Overview
Paysera, at a glance.
Paysera is an e-money institution headquartered in Lithuania, regulated by Bank of Lithuania, Bank of Albania, Central Bank of Kosovo, National Bank of Georgia. Business accounts cost from €5 a month. Opening an account takes 3–5 days.
Money in the account is electronic money, redeemable at face value. It is not a bank deposit and is not covered by deposit insurance.
Why businesses pick Paysera
- €5 a month with 30 transfers included, and free to open for companies in SEPA countries
- Support by phone and email in 16 languages
- Group licensed in Lithuania, Albania, Kosovo and Georgia
- Takes companies registered outside Europe, case by case
- Visa Business cards from €1 a month
Watch out for
- International companies and financial service providers pay €100 to open and €20 a month
- Gambling, charities, pharmaceuticals, tobacco, luxury goods and multi-level marketing are not accepted
- Visa Business cards are only for residents of the EEA
- The exchange margin is not published as a percentage
- No deposit insurance
Business fit
Will Paysera accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Paysera's published rules
Needs review
Paysera works with Ordinary companies, but does not publish the countries it accepts companies from.
Paysera does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Paysera publishes about the businesses it takes on.
Who Paysera serves
- E-commerce
- Event organisers
- Startups and SMEs
- Financial institutions
All 6 industries on Paysera's accepted list
- Ordinary companies
- E-shops
- Physical retailers
- Event organisers
- International companies
- Financial and payment-service providers
Not supported
Industries and countries Paysera does not accept, from its own published lists.
Industries
- Organising illegal gambling
- Illegal trading of stocks, indices, raw materials, currency/Forex, options or ETFs
- Accepting payments in unregulated or unsupervised virtual currency
- Providing financial services without prior written consent
- Organising legal gambling, lotteries or specially licensed activities without prior written consent
- Multi-level marketing
- Gambling
- Arms and ammunition
- Pharmaceutical businesses
- Luxury goods, antiques, art and precious metals
- Charities
- Alcohol wholesale
- Tobacco and e-cigarettes
- Bankruptcy lawyers
- Psychology
- Financial and payment institutions
- Nuclear energy
- Adult entertainment
- 24/7 remote technical support
Countries
- Not published
Coverage
Where can you use Paysera?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
13 currencies named
- EUR
- USD
- GBP
- CHF
- JPY
- ALL
- GEL
- HKD
- HUF
- INR
- PLN
- RON
- XAU
Includes gold (XAU). Paysera does not publish a complete list.
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Paysera cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From €0
depends on plan
Monthly fee
€5–20
depends on plan
Companies in SEPA countries
Lowest cost€5 per month
€0 setup · €60 in year one
Companies outside SEPA countries
€5 per month
€10 setup · €70 in year one
International companies and financial service providers
€20 per month
€100 setup · €340 in year one
Transaction fees
| Cost | Companies in SEPA countries | Companies outside SEPA countries | International companies and financial service providers | How it is charged |
|---|---|---|---|---|
| Outgoing | ||||
| SEPA | €0.3 | Not published | Not published | Fixed fee · After 30 free transfers a month |
| SWIFT / international | €7–10 | Not published | €35 | Fixed fee; varies by plan |
Other fees
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Physical card issue | €5 | Fixed fee |
| Monthly card fee | €1 | Fixed fee · First card; further linked cards are free |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Register
Create a Paysera account and choose a business account.
- 2
Company details
The manager or an authorised representative enters the company's details.
- 3
Documents
Upload the company documents; companies from other countries send theirs for review.
- 4
Review
Paysera reviews the application and opens the account.
Documents you need
- ID card/passport
- Company registration document
- Director appointment letter for non-Lithuanian branch identification
- Corporate/activity documents
- Beneficial-owner/shareholder list
- Power of attorney where applicable
- Certified copies/translations and additional documents as requested
FAQ
Your questions, answered.
Is Paysera a bank?
No. Paysera LT, UAB is an e-money institution licensed by the Bank of Lithuania, register code LB000251. The group also holds licences in Albania and Kosovo and a banking licence in Georgia.
How much does a Paysera business account cost?
For companies in SEPA countries, opening is free and the account costs €5 a month with 30 transfers included; further SEPA transfers cost €0.30. Companies outside SEPA countries pay €10 to open. International companies and financial service providers pay €100 to open and €20 a month.
Can a company from outside Europe open a Paysera account?
Companies registered in other countries can apply by sending their documents; Paysera decides case by case.
Which businesses does Paysera not accept?
Its list includes gambling, arms and ammunition, pharmaceuticals, luxury goods and precious metals, charities, alcohol wholesale, tobacco and e-cigarettes, adult entertainment and multi-level marketing. Financial services and licensed gambling need its written consent.
Does Paysera offer cards?
Yes. Visa Business cards, physical and virtual, for residents of the EEA. A physical card costs €5 to issue and €1 a month.
Alternatives
How Paysera compares.
If Paysera is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 PayseraThis pageE-money institution |     | Low fees16 support languages |
 Wise BusinessE-money institution |   | Low FX costsStandard businesses |
 Revolut BusinessBank | | Cards and spend controlsStartups and SMEs |
 ConnectPayE-money institution | | 80+ currenciesOnline businesses |
 GenomeE-money institution | | Published pricesVisa cards |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.