Overview
Worldpay, at a glance.
Worldpay is a payment institution headquartered in the United Kingdom, regulated by FCA, DNB. Pricing is agreed with each client. Opening an account takes 3–5 days.
Why businesses pick Worldpay
- No joining fee
- Card machines and online payments from one provider
- Payouts in 135+ currencies and funding in 21
- Trustpilot score of 4.2 from more than 10,000 reviews
Watch out for
- Not a business account: you still need a bank account for settlement
- Prices are tailored and not published
- Accepted countries and refused industries are not published
- Needs a bank account that accepts direct debits
Business fit
Will Worldpay accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Worldpay's published rules
Needs review
Worldpay works with Retail, but does not publish the countries it accepts companies from.
Worldpay does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Worldpay publishes about the businesses it takes on.
Who Worldpay serves
- E-commerce
- Travel
- Marketplaces
- Startups and SMEs
All 9 industries on Worldpay's accepted list
- Retail
- E-commerce
- Hospitality
- Services
- Travel
- Airlines
- Marketplaces/platforms
- Small businesses
- Global brands
Not supported
Industries and countries Worldpay does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Worldpay?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
Not published
Payment reach
135+ payout currencies
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Companies, Charities
Pricing
What does Worldpay cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Monthly fee
Not published
Tailored pricing
Custom
Transaction fees
Other fees
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Give your company, charity or VAT number and your expected card turnover.
- 2
Identity
Provide personal identification or proof of address.
- 3
Bank account
Give the details of a bank account that accepts direct debits.
- 4
Underwriting
Worldpay reviews the application and sets your pricing.
Documents you need
- Company number, charity number or VAT number
- Personal identification or proof of address
- Direct-debit-enabled bank account
- Estimated card-payment transaction volume
FAQ
Your questions, answered.
Is Worldpay a bank?
No. Worldpay takes card payments for businesses. In the UK, Worldpay Limited and Worldpay (UK) Limited are authorised by the FCA, and Worldpay B.V. is a payment institution supervised by the Dutch central bank.
How much does Worldpay cost?
There is no joining fee. Monthly and per-payment prices are tailored to each business and are not published.
Is a Worldpay merchant account a business bank account?
No. A merchant account receives card payments and pays them out to your own business bank account.
What do I need to open a Worldpay account?
A company, charity or VAT number, personal identification or proof of address, a bank account that accepts direct debits, and an estimate of your card turnover.
Alternatives
How Worldpay compares.
If Worldpay is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
| WorldpayThis pagePayment institution |   | Card machinesOnline payments |
 StripeE-money institution |   | Online payments44 countries |
 Checkout.comE-money institution |  | Enterprise paymentsCard issuing |
 PayntE-money institution |  | AcquiringPayment gateway |
 Revolut BusinessBank | | Cards and spend controlsStartups and SMEs |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.