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Provider profile

Mano Bank

Lithuanian business account

Lithuanian bank that opens EUR business accounts with a Lithuanian IBAN, SEPA Instant, SWIFT and exchange into 13 currencies, for Lithuanian and foreign companies. Foreign companies and owners abroad pay a separate, much higher tariff.

  • Lithuania
  • Bank
  • Business account
  • EU IBAN
  • Non-residents accepted

Regulated by

  • Bank of Lithuania · LithuaniaNo. LB000474
Provider type
Bank
IBAN
Lithuanian IBAN
Payment rails
SEPA, SEPA Instant, SWIFT
Cards
Not published
Safeguarding
Lithuanian deposit insurance
Non-residents
Accepted
Separate, higher tariff
Remote opening
Yes
ID photo and selfie, Mobile-ID or Smart-ID
Support languages
Lithuanian, English
Support channels
PhoneEmail

Overview

Mano Bank, at a glance.

Mano Bank is a bank headquartered in Lithuania, regulated by Bank of Lithuania. Business accounts cost €70 a month. Opening an account takes 3–5 days.

AB Mano bankas is a Lithuanian bank. Deposits are covered by Lithuania's deposit insurance scheme.

Why businesses pick Mano Bank

  • A licensed EU bank with deposit insurance
  • Accepts foreign companies and owners who live abroad
  • Lithuanian IBAN with SEPA Instant and SWIFT
  • Exchange into 13 currencies, with an account opened automatically in each
  • Opening can be done remotely

Watch out for

  • Non-residents pay €500 per account to open, KYC checks from €2,000, and €70 a month per account
  • Balance fees on non-resident accounts, from €0.03 a day per €1,000
  • No business card
  • Companies and owners in 79 listed countries are refused
  • Exchange margin not published

Business fit

Will Mano Bank accept your business?

Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.

Based on Mano Bank's published rules

Likely fit

Mano Bank lists both United Kingdom companies and Startups and SMEs as accepted.

Mano Bank does not publish a minimum company age or turnover, so those two answers are not checked here.

This is one provider. Your profile checks all of them.

  • Every provider that fits your business
  • The reason behind each match
  • Company age and turnover checked too
See all my matches

Who it works with

Accepted and not accepted.

What Mano Bank publishes about the businesses it takes on.

Who Mano Bank serves

  • Startups and SMEs
  • E-commerce
  • Financial institutions
  • Professional services

Not supported

Industries and countries Mano Bank does not accept, from its own published lists.

Industries

  • Charities and non-profit organizations (NPOs) other than those established in the Republic of Lithuania.
  • Any illegal or unlawful goods and services that encourage, promote, facilitate, instruct others to engage in illegal activities.
  • Adult entertainment / “red light“ businesses, dating websites, which include, but are not limited to, escort services, sale and/or advertising or suggestion of sexual services that may imply or suggest prostitution, regardless of whether it is legal in the specific country involved.
  • Unregulated or offshore holding/investment companies involved in managing or investing in own or third-party funds (retail FX/investment platforms not included).
  • Marijuana-related activities, including medical marijuana, such as manufacturing, dispensing, transporting, and/or otherwise deriving revenue from marijuana-related activity.
  • Illicit drugs trafficking, drug paraphernalia manufacturing, or illicit drug distribution, including providing tools or services to aid in illicit drug trafficking or distribution.
  • Business models indicative of a Ponzi scheme, pyramid selling, pump and dump schemes, or other forms of “get rich quick,” unfair, or deceptive business models.
  • Promoting, supporting, or perpetuating terrorism, hate, bigotry, racism, abuse, harassment, discrimination, violence, or physical harm against any group based on race, religion, disability, gender, sexual orientation, gender identity, national origin, immigration status, any immutable characteristic, or any legally protected characteristic under Lithuanian law.
  • Sales of non-anonymized and non-aggregated consumer data.
  • Manufacturing counterfeit goods or goods meant to infringe on intellectual property rights.
  • Wholesale of alcohol, tobacco, and tobacco-related products and parts thereof (e-cigarettes, vapes).
  • Political organizations/groups.
  • Nutraceuticals, food supplements and supplements containing CBD other than those made for animals and sold in pet shops or veterinary pharmacies.
  • Any production or trade in any product or activity deemed illegal under Lithuanian laws or regulations or international conventions and agreements, including without limitation Lithuanian requirements related to environmental, health and safety and labour aspects.
  • Shell banks, shell companies and businesses dealing with shell banks or shell companies.
  • Engaging in any field of regulated activity without having appropriate permission/license or trying to represent other natural or legal persons without having permission to do so.
  • Special purpose vehicles (structures or arrangements) with the non-standard or non-transparent activities.
  • Online wholesale and retail trade of pharmaceuticals, except by pharmacies registered in Lithuania providing local deliveries.
  • Legal persons that have issued bearer shares.

Countries

  • Afghanistan · owners
  • Algeria · owners
  • American Samoa · owners
  • Angola · owners
  • Anguilla · owners
  • Bangladesh · owners
  • Belarus · owners
  • Bolivia · owners
  • Bosnia & Herzegovina · owners
  • British Virgin Islands · owners
  • Burkina Faso · owners
  • Burundi · owners
  • Cambodia · owners
  • Cameroon · owners
  • Central African Republic · owners
  • Chad · owners
  • Christmas Island · owners
  • Cocos (Keeling) Islands · owners
  • Comoros · owners
  • Congo - Brazzaville · owners
  • Côte d’Ivoire · owners
  • Cuba · owners
  • Congo - Kinshasa · owners
  • North Korea · owners
  • Equatorial Guinea · owners
  • Eritrea · owners
  • Eswatini · owners
  • Falkland Islands · owners
  • Guam · owners
  • Guinea-Bissau · owners
  • Haiti · owners
  • Honduras · owners
  • Iran · owners
  • Iraq · owners
  • Kenya · owners
  • Kuwait · owners
  • Laos · owners
  • Lebanon · owners
  • Libya · owners
  • Madagascar · owners
  • Mali · owners
  • Mayotte · owners
  • Monaco · owners
  • Mozambique · owners
  • Myanmar (Burma) · owners
  • Namibia · owners
  • Nepal · owners
  • Nicaragua · owners
  • Niger · owners
  • Norfolk Island · owners
  • Pakistan · owners
  • Palau · owners
  • Palestinian Territories · owners
  • Panama · owners
  • Papua New Guinea · owners
  • Paraguay · owners
  • Pitcairn Islands · owners
  • Russia · owners
  • Somalia · owners
  • South Sudan · owners
  • Sudan · owners
  • Syria · owners
  • Tajikistan · owners
  • Trinidad & Tobago · owners
  • Turkmenistan · owners
  • Turks & Caicos Islands · owners
  • Uganda · owners
  • U.S. Virgin Islands · owners
  • Vanuatu · owners
  • Venezuela · owners
  • Vietnam · owners
  • Wallis & Futuna · owners
  • Yemen · owners
  • Zimbabwe · owners
  • Afghanistan · company or owners
  • Algeria · company or owners
  • American Samoa · company or owners
  • Angola · company or owners
  • Anguilla · company or owners
  • Bangladesh · company or owners
  • Belarus · company or owners
  • Bolivia · company or owners
  • Bosnia & Herzegovina · company or owners
  • British Virgin Islands · company or owners
  • Burkina Faso · company or owners
  • Burundi · company or owners
  • Cambodia · company or owners
  • Cameroon · company or owners
  • Central African Republic · company or owners
  • Chad · company or owners
  • Christmas Island · company or owners
  • Cocos (Keeling) Islands · company or owners
  • Comoros · company or owners
  • Congo - Brazzaville · company or owners
  • Côte d’Ivoire · company or owners
  • Cuba · company or owners
  • Congo - Kinshasa · company or owners
  • North Korea · company or owners
  • Equatorial Guinea · company or owners
  • Eritrea · company or owners
  • Eswatini · company or owners
  • Falkland Islands · company or owners
  • Guam · company or owners
  • Guinea-Bissau · company or owners
  • Haiti · company or owners
  • Honduras · company or owners
  • Iran · company or owners
  • Iraq · company or owners
  • Kenya · company or owners
  • Kuwait · company or owners
  • Laos · company or owners
  • Lebanon · company or owners
  • Libya · company or owners
  • Madagascar · company or owners
  • Mali · company or owners
  • Mayotte · company or owners
  • Monaco · company or owners
  • Mozambique · company or owners
  • Myanmar (Burma) · company or owners
  • Namibia · company or owners
  • Nepal · company or owners
  • Nicaragua · company or owners
  • Niger · company or owners
  • Norfolk Island · company or owners
  • Pakistan · company or owners
  • Palau · company or owners
  • Palestinian Territories · company or owners
  • Panama · company or owners
  • Papua New Guinea · company or owners
  • Paraguay · company or owners
  • Pitcairn Islands · company or owners
  • Russia · company or owners
  • Somalia · company or owners
  • South Sudan · company or owners
  • Sudan · company or owners
  • Syria · company or owners
  • Tajikistan · company or owners
  • Trinidad & Tobago · company or owners
  • Turkmenistan · company or owners
  • Turks & Caicos Islands · company or owners
  • Uganda · company or owners
  • U.S. Virgin Islands · company or owners
  • Vanuatu · company or owners
  • Venezuela · company or owners
  • Vietnam · company or owners
  • Wallis & Futuna · company or owners
  • Yemen · company or owners
  • Zimbabwe · company or owners

Coverage

Where can you use Mano Bank?

Coverage is a starting point. It does not confirm that every business in these markets is eligible.

Supported currencies

EUR plus 12 currencies

  • EUR
  • USD
  • GBP
  • CHF
  • CAD
  • AUD
  • CZK
  • DKK
  • NOK
  • PLN
  • RON
  • SEK
  • ZAR

Payment reach

Not published

Who can apply

Company incorporation countries176 countries · show list
  • Åland Islands
  • Albania
  • Andorra
  • Antarctica
  • Antigua & Barbuda
  • Argentina
  • Armenia
  • Aruba
  • Australia
  • Austria
  • Azerbaijan
  • Bahamas
  • Bahrain
  • Barbados
  • Belgium
  • Belize
  • Benin
  • Bermuda
  • Bhutan
  • Botswana
  • Bouvet Island
  • Brazil
  • British Indian Ocean Territory
  • Brunei
  • Bulgaria
  • Canada
  • Cape Verde
  • Caribbean Netherlands
  • Cayman Islands
  • Chile
  • China
  • Colombia
  • Cook Islands
  • Costa Rica
  • Croatia
  • Curaçao
  • Cyprus
  • Czechia
  • Denmark
  • Djibouti
  • Dominica
  • Dominican Republic
  • Ecuador
  • Egypt
  • El Salvador
  • Estonia
  • Ethiopia
  • Faroe Islands
  • Fiji
  • Finland
  • France
  • French Guiana
  • French Polynesia
  • French Southern Territories
  • Gabon
  • Gambia
  • Georgia
  • Germany
  • Ghana
  • Gibraltar
  • Greece
  • Greenland
  • Grenada
  • Guadeloupe
  • Guatemala
  • Guernsey
  • Guinea
  • Guyana
  • Heard & McDonald Islands
  • Hong Kong SAR China
  • Hungary
  • Iceland
  • India
  • Indonesia
  • Ireland
  • Isle of Man
  • Israel
  • Italy
  • Jamaica
  • Japan
  • Jersey
  • Jordan
  • Kazakhstan
  • Kiribati
  • Kosovo
  • Kyrgyzstan
  • Latvia
  • Lesotho
  • Liberia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macao SAR China
  • Malawi
  • Malaysia
  • Maldives
  • Malta
  • Marshall Islands
  • Martinique
  • Mauritania
  • Mauritius
  • Mexico
  • Micronesia
  • Moldova
  • Mongolia
  • Montenegro
  • Montserrat
  • Morocco
  • Nauru
  • Netherlands
  • New Caledonia
  • New Zealand
  • Nigeria
  • Niue
  • North Macedonia
  • Northern Mariana Islands
  • Norway
  • Oman
  • Peru
  • Philippines
  • Poland
  • Portugal
  • Puerto Rico
  • Qatar
  • Réunion
  • Romania
  • Rwanda
  • Samoa
  • San Marino
  • São Tomé & Príncipe
  • Saudi Arabia
  • Senegal
  • Serbia
  • Seychelles
  • Sierra Leone
  • Singapore
  • Sint Maarten
  • Slovakia
  • Slovenia
  • Solomon Islands
  • South Africa
  • South Georgia & South Sandwich Islands
  • South Korea
  • Spain
  • Sri Lanka
  • St. Barthélemy
  • St. Helena
  • St. Kitts & Nevis
  • St. Lucia
  • St. Martin
  • St. Pierre & Miquelon
  • St. Vincent & Grenadines
  • Suriname
  • Svalbard & Jan Mayen
  • Sweden
  • Switzerland
  • Taiwan
  • Tanzania
  • Thailand
  • Timor-Leste
  • Togo
  • Tokelau
  • Tonga
  • Tunisia
  • Türkiye
  • Tuvalu
  • U.S. Outlying Islands
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States
  • Uruguay
  • Uzbekistan
  • Vatican City
  • Western Sahara
  • Zambia
Owner nationality and residency176 countries · show list
  • Åland Islands
  • Albania
  • Andorra
  • Antarctica
  • Antigua & Barbuda
  • Argentina
  • Armenia
  • Aruba
  • Australia
  • Austria
  • Azerbaijan
  • Bahamas
  • Bahrain
  • Barbados
  • Belgium
  • Belize
  • Benin
  • Bermuda
  • Bhutan
  • Botswana
  • Bouvet Island
  • Brazil
  • British Indian Ocean Territory
  • Brunei
  • Bulgaria
  • Canada
  • Cape Verde
  • Caribbean Netherlands
  • Cayman Islands
  • Chile
  • China
  • Colombia
  • Cook Islands
  • Costa Rica
  • Croatia
  • Curaçao
  • Cyprus
  • Czechia
  • Denmark
  • Djibouti
  • Dominica
  • Dominican Republic
  • Ecuador
  • Egypt
  • El Salvador
  • Estonia
  • Ethiopia
  • Faroe Islands
  • Fiji
  • Finland
  • France
  • French Guiana
  • French Polynesia
  • French Southern Territories
  • Gabon
  • Gambia
  • Georgia
  • Germany
  • Ghana
  • Gibraltar
  • Greece
  • Greenland
  • Grenada
  • Guadeloupe
  • Guatemala
  • Guernsey
  • Guinea
  • Guyana
  • Heard & McDonald Islands
  • Hong Kong SAR China
  • Hungary
  • Iceland
  • India
  • Indonesia
  • Ireland
  • Isle of Man
  • Israel
  • Italy
  • Jamaica
  • Japan
  • Jersey
  • Jordan
  • Kazakhstan
  • Kiribati
  • Kosovo
  • Kyrgyzstan
  • Latvia
  • Lesotho
  • Liberia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macao SAR China
  • Malawi
  • Malaysia
  • Maldives
  • Malta
  • Marshall Islands
  • Martinique
  • Mauritania
  • Mauritius
  • Mexico
  • Micronesia
  • Moldova
  • Mongolia
  • Montenegro
  • Montserrat
  • Morocco
  • Nauru
  • Netherlands
  • New Caledonia
  • New Zealand
  • Nigeria
  • Niue
  • North Macedonia
  • Northern Mariana Islands
  • Norway
  • Oman
  • Peru
  • Philippines
  • Poland
  • Portugal
  • Puerto Rico
  • Qatar
  • Réunion
  • Romania
  • Rwanda
  • Samoa
  • San Marino
  • São Tomé & Príncipe
  • Saudi Arabia
  • Senegal
  • Serbia
  • Seychelles
  • Sierra Leone
  • Singapore
  • Sint Maarten
  • Slovakia
  • Slovenia
  • Solomon Islands
  • South Africa
  • South Georgia & South Sandwich Islands
  • South Korea
  • Spain
  • Sri Lanka
  • St. Barthélemy
  • St. Helena
  • St. Kitts & Nevis
  • St. Lucia
  • St. Martin
  • St. Pierre & Miquelon
  • St. Vincent & Grenadines
  • Suriname
  • Svalbard & Jan Mayen
  • Sweden
  • Switzerland
  • Taiwan
  • Tanzania
  • Thailand
  • Timor-Leste
  • Togo
  • Tokelau
  • Tonga
  • Tunisia
  • Türkiye
  • Tuvalu
  • U.S. Outlying Islands
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States
  • Uruguay
  • Uzbekistan
  • Vatican City
  • Western Sahara
  • Zambia

Company types

Limited companies, Financial institutions (safeguarding accounts), Lithuanian charities only

Pricing

What does Mano Bank cost?

Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.

Account cost

Opening fee

From €0

depends on plan

Monthly fee

€5–70

depends on plan

  • Lithuanian residents

    Lowest cost

    €5 per month

    €0 setup · €60 in year one

  • Non-residents

    €70 per month

    €500 setup · €1,340 in year one

Transaction fees

Transaction fees
CostLithuanian residentsNon-residentsHow it is charged
Incoming
SEPAFree€0.6No charge
SWIFT / international0.1%, min €50.1%, min €5Percentage, with a minimum charge · Maximum €15
Outgoing
SEPA€0.4€1Fixed fee
SWIFT / international€20€30Fixed fee
To another Mano Bank accountFreeFreeNo charge · Between Mano Bank accounts

Other fees

Currency exchange (FX)

Currency exchange (FX)
CostListed amountHow it is charged
FX markupNot published

Cards

Cards
CostListed amountHow it is charged
Physical card issueNot offeredNot available

Onboarding

From application to live account.

Opening an account typically takes three to five business days.

  1. 1

    Apply

    Start the application online or through the sales team.

  2. 2

    Company and people

    Give the company's registration details, directors and owners.

  3. 3

    Checks

    Upload the documents requested and complete identity verification.

  4. 4

    Account live

    Once approved, the account is opened and you receive its details.

Documents you need

Not published

FAQ

Your questions, answered.

Is Mano Bank a bank?

Yes. AB Mano bankas holds a specialised bank licence from the Bank of Lithuania (authorisation code LB000474). Deposits are covered by Lithuania's deposit insurance scheme.

How much does Mano Bank cost for a foreign company?

Companies established abroad, or with any owner or controller living outside Lithuania, pay the non-resident tariff: €500 per account to open, customer verification and KYC checks from €1,000 each, €70 a month per account, balance fees and €1 per SEPA payment.

Which countries does Mano Bank refuse?

Companies registered in, and owners living in, 79 listed countries and territories, including Russia, Belarus, Iran, Pakistan, Panama, Monaco, the British Virgin Islands and Vietnam.

Which businesses does Mano Bank not accept?

Its list includes foreign charities, adult entertainment, unregulated or offshore investment companies, marijuana, Ponzi-like business models and shell banks, among others.

Alternatives

How Mano Bank compares.

If Mano Bank is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.

Mano Bank and similar providers
ProviderLicensed inKnown for
Mano BankThis pageBankEU IBANNon-residents accepted
European Merchant BankBankFintech bankingNon-residents accepted
Magnetiq BankBankFintech bankingCrypto-friendly
Signet BankBankCorporate bankingInvestment banking
PayseraE-money institutionLow fees16 support languages

Not sure which one fits? Your profile ranks them for your business, with the reason behind each.

One Finzil profile

Stop applying one provider at a time.

The usual route is to apply to each provider you find, then spend weeks going back and forth with its compliance team. Tell Finzil about your business once and start with the providers likely to say yes.

Find my options Free · 2 minutes · No obligation

Already decided on Mano Bank? Open a Mano Bank account

  1. 1

    Describe your business once

    Country, industry, owners and what you need. One profile, saved, instead of a new form for every provider.

  2. 2

    See who fits, and why

    Your matches, each with the reason behind it, so you know who would turn you down before you apply.

  3. 3

    Use the same profile to applyComing soon

    Send it to the providers you choose, without starting from scratch each time.