Overview
Zeller, at a glance.
Zeller is a financial services company headquartered in Australia. The business account has no monthly fee. Opening an account takes 3–5 days.
Zeller holds funds with a licensed, APRA-regulated Australian bank. Balances in the Savings Account are not protected by the Government's Financial Claims Scheme.
Why businesses pick Zeller
- No set-up, monthly or exit fees on the transaction account
- Mastercard debit card with no foreign transaction fee
- Support by phone, SMS and email, 24 hours a day
- Open to sole traders, companies, trusts, partnerships and associations with an ABN
- Trustpilot score of 4.1 from 345 reviews
Watch out for
- Australia only, and Australian dollars only
- Sign-up needs an Australian mobile number and an ABN or ACN
- Single transfers are limited to $100,000
- Cryptocurrency, foreign exchange, gambling, gold bullion and unregistered charities are not accepted
- Savings balances are not covered by the Financial Claims Scheme
Business fit
Will Zeller accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Zeller's published rules
Likely no
Zeller does not list United Kingdom among the countries where it accepts companies.
Zeller does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Zeller publishes about the businesses it takes on.
Who Zeller serves
- Startups and SMEs
- Freelancers
- E-commerce
Not supported
Industries and countries Zeller does not accept, from its own published lists.
Industries
- Archaeological and cultural relics
- Businesses relating, but not limited to, horse racing (gambling & betting), racehorse syndications
- Consumer Credit Reporting Agencies
- Counterfeit items, including but not limited to, currency, coins, stamps, counterfeiting equipment, and trademark infringement items
- Credit protection or identity theft protection services
- Cryptocurrency, including but not limited to, Bitcoin
- Collection agencies engaged in debt collection or insolvency attorneys
- Financial products and services, including, but not limited to:
- Cashback services of any kind
- Foreign exchange services
- Insurance, insurance premium or insurance related services
- Mutual funds
- Payday lenders
- Payment by instalments service
- Peer to peer (P2P) lending services
- Shell Banks & Companies
- Stock trading & brokerage fees
- Unlicensed financial advisors, accounting firms, tax agents
- Wire Transfer/Money Order
- Gambling establishments including internet gambling – placing, receiving or transmitting a bet/wager
- Gold Bullion
- Illegally sold drugs, alcohol, or drug paraphernalia or other products that present a risk to consumer safety, including, but not limited to, nangs
- Pawn Shops, Cash Converters
- Political parties and other political causes
- Products & services invoking or supporting racism, violence, abuse discrimination, hatred, terrorism, paedophilia or other immoral activity
- Unlicensed sales of distribution of event tickets
- Single-purpose prepaid cards (including gift cards and other stored value cards)
- Software or products related to trading of financial products and information
- Online sales of tobacco, shisha and other related products
- Unregistered charities
- Vapes, vape juice and e-cigarettes containing nicotine
- Weapons of all types designed to cause physical injury, including, but not limited to, batons and electric batons, daggers, swords, dragon knives, firearms and accessories, replica weapons, stun guns, BB guns, ammunition and explosives, certain firearm parts or accessories and military or police equipment
- Any other illegal goods and/or services for sale in Australia
Countries
- Not published
Coverage
Where can you use Zeller?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
AUD
Foreign-currency card spending is converted at Mastercard's rate with no Zeller fee.
Payment reach
Not published
Who can apply
Company incorporation countries1 countries · show list
- Australia
Owner nationality
Not publishedOwner residency
Not publishedCompany types
Sole traders, Companies, Trusts, Partnerships, Incorporated associations, Unincorporated associations, Government entities
Pricing
What does Zeller cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Monthly fee
Free
Transaction Account
AUD 0 per month
AUD 0 setup · AUD 0 in year one
Transaction fees
Other fees
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Virtual card issue | Free | No charge |
| Physical card issue | Free | No charge |
| Card FX | Free | No charge |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Start the application online or through the sales team.
- 2
Company and people
Give the company's registration details, directors and owners.
- 3
Checks
Upload the documents requested and complete identity verification.
- 4
Account live
Once approved, the account is opened and you receive its details.
Documents you need
Not published
FAQ
Your questions, answered.
Is Zeller a bank?
No. Zeller Australia (ABN 14 649 001 383) is a financial services company. It holds customer funds with a licensed, APRA-regulated Australian bank.
How much does Zeller cost?
The transaction account has no activation, monthly or hidden fees, and the debit card has no monthly or transaction fees. Corporate cards cost $9 per active card a month. Card payments taken through Zeller terminals cost 1.4% for card-present payments.
Who can open a Zeller account?
Businesses with an ABN or ACN: sole traders, Australian companies, trusts, partnerships and associations. You need government-issued ID and an Australian mobile number, and must be 18 or over.
Which businesses does Zeller not accept?
Its list of prohibited goods and services includes cryptocurrency, foreign exchange, gambling, gold bullion, weapons, shell companies and unregistered charities.
Alternatives
How Zeller compares.
If Zeller is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 ZellerThis pageFinancial services company | Not published | No account feesDebit cards |
 AirwallexE-money institution |    | Global accountsOnline businesses |
 StatrysMoney service operator |   | Hong Kong accountFree account |
 AspirePayments platform | | Free planCorporate cards |
 Wise BusinessE-money institution |  | Low FX costsStandard businesses |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.