Overview
Ant Bank (Hong Kong), at a glance.
Ant Bank (Hong Kong) is a bank (hkma-licensed) headquartered in Hong Kong, regulated by Hong Kong Monetary Authority. The company behind Ant Bank (Hong Kong) is Ant Bank (Hong Kong) Limited. Business accounts cost $0 a month. Opening an account takes 3–5 days.
Why businesses pick Ant Bank (Hong Kong)
- No account opening fee, monthly fee or minimum deposit
- Free FPS and CHATS payments through the e-channel
- HKD and USD accounts
- A licensed Hong Kong bank
- Unsecured SME loans up to HK$5 million with no application fee
Watch out for
- For Hong Kong companies whose main owner holds a Hong Kong ID
- The account-opening steps, documents and deposit-protection wording are not published
- Paper CHATS payments cost HK$55 to HK$250
- The English site is script-driven; the business account has thin public detail
- Prohibited industries and gambling stance are not published
Business fit
Will Ant Bank (Hong Kong) accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Ant Bank (Hong Kong)'s published rules
Likely no
Ant Bank (Hong Kong) does not list United Kingdom among the countries where it accepts companies.
Ant Bank (Hong Kong) does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Ant Bank (Hong Kong) publishes about the businesses it takes on.
Who Ant Bank (Hong Kong) serves
- Startups and SMEs
All 4 industries on Ant Bank (Hong Kong)'s accepted list
- SMEs in Hong Kong
- Sole proprietorships
- Partnerships
- Limited companies
Not supported
Industries and countries Ant Bank (Hong Kong) does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Ant Bank (Hong Kong)?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
HKD and USD
- HKD
- USD
Payment reach
Not published
Who can apply
Company incorporation countries1 countries · show list
- Hong Kong SAR China
Owner nationality
Not publishedOwner residency1 countries · show list
- Hong Kong SAR China
Company types
Sole proprietorships, Partnerships, Hong Kong limited companies
Pricing
What does Ant Bank (Hong Kong) cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Monthly fee
Free
Business account
HKD 0 per month
HKD 0 setup · HKD 0 in year one
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| Faster Payments (GBP) | Free | No charge |
| Outgoing | ||
| Faster Payments (GBP) | Free | No charge |
| Local transfer to another bank | HKD 55 | Fixed fee · CHATS paper request · SHA or BEN; HK$250 if the sender pays all charges (OUR). Electronic CHATS is free. |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Register
Submit the offer form on the SME page with the company name, contact person and mobile number, choosing Business Accounts.
- 2
Open an account
Use Open an account now; the steps and documents for the business account are not described.
- 3
Log on
Manage the account through Business Banking.
Documents you need
Not published
FAQ
Your questions, answered.
Is Ant Bank a bank?
Yes. Ant Bank (Hong Kong) Limited is a licensed bank on the HKMA register of authorized institutions.
How much does the Ant Bank business account cost?
The account application fee and monthly service fee are waived, there is no minimum deposit and FPS and CHATS payments through the e-channel are free. Paper CHATS requests cost HK$55 (HK$250 if you pay all charges) and a paper statement HK$100 a month.
Who can open an Ant Bank business account?
Sole proprietorships, partnerships and limited companies operating in Hong Kong whose main owner holds a Hong Kong ID card and address proof, per the SME page (the criteria sit beside the loan documents).
What currencies can I hold?
HKD and USD.
Alternatives
How Ant Bank (Hong Kong) compares.
If Ant Bank (Hong Kong) is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 Ant Bank (Hong Kong)This pageBank (HKMA-licensed) |  | Hong KongDigital bank |
 HSBC Hong KongBank | | 12 currenciesBig bank |
 DBS Hong KongBank | | 14 currenciesOnline opening |
 Hang Seng BankBank | | Remote openingHKD |
 Bank of China (Hong Kong)Bank | | Multi-currencyOverseas companies |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.