Overview
Vialet, at a glance.
Vialet is an e-money institution headquartered in Lithuania, regulated by Bank of Lithuania. Business accounts cost from €100 a month. Opening an account takes a few days.
Client funds are held at European banks, kept apart from Vialet's own money and never lent out.
Why businesses pick Vialet
- Dedicated Lithuanian IBAN in your company's name, not pooled
- SEPA, SEPA Instant and SWIFT payments in more than 40 currencies
- Works with licensed gaming, forex and crypto businesses
- Unlimited virtual Visa and Mastercard cards, issued instantly
Watch out for
- Application review costs €500 to €1,500, depending on the risk category
- From €100 a month, and every SEPA payment carries a percentage fee
- Currency exchange costs 2% over the European Central Bank rate
- No physical cards
- Closing the account costs €200
Business fit
Will Vialet accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Vialet's published rules
Likely fit
Vialet lists both United Kingdom companies and E-commerce as accepted.
Vialet does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Vialet publishes about the businesses it takes on.
Who Vialet serves
- E-commerce
- Financial institutions
- iGaming
- Forex
- Crypto
Not supported
Industries and countries Vialet does not accept, from its own published lists.
Industries
- Weapons and ammunition, including manufacture or trade of military fighting vehicles
- Unregulated crypto and digital assets, including unlicensed/unregistered VASPs/CASPs
- Off-platform or escrowless peer-to-peer crypto models without controlled execution, traceability and sanctions screening
- Illegal or unlicensed gambling, betting or lottery operators
- Pyramid schemes, Ponzi schemes and fraudulent investment programs
- Crowdfunding or donation-based fundraising, religious organisations and charities
- Pornography, sexual services, prostitution, red-light businesses, trafficking, sexual exploitation or illegal sexual content
- Illicit or controlled trade in tobacco, alcohol, prescription drugs, steroids and firearms
- Counterfeit or replica goods
- Trading animal fur, bones, ivory or products derived from endangered/protected species
- Trade or distribution of human body parts, organs, biological specimens, pathogens or other controlled biological materials
Countries
- Afghanistan · owners
- American Samoa · owners
- Aruba · owners
- St. Helena · owners
- Belarus · owners
- Burkina Faso · owners
- Burundi · owners
- Central African Republic · owners
- Congo - Brazzaville · owners
- Congo - Kinshasa · owners
- Cuba · owners
- Equatorial Guinea · owners
- Eritrea · owners
- French Guiana · owners
- French Polynesia · owners
- Guadeloupe · owners
- Guam · owners
- Guatemala · owners
- Guernsey · owners
- Guinea · owners
- Guinea-Bissau · owners
- Haiti · owners
- Honduras · owners
- Iran · owners
- Iraq · owners
- Jersey · owners
- South Korea · owners
- Libya · owners
- Macao SAR China · owners
- Marshall Islands · owners
- Martinique · owners
- Micronesia · owners
- Myanmar (Burma) · owners
- Mozambique · owners
- Palestinian Territories · owners
- Puerto Rico · owners
- Réunion · owners
- Russia · owners
- St. Barthélemy · owners
- St. Martin · owners
- Samoa · owners
- Senegal · owners
- Sint Maarten · owners
- Somalia · owners
- South Sudan · owners
- Sudan · owners
- Syria · owners
- Tajikistan · owners
- Tokelau · owners
- Turkmenistan · owners
- Uganda · owners
- United States · owners
- Vanuatu · owners
- Venezuela · owners
- Western Sahara · owners
- Yemen · owners
- Zimbabwe · owners
- North Korea · owners
- Afghanistan · company or owners
- American Samoa · company or owners
- Aruba · company or owners
- Belarus · company or owners
- Burkina Faso · company or owners
- Burundi · company or owners
- Central African Republic · company or owners
- Congo - Brazzaville · company or owners
- Congo - Kinshasa · company or owners
- Crimea · company or owners
- Cuba · company or owners
- Equatorial Guinea · company or owners
- Eritrea · company or owners
- French Guiana · company or owners
- French Polynesia · company or owners
- Guadeloupe · company or owners
- Guam · company or owners
- Guatemala · company or owners
- Guernsey · company or owners
- Guinea · company or owners
- Guinea-Bissau · company or owners
- Haiti · company or owners
- Honduras · company or owners
- Iran · company or owners
- Iraq · company or owners
- Jersey · company or owners
- Libya · company or owners
- Macao SAR China · company or owners
- Marshall Islands · company or owners
- Martinique · company or owners
- Micronesia · company or owners
- Mozambique · company or owners
- Myanmar (Burma) · company or owners
- North Korea · company or owners
- Palestinian Territories · company or owners
- Puerto Rico · company or owners
- Réunion · company or owners
- Russia · company or owners
- Samoa · company or owners
- Senegal · company or owners
- Sint Maarten · company or owners
- Somalia · company or owners
- South Korea · company or owners
- South Sudan · company or owners
- St. Barthélemy · company or owners
- St. Helena · company or owners
- St. Martin · company or owners
- Sudan · company or owners
- Syria · company or owners
- Tajikistan · company or owners
- Tokelau · company or owners
- Turkmenistan · company or owners
- Uganda · company or owners
- United States · company or owners
- Vanuatu · company or owners
- Venezuela · company or owners
- Western Sahara · company or owners
- Yemen · company or owners
- Zimbabwe · company or owners
Coverage
Where can you use Vialet?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
40+ currencies
EUR, USD, GBP and more than 40 other currencies.
Payment reach
100+ countries
Payments out by SEPA or SWIFT.
Who can apply
Company incorporation countries192 countries · show list
- Åland Islands
- Albania
- Algeria
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Estonia
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guyana
- Heard & McDonald Islands
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lebanon
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Malta
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Nicaragua
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Qatar
- Romania
- Rwanda
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- Spain
- Sri Lanka
- St. Kitts & Nevis
- St. Lucia
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- Uruguay
- Uzbekistan
- Vatican City
- Vietnam
- Wallis & Futuna
- Zambia
Owner nationality and residency192 countries · show list
- Åland Islands
- Albania
- Algeria
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Estonia
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guyana
- Heard & McDonald Islands
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lebanon
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Malta
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Nicaragua
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Qatar
- Romania
- Rwanda
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- Spain
- Sri Lanka
- St. Kitts & Nevis
- St. Lucia
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- Uruguay
- Uzbekistan
- Vatican City
- Vietnam
- Wallis & Futuna
- Zambia
Company types
Not publishedPricing
What does Vialet cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From €500
depends on plan
Monthly fee
€100–200
depends on plan
Standard Business
Lowest cost€100 per month
€500 setup · €1,700 in year one
Digital Enterprises
€150 per month
€750 setup · €2,550 in year one
Regulated Enterprises
€200 per month
€1,500 setup · €3,900 in year one
Transaction fees
| Cost | Standard Business | Digital Enterprises | Regulated Enterprises | How it is charged |
|---|---|---|---|---|
| Incoming | ||||
| SEPA | 0.25%, min €2 | 0.5%, min €3 | 0.6%, min €5 | Percentage, with a minimum charge · From businesses. From consumers: 0.5% to 1.5%, min €0.60 to €1, by risk category |
| SWIFT / international | 0.5%, min €25 | 0.75%, min €30 | 1%, min €30 | Percentage, with a minimum charge |
| Outgoing | ||||
| SEPA | 0.25%, min €2 | 0.5%, min €3 | 0.6%, min €5 | Percentage, with a minimum charge · To businesses. To consumers: 0.5% to 1%, min €2 to €4, by risk category |
| SWIFT / international | 0.5%, min €25 | 0.75%, min €30 | 1%, min €30 | Percentage, with a minimum charge |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | 2% | Percentage of the amount · Over the European Central Bank rate |
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Physical card issue | Not offered | Not available |
Onboarding
From application to live account.
Vialet says opening an account typically takes a few business days once all company documents are submitted.
- 1
Get in touch
Contact sales or start the online application.
- 2
Company details
Legal form, registration number, representatives and beneficial owners.
- 3
Documents and checks
Identity and company documents, and an online meeting if Vialet asks for one.
- 4
Account live
After approval you sign the agreement and receive your IBAN and virtual cards.
Documents you need
- Company registration certificate
- Articles of association
- Current business-register extract showing signature rights and good standing
- Identity document of the company's representative
- Identity details of the beneficial owners
Sometimes requested
- Power of attorney
- Origin of funds and transaction information
- Notarised, apostilled or translated copies
FAQ
Your questions, answered.
Is Vialet a bank?
No. UAB Vialet, known as UAB Via Payments until August 2026, is an e-money institution licensed by the Bank of Lithuania, licence number 16. Client funds are kept apart from Vialet's own money.
How much does a Vialet business account cost?
Opening the account is free, but Vialet charges a one-time application review fee of €500, €750 or €1,500, depending on the risk category of the business. The account then costs €100, €150 or €200 a month. For a low-risk business, SEPA payments to and from other businesses cost 0.25% with a €2 minimum and SWIFT payments 0.5% with a €25 minimum.
Does Vialet accept gaming, forex and crypto businesses?
Yes, when they are licensed. Unlicensed gambling and unlicensed or unregistered crypto businesses are prohibited.
Which businesses does Vialet not accept?
Its prohibited list includes weapons, unlicensed crypto and gambling, pyramid and Ponzi schemes, crowdfunding, charities and religious organisations, pornography, counterfeit goods and illicit trade in tobacco, alcohol and prescription drugs.
Which countries does Vialet not accept?
Vialet publishes a list of jurisdictions it does not onboard companies or individuals from. It includes the United States, Russia, Belarus, Guernsey, Jersey, Macau and Puerto Rico.
Does Vialet offer cards?
Yes. Vialet issues unlimited virtual Visa and Mastercard cards instantly. Physical cards are not available.
How long does it take to open a Vialet account?
Vialet says it typically takes a few business days once all company documents are submitted.
Alternatives
How Vialet compares.
If Vialet is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 VialetThis pageE-money institution |  | Dedicated IBANRegulated businesses |
 NexpayE-money institution | | Dedicated IBANCrypto and gaming |
 PayDoE-money institution |    | Dedicated IBANHigh-risk industries |
 PaysetE-money institution | | 35 currenciesHigh-risk industries |
 3S MoneyE-money institution |   | Local IBANsNon-residents accepted |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.