Overview
Nexpay, at a glance.
Nexpay is an e-money institution headquartered in Lithuania, regulated by Bank of Lithuania. Business accounts cost from €200 a month. Opening an account takes 3–5 days.
Client funds are kept apart from Nexpay's own money in a safeguarding account at a credit institution. Not covered by the Lithuanian deposit guarantee.
Why businesses pick Nexpay
- Dedicated IBAN on SEPA, SEPA Instant and SWIFT
- Works with crypto, gaming, licensed gambling and regulated forex businesses
- Accepts companies from 93 jurisdictions
- A dedicated account manager
Watch out for
- €1,000 to open, plus a €500 non-refundable document review
- From €200 a month
- SWIFT payments and currency exchange carry a €50 minimum
- No deposit insurance; funds are safeguarded instead
Business fit
Will Nexpay accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Nexpay's published rules
Likely fit
Nexpay lists both United Kingdom companies and Crypto as accepted.
Nexpay does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Nexpay publishes about the businesses it takes on.
Who Nexpay serves
- Crypto
- iGaming
- Forex
- Video games
- Professional services
Not supported
Industries and countries Nexpay does not accept, from its own published lists.
Industries
- Production or trade in any product or activity deemed illegal under host country laws or regulations or international conventions and agreements, including without limitation host country requirements related to environmental, health and safety and labor aspects
- Production or trade in weapons and munitions, including explosives and nuclear weapons
- Trade in oil (petroleum)
- Production or trade in alcoholic beverages (including beer and wine)
- Production or trade in tobacco
- Trade-in wildlife or wildlife products regulated under CITES
- Production or trade in radioactive materials
- Commercial logging operations; production or trade in wood or other forestry products from unmanaged forests
- Production or trade in pharmaceuticals
- Drift net fishing in the marine environment
- Production, trade, storage, or transport of hazardous chemicals, or commercial scale usage of hazardous chemicals
- Quarries, mining, or processing of metal ores or coal
- Giving or receiving gifts that could be interpreted as intending to influence business decisions
- Abusing confidential or material, non-public information
- Trading of Animal Fur, Bones, Ivory and other protected species
- Cultural objects like sculptures, statues, antiques, collector items, archaeological pieces or trade in other pieces having historical, cultural and religious significance or of rare scientific value
- Any business relating to pornography or prostitution, including child pornography
- Drugs, as well as chemicals used to manufacture synthetic drug or drugs
- Circumvention devices
- Human Body Parts and Pathogens
- Unlicensed offline businesses: Gambling / Betting / Casino / Horse Racing / Bingo / Sports Betting / etc.
- Unlicensed online businesses: Casino / Online Poker / Online Gambling / Online Betting / Prize Draws / Gift Cards / Any form of Lottery / Scratch cards / etc.
- Donations / Charities / Societies / Non-profit organizations
- Auctions organization and performance
- Religious organizations
- Multi-Level Marketing (MLM) structures
- Financial pyramid or Ponzi scheme, matrix programs, other schemes
- Debt restructuring, debt factoring, credit repair, debt settlement, debt collection
- Unlicensed Forex/Binary Options
Countries
- Not published
Coverage
Where can you use Nexpay?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
Not published
Payment reach
Not published
Who can apply
Company incorporation countries93 countries · show list
- Andorra
- Austria
- Australia
- Belgium
- Bulgaria
- Croatia
- Bhutan
- Bermuda
- Brazil
- Canada
- Chile
- Cook Islands
- China
- Curaçao
- Cyprus
- Czechia
- Germany
- Denmark
- Estonia
- Finland
- France
- Georgia
- Guernsey
- Greece
- Grenada
- Honduras
- Hong Kong SAR China
- Hungary
- Ireland
- Israel
- Isle of Man
- India
- Iceland
- Italy
- Jersey
- Japan
- Jordan
- Kazakhstan
- Kuwait
- Lithuania
- Luxembourg
- Latvia
- Liechtenstein
- Moldova
- Monaco
- Montenegro
- Madagascar
- North Macedonia
- Macao SAR China
- Malaysia
- Malta
- Netherlands
- Niger
- Norway
- Nepal
- New Zealand
- Peru
- Papua New Guinea
- Poland
- Portugal
- Romania
- Serbia
- Saudi Arabia
- Sweden
- Switzerland
- Singapore
- Slovenia
- Slovakia
- San Marino
- Solomon Islands
- Sint Maarten
- St. Lucia
- St. Vincent & Grenadines
- Suriname
- St. Pierre & Miquelon
- São Tomé & Príncipe
- South Africa
- South Korea
- Spain
- Eswatini
- Taiwan
- Timor-Leste
- Turkmenistan
- Togo
- Tunisia
- Turks & Caicos Islands
- Tuvalu
- Ukraine
- United Kingdom
- Uruguay
- United States
- Vatican City
- Zambia
Owner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Nexpay cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
€1,000
Application fee
€500
Document review, non-refundable
Monthly fee
From €200
depends on plan
Basic+
Lowest cost€200 per month
€1,000 setup · €3,400 in year one
Premium
€1,250 per month
€1,000 setup · €16,000 in year one
Enterprise
Custom
Priced for each business
Transaction fees
| Cost | Basic+ | Premium | Enterprise | How it is charged |
|---|---|---|---|---|
| Incoming | ||||
| SEPA | 0.15% + €1.5 | Free | Not published | Percentage plus a fixed fee · Premium: free up to €750,000 a month |
| SEPA Instant | 0.15% + €1.5 | Free | Not published | Percentage plus a fixed fee · Premium: free up to €750,000 a month |
| SWIFT / international | 0.4%, min €50 | 0.4%, min €50 | 0.4%, min €50 | Percentage, with a minimum charge |
| Outgoing | ||||
| SEPA | 0.15% + €1.5 | Free | Not published | Percentage plus a fixed fee · Premium: free up to €750,000 a month |
| SEPA Instant | 0.15% + €1.5 | Free | Not published | Percentage plus a fixed fee · Premium: free up to €750,000 a month |
| SWIFT / international | 0.4%, min €50 | 0.4%, min €50 | 0.4%, min €50 | Percentage, with a minimum charge |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | 0.5%, min €50 | Percentage, with a minimum charge |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Register
Sign up or contact sales, and submit the company's information.
- 2
Documents
Identity, business activity, beneficial owners and source of funds, certified and translated where required.
- 3
Risk review
Nexpay completes its compliance checks.
- 4
Account live
Choose the services and payment routes for your account.
Documents you need
- Identity documents
- Business-activity information
- Beneficial-owner information
- Source-of-funds information
Sometimes requested
- Legalised foreign documents unless waived
- Certified English translations where required
FAQ
Your questions, answered.
Is Nexpay a bank?
No. UAB NexPay is an e-money institution licensed by the Bank of Lithuania, licence number 18. Client funds are safeguarded but not covered by deposit insurance.
How much does a Nexpay account cost?
Opening costs €1,000, plus a €500 non-refundable document review. Basic+ costs from €200 a month and Premium from €1,250. On Basic+, SEPA payments cost 0.15% plus €1.50; SWIFT payments cost 0.4% with a €50 minimum.
Which countries does Nexpay accept companies from?
Nexpay publishes a list of 93 jurisdictions, including the EU, the UK, the US, Canada, Hong Kong, Singapore and several offshore centres.
Does Nexpay accept crypto and gambling businesses?
Yes. Crypto companies, licensed gambling and regulated forex are accepted after enhanced checks. Unlicensed gambling and unlicensed forex are prohibited.
Which businesses does Nexpay not accept?
Its prohibited list includes weapons, tobacco, alcohol, pharmaceuticals, pornography, charities, auctions, religious organisations, multi-level marketing and debt collection.
Alternatives
How Nexpay compares.
If Nexpay is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 NexpayThis pageE-money institution |  | Dedicated IBANCrypto and gaming |
 PayDoE-money institution |    | Dedicated IBANHigh-risk industries |
 PaysetE-money institution | | 35 currenciesHigh-risk industries |
 3S MoneyE-money institution |   | Local IBANsNon-residents accepted |
 Equals MoneyPayment institution | | Multi-currency IBANExpense cards |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.