Overview
Emirates NBD, at a glance.
Emirates NBD is a bank headquartered in the United Arab Emirates, regulated by Central Bank of the UAE, Saudi Central Bank, Central Bank of Egypt and 6 other regulators. Business accounts cost from AED 99 a month. Opening an account takes 3–5 days. At least one signatory must live in the UAE.
Emirates NBD Bank (P.J.S.C.) is a licensed bank in the UAE, regulated by the Central Bank of the UAE.
Why businesses pick Emirates NBD
- One of the largest banks in the region, with branches across the UAE
- Packages from AED 99 a month, or free above a minimum balance
- A Visa business debit card included in the packages
- Accounts in AED and major currencies, payments in over 50
- Open to sole proprietors as well as companies
Watch out for
- For businesses registered in the UAE, with at least one signatory living in the UAE
- Free packages need an average balance of AED 50,000 to AED 3.5 million; below it you pay AED 150 to AED 1,500 a month
- Connect, the package with no minimum balance, costs AED 249 a month
- Fees are subject to 5% VAT
- Trustpilot score of 1.7 from 1,460 reviews
Business fit
Will Emirates NBD accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Emirates NBD's published rules
Likely no
Emirates NBD does not list United Kingdom among the countries where it accepts companies.
Emirates NBD does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Emirates NBD publishes about the businesses it takes on.
Who Emirates NBD serves
- Startups and SMEs
- Import and export
- E-commerce
- Professional services
Not supported
Industries and countries Emirates NBD does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Emirates NBD?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
AED and major currencies
Payments in more than 50 currencies.
Payment reach
Not published
Who can apply
Company incorporation countries1 countries · show list
- United Arab Emirates
Owner nationality
Not publishedOwner residency
Not publishedCompany types
Companies registered in the UAE, Sole proprietors
Pricing
What does Emirates NBD cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
AED 0–249
depends on plan
Prime
AED 99 per month
Setup fee not published
Connect
AED 249 per month
Setup fee not published
Proprietor
Lowest costAED 0 per month
Setup fee not published
Preferred
AED 0 per month
Setup fee not published
Prestige
AED 0 per month
Setup fee not published
Platinum
AED 0 per month
Setup fee not published
Transaction fees
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Physical card issue | Free | No charge · Visa business debit card in the package |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Start the application online or through the sales team.
- 2
Company and people
Give the company's registration details, directors and owners.
- 3
Checks
Upload the documents requested and complete identity verification.
- 4
Account live
Once approved, the account is opened and you receive its details.
Documents you need
Not published
FAQ
Your questions, answered.
Is Emirates NBD a bank?
Yes. Emirates NBD Bank (P.J.S.C.) is a licensed bank in the UAE, regulated by the Central Bank of the UAE. The group also owns DenizBank and has banks or branches in Saudi Arabia, Egypt, India and the UK.
How much does an Emirates NBD business account cost?
It is sold as packages. Prime costs AED 99 a month with an AED 50,000 average balance, Connect AED 249 a month with no minimum, and the others are free above balances from AED 50,000 to AED 3.5 million, with a charge of AED 150 to AED 1,500 a month below.
Who can open an Emirates NBD business account?
Businesses registered in the UAE, including sole proprietors, with at least one signatory who lives in the UAE.
Is a debit card included?
Yes, a Visa business debit card is included in the packages.
Alternatives
How Emirates NBD compares.
If Emirates NBD is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 Emirates NBDThis pageBank |      +4 | Business accountBusiness packages |
 RAKBANKBank | | SME banking4 currencies |
 Mashreq NeoBizBank |   | Digital bankNo initial deposit |
 Commercial Bank of DubaiBank | | 6 currenciesBusiness debit card |
 Wio BankBank | | Digital bank7 currencies |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.