Best Electronic Money Institutions

Electronic Money Institutions licensed to issue e-money, IBANs, and payment accounts.

Electronic Money Institutions (EMIs) are regulated financial entities authorized to issue electronic money and provide payment services. Unlike traditional banks, EMIs offer faster onboarding, lower fees, and modern digital-first interfaces — making them ideal for startups, international businesses, and companies that need multi-currency accounts without the complexity of a full banking relationship.

50 Electronic Money Institutions listed

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Payset logo
PaysetE-Money Institution
4.1

Multi-currency business accounts for global companies

Crypto Non-resident Cards SWIFT Remote KYB
From €49/mo· FX from 0.5%
PayDo logo
PayDoE-Money Institution
4.0

All payment solutions in one place

Non-resident Cards SWIFT Remote KYB
From €25/mo· FX from 0.5%
Bankera logo
BankeraE-Money Institution
4.0

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Crypto Non-resident Cards SWIFT Remote KYB
Pricing on request
Revolut Ltd logo
Revolut LtdE-Money Institution
4.0

Electronic Money Institution regulated by FCA in United Kingdom

Crypto Non-resident Cards SWIFT Remote KYB
Pricing on request
Genome logo
GenomeE-Money Institution
3.9

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards SWIFT Remote KYB
Pricing on request
Bitstamp Europe logo
Bitstamp EuropeE-Money Institution
3.9

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Crypto Non-resident SWIFT Remote KYB
Pricing on request
ConnectPay logo
ConnectPayE-Money Institution
3.9

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards SWIFT Remote KYB
Pricing on request
Equals Money (Equals Group) logo
Equals Money (Equals Group)E-Money Institution
3.9

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
Unlimint logo
UnlimintE-Money Institution
3.9

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards SWIFT Remote KYB
Pricing on request
Airwallex (UK) Ltd logo
Airwallex (UK) LtdE-Money Institution
3.9

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
Paysera logo
PayseraE-Money Institution
3.9

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards SWIFT Remote KYB
Pricing on request
Mistertango logo
MistertangoE-Money Institution
3.8

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident SWIFT Remote KYB
Pricing on request
Wise Payments Ltd logo
Wise Payments LtdE-Money Institution
3.8

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
Nexpay logo
NexpayE-Money Institution
3.8

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Crypto Non-resident Cards SWIFT Remote KYB
Pricing on request
Payoneer Europe Ltd logo
Payoneer Europe LtdE-Money Institution
3.8

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
Pervesk logo
PerveskE-Money Institution
3.8

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident SWIFT Remote KYB
Pricing on request
Satchel logo
SatchelE-Money Institution
3.7

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards SWIFT Remote KYB
Pricing on request
Caxton FX Ltd logo
Caxton FX LtdE-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Cards Remote KYB
Pricing on request
PayPal (Europe) S.a r.l. logo
PayPal (Europe) S.a r.l.E-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Wallester logo
WallesterE-Money Institution
3.7

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards Remote KYB
Pricing on request
Modulr Finance Ltd logo
Modulr Finance LtdE-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
Coinbase Europe logo
Coinbase EuropeE-Money Institution
3.7

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Crypto Non-resident Cards Remote KYB
Pricing on request

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Tide Platform Ltd logo
Tide Platform LtdE-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Cards Remote KYB
Pricing on request
Trustcom Financial logo
Trustcom FinancialE-Money Institution
3.7

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards SWIFT Remote KYB
Pricing on request
Ebury Partners UK Ltd logo
Ebury Partners UK LtdE-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
Paywiser logo
PaywiserE-Money Institution
3.7

Electronic Money Institution regulated by Bank of Lithuania in Lithuania

Non-resident Cards SWIFT Remote KYB
Pricing on request
Paysend Enterprise Ltd logo
Paysend Enterprise LtdE-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Neteller logo
NetellerE-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Railsbank Technology Ltd logo
Railsbank Technology LtdE-Money Institution
3.7

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards SWIFT Remote KYB
Pricing on request
Spendesk SAS logo
Spendesk SASE-Money Institution
3.6

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Pleo Technologies Ltd logo
Pleo Technologies LtdE-Money Institution
3.6

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Payhawk Ltd logo
Payhawk LtdE-Money Institution
3.6

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Skrill Ltd logo
Skrill LtdE-Money Institution
3.6

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Currencycloud Ltd logo
Currencycloud LtdE-Money Institution
3.6

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident SWIFT Remote KYB
Pricing on request
PayPal (Europe) S.à r.l. logo
PayPal (Europe) S.à r.l.E-Money Institution
3.6

Electronic Money Institution regulated by FCA in United Kingdom

Non-resident Cards Remote KYB
Pricing on request
Modulr FS Europe Limited logo
Modulr FS Europe LimitedE-Money Institution
3.4

Electronic Money Institution regulated by Central Bank of Ireland in Ireland

Pricing on request
Paynovate logo
PaynovateE-Money Institution
3.4

Electronic Money Institution regulated by National Bank of Belgium in Belgium

Pricing on request

Electronic Money Institution regulated by Central Bank of Cyprus in Cyprus

Pricing on request
Biercheque B.V. logo
Biercheque B.V.E-Money Institution
3.4

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
EcommBX Limited logo
EcommBX LimitedE-Money Institution
3.4

Electronic Money Institution regulated by Central Bank of Cyprus in Cyprus

Pricing on request
Payoneer Europe B.V. logo
Payoneer Europe B.V.E-Money Institution
3.4

Electronic Money Institution regulated by De Nederlandsche Bank in Netherlands

Pricing on request
Clearshift, UAB logo
Clearshift, UABE-Money Institution
3.4

Electronic Money Institution regulated by LT BL in Lithuania

Pricing on request
OneSettle AS logo
OneSettle ASE-Money Institution
3.4

Electronic Money Institution regulated by Finanstilsynet Norway in Norway

Pricing on request

Electronic Money Institution regulated by Central Bank of Cyprus in Cyprus

Pricing on request
Payhound Limited logo
Payhound LimitedE-Money Institution
3.4

Electronic Money Institution regulated by MFSA Malta in Malta

Pricing on request