Best Electronic Money Institutions

Electronic Money Institutions licensed to issue e-money, IBANs, and payment accounts.

Electronic Money Institutions (EMIs) are regulated financial entities authorized to issue electronic money and provide payment services. Unlike traditional banks, EMIs offer faster onboarding, lower fees, and modern digital-first interfaces — making them ideal for startups, international businesses, and companies that need multi-currency accounts without the complexity of a full banking relationship.

50 Electronic Money Institutions listed

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Payset logo
PaysetE-Money Institution
4.1

Multi-currency business accounts for global companies

Crypto Non-resident Cards SWIFT Remote KYB
From €49/mo· FX from 0.5%
PayDo logo
PayDoE-Money Institution
4.0

All payment solutions in one place

Non-resident Cards SWIFT Remote KYB
From €25/mo· FX from 0.5%

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request
Biercheque B.V. logo
Biercheque B.V.E-Money Institution

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
Alpha FX Europe Limited logo
Alpha FX Europe LimitedE-Money Institution

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request
B
BCB Payments (Europe)E-Money Institution

Electronic Money Institution regulated by ACPR France in France

Pricing on request
A
AIEU Services Limited S.A.E-Money Institution

Electronic Money Institution regulated by CSSF Luxembourg in Luxembourg

Pricing on request
3
3S Money (Luxembourg) S.A.E-Money Institution

Electronic Money Institution regulated by CSSF Luxembourg in Luxembourg

Pricing on request
A
Alternatieve Kadobon B.V.E-Money Institution

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
Bebawa, UAB logo
Bebawa, UABE-Money Institution

Electronic Money Institution regulated by LT BL in Lithuania

Pricing on request

Electronic Money Institution regulated by Central Bank of Cyprus in Cyprus

Pricing on request

Electronic Money Institution regulated by CSSF Luxembourg in Luxembourg

Pricing on request
A
AFT EU B.V.E-Money Institution

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
Argentex B.V. logo
Argentex B.V.E-Money Institution

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
C2D PAYMENT SOLUTIONS LTD logo
C2D PAYMENT SOLUTIONS LTDE-Money Institution

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request
Airwallex (UK) Ltd logo
Airwallex (UK) LtdE-Money Institution

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
B
Barion Payment Zrt.E-Money Institution

Electronic Money Institution regulated by HU CBH in Hungary

Pricing on request
A
AWX Lithuania, UABE-Money Institution

Electronic Money Institution regulated by LT BL in Lithuania

Pricing on request

Electronic Money Institution regulated by Czech National Bank in Czech Republic

Pricing on request
Blocktech Oy logo
Blocktech OyE-Money Institution

Electronic Money Institution regulated by Finnish FSA in Finland

Pricing on request

Electronic Money Institution regulated by ES BE in Spain

Pricing on request
A
A1 Hrvatska d.o.o.E-Money Institution

Electronic Money Institution regulated by Croatian National Bank in Croatia

Pricing on request
Aplauz NL B.V. logo
Aplauz NL B.V.E-Money Institution

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
A

Electronic Money Institution regulated by BaFin Germany in Germany

Pricing on request
ALT21 Europe Limited logo
ALT21 Europe LimitedE-Money Institution

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request
Calida Financial Ltd logo
Calida Financial LtdE-Money Institution

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request
A
AP OPERATIONS SIAE-Money Institution

Electronic Money Institution regulated by LV LV in Latvia

Pricing on request
Airwallex (Netherlands) B.V. logo
Airwallex (Netherlands) B.V.E-Money Institution

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
BALLINGER EU LIMITED logo
BALLINGER EU LIMITEDE-Money Institution

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request
B
B2Mobility GmbHE-Money Institution

Electronic Money Institution regulated by BaFin Germany in Germany

Pricing on request
BANCIBO, SE logo
BANCIBO, SEE-Money Institution

Electronic Money Institution regulated by Czech National Bank in Czech Republic

Pricing on request
Bankera logo
BankeraE-Money Institution

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Crypto Non-resident Cards SWIFT Remote KYB
Pricing on request
BENKER UAB logo
BENKER UABE-Money Institution

Electronic Money Institution regulated by LT BL in Lithuania

Pricing on request
AllUnity GmbH logo
AllUnity GmbHE-Money Institution

Electronic Money Institution regulated by BaFin Germany in Germany

Pricing on request

Electronic Money Institution regulated by HU CBH in Hungary

Pricing on request
B
BIP & DRIVE E.D.E, S.A.E-Money Institution

Electronic Money Institution regulated by ES BE in Spain

Pricing on request
Bitstamp Europe logo
Bitstamp EuropeE-Money Institution

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Crypto Non-resident SWIFT Remote KYB
Pricing on request

Electronic Money Institution regulated by LT BL in Lithuania

Pricing on request
BNKPRO EUROPE LTD logo
BNKPRO EUROPE LTDE-Money Institution

Electronic Money Institution regulated by Central Bank of Cyprus in Cyprus

Pricing on request

Electronic Money Institution regulated by Central Bank of Ireland in Ireland

Pricing on request
BookIT International Oy logo
BookIT International OyE-Money Institution

Electronic Money Institution regulated by Finnish FSA in Finland

Pricing on request
B
BP23 PAY LtdE-Money Institution

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request
B
Brouwer Vos Payments B.V.E-Money Institution

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
Buypass Payment AS logo
Buypass Payment ASE-Money Institution

Electronic Money Institution regulated by Finanstilsynet Norway in Norway

Pricing on request
1
1POINT6E-Money Institution

Electronic Money Institution regulated by ACPR France in France

Pricing on request

Electronic Money Institution regulated by National Bank of Romania in Romania

Pricing on request

Electronic Money Institution regulated by LV LV in Latvia

Pricing on request