses
- Unlicensed pharmaceuticals, hazardous or controlled chemicals, or precursor chemicals
- Research and development of pathogens
- Trafficking of cultural artefacts, wildlife or protected species, or human trafficking
- Environmental crime
- The adult industry
Countries
- Afghanistan · owners
- Angola · owners
- Belarus · owners
- Burundi · owners
- Cambodia · owners
- Central African Republic · owners
- Cuba · owners
- North Korea · owners
- Congo - Kinshasa · owners
- Eritrea · owners
- Eswatini · owners
- Ethiopia · owners
- Gabon · owners
- Haiti · owners
- Iran · owners
- Iraq · owners
- Laos · owners
- Lebanon · owners
- Libya · owners
- Mali · owners
- Mongolia · owners
- Myanmar (Burma) · owners
- Nicaragua · owners
- Niger · owners
- Palestinian Territories · owners
- China · owners
- Russia · owners
- Sierra Leone · owners
- Somalia · owners
- Sudan · owners
- South Sudan · owners
- Syria · owners
- Venezuela · owners
- Yemen · owners
- Zimbabwe · owners
- Afghanistan · company or owners
- Angola · company or owners
- Belarus · company or owners
- Burundi · company or owners
- Cambodia · company or owners
- Central African Republic · company or owners
- Cuba · company or owners
- North Korea · company or owners
- Congo - Kinshasa · company or owners
- Eritrea · company or owners
- Eswatini · company or owners
- Ethiopia · company or owners
- Gabon · company or owners
- Haiti · company or owners
- Iran · company or owners
- Iraq · company or owners
- Laos · company or owners
- Lebanon · company or owners
- Libya · company or owners
- Mali · company or owners
- Mongolia · company or owners
- Myanmar (Burma) · company or owners
- Nicaragua · company or owners
- Niger · company or owners
- Palestinian Territories · company or owners
- China · company or owners
- Russia · company or owners
- Sierra Leone · company or owners
- Somalia · company or owners
- Sudan · company or owners
- South Sudan · company or owners
- Syria · company or owners
- Venezuela · company or owners
- Yemen · company or owners
- Zimbabwe · company or owners
Coverage
Where can you use KwiikPay?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
GBP, EUR, USD
- GBP
- EUR
- USD
FX in 40+ currencies; payouts in 30+ corridors.
Payment reach
Not published
Who can apply
Company incorporation countries215 countries · show list
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chad
- Chile
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Estonia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guinea-Bissau
- Guyana
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Uganda
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Vietnam
- Wallis & Futuna
- Western Sahara
- Zambia
Owner nationality and residency215 countries · show list
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chad
- Chile
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Estonia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guinea-Bissau
- Guyana
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Uganda
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Vietnam
- Wallis & Futuna
- Western Sahara
- Zambia
Company types
Registered companies
Pricing
What does KwiikPay cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
Not published
Business account
Custom
Transaction fees
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published | Spread shown before you convert |
Crypto
| Cost | Listed amount | How it is charged |
|---|---|---|
| On-ramp (fiat to crypto) | Not published | |
| Off-ramp (crypto to fiat) | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Sign up
Open the sign-up route and give the account and company details.
- 2
KYB
Complete identity and business checks and screening.
- 3
Quote
Tell KwiikPay the currencies and corridors you need and receive a written quote.
- 4
Account live
After approval, receive the named account details and start collecting and paying.
Documents you need
Not published
FAQ
Your questions, answered.
Is KwiikPay a bank?
No. KWP Finance Limited is registered in Canada with FINTRAC as a money services business (C100000942) and with the Bank of Canada as a payment service provider. Accounts are provided through regulated partners.
How much does KwiikPay cost?
KwiikPay publishes no prices; it gives each business a written quote, and shows the FX spread before each conversion.
Which countries does KwiikPay refuse?
Its risk appetite statement lists 36 prohibited jurisdictions, including China (not Hong Kong), Russia, Belarus, Iran, Iraq, Lebanon, Cambodia, Laos, Mongolia, Angola, Gabon, Ethiopia, Venezuela and Ukraine's Crimea, Donetsk and Luhansk.
Does KwiikPay accept gambling businesses?
Licensed gambling, yes; illegal, unregulated or unlicensed gambling and gaming is prohibited.
Alternatives
How KwiikPay compares.
If KwiikPay is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 KwiikPayThis pageMoney services business (Canada) |  | Cross-border paymentsStablecoins |
 Wise BusinessE-money institution |   | Low FX costsStandard businesses |
 AirwallexE-money institution |   | Global accountsOnline businesses |
 PaysetE-money institution | | 35 currenciesHigh-risk industries |
 3S MoneyE-money institution |   | Local IBANsNon-residents accepted |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.