PSPs and payment gateways with pre-built eCommerce plugins, local payment methods, BNPL, and fraud tools for online merchants.
The right PSP can significantly improve your eCommerce conversion rate. Modern PSPs offer one-click checkout, local payment methods (iDEAL, Klarna, BLIK, Bancontact), 3DS2 fraud protection, and pre-built plugins for Shopify, WooCommerce, and Magento. For cross-border merchants, multi-currency pricing and dynamic currency conversion are critical. This list covers the best PSPs for eCommerce merchants from solo traders to enterprise retailers.
Stripe is the most popular for small stores due to its developer-friendly API, transparent pricing (1.4% + €0.25 for EU cards), and no monthly fees. Mollie is a strong alternative for European merchants.
Most major PSPs (Stripe, Adyen, Mollie, Checkout.com) support local payment methods out of the box. You enable them in your dashboard — no separate integrations needed.
Standard rates are 1.4–1.9% + €0.25 for EU consumer cards, and 2.9–3.5% + €0.30 for non-EU cards. High-volume merchants can negotiate lower rates.
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