Overview
Bilderlings, at a glance.
Bilderlings is an e-money institution headquartered in the United Kingdom, regulated by FCA, Delaware Office of the State Bank Commissioner, FinCEN. Business accounts cost from €20 a month. Opening an account takes 3–5 days.
Funds are held separately from the company's own money in safeguarding accounts at authorised credit institutions. FSCS protection does not apply.
Why businesses pick Bilderlings
- Plans for gaming companies, licensed crypto firms and financial institutions
- Takes international companies outside the UK and EEA, on a risk basis
- Direct IBAN and accounts in 17 currencies
- Currency exchange at 0.5%
- Support in English and Russian
Watch out for
- International companies pay €1,000 to open and €100 a month, with SEPA payments from €45
- Gaming and crypto plans cost €350 a month; financial institutions €500
- SWIFT payments cost €75
- UK and EEA companies get the lower prices only if owners live in the company's country
- Companies and owners from 32 countries are refused
Business fit
Will Bilderlings accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Bilderlings's published rules
Likely fit
Bilderlings lists both United Kingdom companies and International commerce and import/export as accepted.
Bilderlings does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Bilderlings publishes about the businesses it takes on.
Who Bilderlings serves
- Import and export
- E-commerce
- iGaming
- Crypto
- Financial institutions
All 10 industries on Bilderlings's accepted list
- International commerce and import/export
- Low-risk domestic businesses
- UK/EEA core businesses
- International/higher-risk businesses
- Gaming
- Financial institutions
- UK/EU licensed CASPs
- Crypto-friendly businesses
- E-commerce and marketplaces
- Trading/shipping and digital services
Not supported
Industries and countries Bilderlings does not accept, from its own published lists.
Industries
- Intentional or willfully negligent, repeated unintentional or repeated accidental breaches of local, national or international law, regulation or policy concerning Financial Crime or causing Bilder to breach applicable law or regulation
- Harming or attempting to harm minors in any way
- Dealing in harmful programs such as viruses, spyware or similar computer code designed to adversely affect computer software or hardware
- Misusing Bilder products and services for Financial Crime
- Facilitating business activities that could be interpreted as a tax offence
- Refusing or avoiding to provide sufficient information or documentation to demonstrate compliance
- Illegal gambling and betting entities
- Shell Banks or financial institutions cooperating with Shell Banks
- Weapon dealers, intermediaries or purchasers
- Illegal drugs or precursors, or substances providing similar effects including kratom and khat
- Drug paraphernalia
- Anonymous accounts or customers seeking an obviously fictitious name
- Human trafficking or modern slavery
- Illegal adult content
- Companies issuing bearer shares
- Promoting rape, hate, violence or discrimination
- Replica or copyright infringement
- Counterfeit or unauthorised goods
- Intellectual-property or proprietary-rights infringement
- Unlicensed financial institutions
- Privacy coins such as Monero, Zcash and Dash
- Binary options
- CO including subscriptions, placement or distribution
- Products/services not legal in the jurisdiction offered or stolen, including digital goods
Countries
- Afghanistan · owners
- Burundi · owners
- Cambodia · owners
- Cameroon · owners
- Central African Republic · owners
- Chad · owners
- Cuba · owners
- Eritrea · owners
- Ethiopia · owners
- North Korea · owners
- Congo - Kinshasa · owners
- Haiti · owners
- Iran · owners
- Iraq · owners
- Lebanon · owners
- Libya · owners
- Mali · owners
- Mozambique · owners
- Myanmar (Burma) · owners
- Nicaragua · owners
- Pakistan · owners
- Palestinian Territories · owners
- Senegal · owners
- Sierra Leone · owners
- Somalia · owners
- South Sudan · owners
- Sudan · owners
- Syria · owners
- Uganda · owners
- Venezuela · owners
- Yemen · owners
- Zimbabwe · owners
- Afghanistan · company or owners
- Burundi · company or owners
- Cambodia · company or owners
- Cameroon · company or owners
- Central African Republic · company or owners
- Chad · company or owners
- Cuba · company or owners
- Eritrea · company or owners
- Ethiopia · company or owners
- North Korea · company or owners
- Congo - Kinshasa · company or owners
- Haiti · company or owners
- Iran · company or owners
- Iraq · company or owners
- Lebanon · company or owners
- Libya · company or owners
- Mali · company or owners
- Mozambique · company or owners
- Myanmar (Burma) · company or owners
- Nicaragua · company or owners
- Pakistan · company or owners
- Palestinian Territories · company or owners
- Senegal · company or owners
- Sierra Leone · company or owners
- Somalia · company or owners
- South Sudan · company or owners
- Sudan · company or owners
- Syria · company or owners
- Uganda · company or owners
- Venezuela · company or owners
- Yemen · company or owners
- Zimbabwe · company or owners
Coverage
Where can you use Bilderlings?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
17 currencies
Hold and receive · 17 currencies
- EUR
- USD
- GBP
- CHF
- CAD
- AUD
- JPY
- AED
- CNY
- CZK
- HKD
- HUF
- MXN
- PLN
- SEK
- TRY
- ZAR
Pay out · 13 currencies
- EUR
- USD
- GBP
- CAD
- AUD
- AED
- CNY
- CZK
- HKD
- MXN
- PLN
- TRY
- ZAR
Payment reach
Not published
Who can apply
Company incorporation countries218 countries · show list
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belarus
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Estonia
- Eswatini
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guinea-Bissau
- Guyana
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Palau
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Russia
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Vietnam
- Wallis & Futuna
- Western Sahara
- Zambia
Owner nationality and residency218 countries · show list
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belarus
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Estonia
- Eswatini
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guinea-Bissau
- Guyana
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Palau
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Russia
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Vietnam
- Wallis & Futuna
- Western Sahara
- Zambia
Company types
Companies
Pricing
What does Bilderlings cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From €0
depends on plan
Monthly fee
€20–500
depends on plan
Domestic
Lowest cost€20 per month
€0 setup · €240 in year one
Core
€30 per month
€200 setup · €560 in year one
International
€100 per month
€1,000 setup · €2,200 in year one
Gaming
€350 per month
Setup fee not published
UK and EU licensed crypto firms
€350 per month
Setup fee not published
Financial institutions
€500 per month
Setup fee not published
Transaction fees
| Cost | Domestic | Core | International | Gaming | UK and EU licensed crypto firms | Financial institutions | How it is charged |
|---|---|---|---|---|---|---|---|
| Outgoing | |||||||
| SEPA | €0.35 | €5 | €45 | Not published | Not published | Not published | Fixed fee · Up to €50,000; larger payments cost €25 on Domestic and Core and €65 on International |
| Faster Payments (GBP) | €2–8 | €2–8 | €2–8 | €2–8 | €2–8 | €2–8 | Fixed fee; varies by plan · €2 up to £5,000, €3 up to £100,000, €8 up to £250,000 |
| SWIFT / international | €75 | €75 | €75 | €75 | €75 | €75 | Fixed fee |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | 0.5% | Percentage of the amount |
Cards
| Cost | Domestic | Core | International | Gaming | UK and EU licensed crypto firms | Financial institutions | How it is charged |
|---|---|---|---|---|---|---|---|
| Virtual card issue | Free | Free | Free | Free | Free | Free | No charge |
| Physical card issue | €15 | €15 | €50 | Not published | Not published | Not published | Fixed fee · The first card is included in the opening fee |
| Monthly card fee | €2 | €2 | €10 | Not published | Not published | Not published | Fixed fee |
| Card FX | 3% | 3% | 3% | 3% | 3% | 3% | Percentage of the amount |
| ATM withdrawal | 2%, min €2.5 | 2%, min €2.5 | 2%, min €2.5 | 2%, min €2.5 | 2%, min €2.5 | 2%, min €2.5 | Percentage, with a minimum charge |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply online
Apply online for free, or with a manager's help for a fee.
- 2
Documents
Provide company registration documents and proof of where the owners really live.
- 3
Plan
Bilderlings places the company on a plan by country, activity and risk.
- 4
Review
Applications with complete documents are usually reviewed within one to three business days.
Documents you need
- Company registration details
- Registered address and main place of business
- Business activity description
- Website/social-profile links
- Full name, date of birth and residence country of shareholders
- Ownership/control document such as shareholder register or ownership structure
FAQ
Your questions, answered.
Is Bilderlings a bank?
No. Bilderlings Pay Limited is an e-money institution authorised by the UK FCA, reference 900637. Its US company is a licensed money transmitter in Delaware. FSCS protection does not apply.
How much does a Bilderlings business account cost?
The Domestic plan is free to open online and costs €20 a month, with SEPA payments at €0.35. Core costs €200 to open and €30 a month. International costs €1,000 to open and €100 a month, with SEPA payments from €45. A SWIFT payment costs €75.
Does Bilderlings accept gaming and crypto businesses?
Yes, on dedicated plans: Gaming and UK or EU licensed crypto firms at €350 a month, and financial institutions at €500 a month.
Which countries does Bilderlings not accept?
Its list has 32 countries, including Afghanistan, Cuba, Iran, Iraq, Lebanon, Libya, Myanmar, North Korea, Pakistan, Syria, Venezuela and Yemen.
Does Bilderlings offer cards?
Yes. Virtual and physical Mastercard cards. Virtual cards are free; a new physical card costs €15, or €50 on the International plan.
Alternatives
How Bilderlings compares.
If Bilderlings is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 BilderlingsThis pageE-money institution |   | Direct IBANHigh-risk industries |
 MultiPassE-money institution |  | Dedicated managerOffshore considered |
 AlteryE-money institution |  | 95 countries acceptedVisa and UnionPay cards |
 PaysetE-money institution | | 35 currenciesHigh-risk industries |
 3S MoneyE-money institution |  | Local IBANsNon-residents accepted |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.