Overview
Checkout.com, at a glance.
Checkout.com is an e-money institution headquartered in the United Kingdom, regulated by FCA, ACPR, AUSTRAC and 7 other regulators. Pricing is agreed with each client. Opening an account takes 3–5 days.
Why businesses pick Checkout.com
- Licensed in ten countries, including the UK, France, Singapore, the UAE and the United States
- Balances and settlement in 21 currencies
- Works with fintech, travel, gaming and regulated digital-asset businesses
- Payments, payouts and card issuing under one contract
Watch out for
- Prices are agreed by contract and not published
- Built for established businesses with volume, not for new companies
- Gambling, crypto, marketplaces, dating and dropshipping need specific approval
- No phone support is published
Business fit
Will Checkout.com accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Checkout.com's published rules
Needs review
Checkout.com works with E-commerce, but does not publish the countries it accepts companies from.
Checkout.com does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Checkout.com publishes about the businesses it takes on.
Who Checkout.com serves
- E-commerce
- Marketplaces
- Travel
- SaaS
- Crypto
- iGaming
All 8 industries on Checkout.com's accepted list
- E-commerce
- Fintech
- Marketplaces
- Travel
- Gaming
- Crypto/regulated digital assets
- SaaS and platforms
- Global enterprise merchants
Not supported
Industries and countries Checkout.com does not accept, from its own published lists.
Industries
- Calling cards
- Cigarettes
- Cuban cigars
- Drug paraphernalia
- Drugs, illicit substances, steroids and controlled substances
- Encouraging illegal activity
- Fraudulent or deceptive marketing
- High-risk file hosting/cyberlockers
- Penny/reverse auctions
- Hate, violence, racism or religious persecution
- Intellectual-property infringement
- Bribery, corruption, high-yield financial investments and get-rich-quick schemes
- PC support via outbound telemarketing
- Pyramid, Ponzi or matrix schemes
- Dangerous or hazardous goods
- Government IDs/documents
- Goods/services related to illegal activity
- Pornography or obscene materials
- Government-identified high-fraud products/services
- Stolen goods, including digital/virtual goods
- Weapons, firearms and ammunition
- Any violation of law, statute, ordinance or regulation
Countries
- Not published
Coverage
Where can you use Checkout.com?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
21 currencies
- EUR
- USD
- GBP
- CHF
- CAD
- AUD
- JPY
- AED
- CZK
- DKK
- HKD
- HUF
- KWD
- NOK
- NZD
- PLN
- RON
- SEK
- SGD
- TRY
- ZAR
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Checkout.com cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
Not published
By contract
Custom
Transaction fees
Other fees
Payment acceptance
| Cost | Listed amount | How it is charged |
|---|---|---|
| Card payments | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Check eligibility
Confirm your business type and industry are supported.
- 2
Application
Give the legal entity, its representatives, directors and owners.
- 3
Business details
Describe the business model, finances and expected payment volumes.
- 4
Underwriting
Checkout.com reviews the application; the time depends on the business and its industry.
Documents you need
- Legal-entity and business information
- Representative/director/owner information
- Business model and industry details
- Financial profile and expected processing information
- Location-specific and model-specific documents requested during underwriting
FAQ
Your questions, answered.
Is Checkout.com a bank?
No. Checkout Ltd is an e-money institution authorised by the UK FCA, reference 900816, and Checkout SAS is authorised in France by the ACPR. The group holds licences or registrations in ten countries.
How much does Checkout.com cost?
Prices are agreed in each contract and are not published.
Which businesses does Checkout.com not accept?
Its prohibited list includes cigarettes, drugs and drug paraphernalia, weapons, pornography, pyramid schemes, counterfeit and stolen goods, and high-yield investment schemes. Gambling, crypto, marketplaces and several other categories need specific approval.
Which currencies can a Checkout.com business account hold?
The UK and European entities settle and hold 21 currencies, including EUR, USD, GBP, CHF, AED, JPY and SGD.
Does Checkout.com issue cards?
Yes. Its card issuing product provides physical cards and single-use or multi-use virtual cards.
Alternatives
How Checkout.com compares.
If Checkout.com is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 Checkout.comThis pageE-money institution |      +5 | Enterprise paymentsCard issuing |
 StripeE-money institution |   | Online payments44 countries |
| WorldpayPayment institution |  | Card machinesOnline payments |
 PayntE-money institution |  | AcquiringPayment gateway |
 AirwallexE-money institution | | Global accountsOnline businesses |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.