Overview
Paynt, at a glance.
Paynt is an e-money institution headquartered in Lithuania, regulated by Bank of Lithuania. Pricing is agreed with each client. Opening an account takes 3–5 days.
Why businesses pick Paynt
- Acquiring, gateway, card machines and fraud tools from one licensed provider
- Accepts payments in 135+ currencies
- Serves merchants in the EU, EEA, UK and USA
- Lets payment companies and software platforms offer acquiring under their own brand
Watch out for
- Not a business account: no IBAN and no balance to hold
- Prices are agreed by contract and not published
- Accepted countries and refused industries are not published
Business fit
Will Paynt accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Paynt's published rules
Needs review
Paynt works with Software, but does not publish the countries it accepts companies from.
Paynt does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Paynt publishes about the businesses it takes on.
Who Paynt serves
- E-commerce
- SaaS
- Marketplaces
- Video games
All 21 industries on Paynt's accepted list
- Software
- Social
- Gaming
- E-commerce
- SaaS
- Marketplaces
- Digital agencies
- Restaurants
- Bars
- Cafes
- Hotels
- Trade shows and events
- Mobile businesses
- Street food vendors
- Service-based tradespeople
- Retail stores
- Service providers
- Small businesses
- ISOs
- ISVs
- PSPs
Not supported
Industries and countries Paynt does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Paynt?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
Not published
Payment reach
EU, EEA, UK and USA
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Paynt cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
Not published
By contract
Custom
Transaction fees
Other fees
Payment acceptance
| Cost | Listed amount | How it is charged |
|---|---|---|
| Card payments | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Contact Paynt
Apply directly or through one of Paynt's partners.
- 2
Business information
Submit your company and business details for onboarding.
- 3
Checks
Paynt runs its compliance, fraud and underwriting checks.
- 4
Go live
Connect by API or choose a terminal or gateway, then follow settlements in the Paynt Portal.
Documents you need
- Certificate of Incorporation/proof of business registration
- UTR from HMRC where applicable
- Business bank-account details for settlement
- Government-issued ID for owners/directors
- Business financial statements
- Bank statements for previous 3–6 months
FAQ
Your questions, answered.
Is Paynt a bank?
No. Paynt UAB is an e-money institution licensed by the Bank of Lithuania, register code LB000250. It processes card payments for merchants and does not offer a business bank account.
How much does Paynt cost?
Prices are agreed in each contract and are not published. Processing fees and payout terms are shown in the Paynt Portal.
Which businesses does Paynt work with?
E-commerce, software and SaaS, marketplaces, gaming, retail and hospitality merchants, and payment companies and software platforms that resell acquiring.
Where does Paynt operate?
Paynt serves merchants in the EU and EEA, the United Kingdom and the United States.
Alternatives
How Paynt compares.
If Paynt is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 PayntThis pageE-money institution |  | AcquiringPayment gateway |
 StripeE-money institution |    | Online payments44 countries |
 Checkout.comE-money institution |  | Enterprise paymentsCard issuing |
| WorldpayPayment institution |  | Card machinesOnline payments |
 NexpayE-money institution | | Dedicated IBANCrypto and gaming |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.