Overview
Finci, at a glance.
Finci is an e-money institution headquartered in Lithuania, regulated by Bank of Lithuania. Business accounts cost from €20 a month. Opening an account takes 3–5 days.
Customer funds are safeguarded under the Lithuanian e-money rules. This is not deposit insurance.
Why businesses pick Finci
- Low entry prices: €15 to open and €20 a month on Standard
- Accounts are typically opened within a couple of hours to a couple of days
- Works with holding companies, trading, aviation, logistics and licensed iGaming
- Support in English, Latvian, Russian and Lithuanian, with a dedicated manager
- Virtual Mastercard cards are free
Watch out for
- Currency exchange costs 1%
- Holds four currencies only
- Its list of high-risk countries is given only on request
- Transfer fees are not shown on its public plans
- Trustpilot score of 2.9 from 18 reviews
Business fit
Will Finci accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Finci's published rules
Needs review
Finci works with Aviation, but does not publish the countries it accepts companies from.
Finci does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Finci publishes about the businesses it takes on.
Who Finci serves
- Import and export
- Holding companies
- iGaming
- IT and software
All 8 industries on Finci's accepted list
- Aviation
- Logistics
- Maritime
- Wholesale
- Trading
- Technology
- Holding companies
- Licensed iGaming operators and related providers
Not supported
Industries and countries Finci does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Finci?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
4 currencies
- EUR
- USD
- GBP
- PLN
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Finci cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From €15
depends on plan
Monthly fee
€20–120
depends on plan
Standard
Lowest cost€20 per month
€15 setup · €255 in year one
Enterprise
€45 per month
€50 setup · €590 in year one
Premium
€120 per month
€120 setup · €1,560 in year one
Transaction fees
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | 1% | Percentage of the amount |
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Virtual card issue | Free | No charge |
| Physical card issue | €6 | Fixed fee · Express delivery in Europe costs €60 |
| Monthly card fee | €5 | Fixed fee · For each additional card |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply online
Start the application on the website or in the app.
- 2
Company documents
Provide the company and ownership documents.
- 3
Verification
Owners and representatives verify their identity.
- 4
Account live
Typically a couple of hours to a couple of days; the first document check for iGaming takes two days.
Documents you need
- Identity/residence documents
- Company documentation
- UBO/controlling-person evidence
- Ownership description
- Source of funds/wealth
- Tax ID
- Contracts/invoices/bank statements
- Business-partner and power-of-attorney information as requested
FAQ
Your questions, answered.
Is Finci a bank?
No. FINCI UAB is an e-money institution licensed by the Bank of Lithuania, register code LB001933. Funds are safeguarded, not covered by deposit insurance.
How much does a Finci business account cost?
Standard costs €15 to open and €20 a month, Enterprise €50 and €45, and Premium €120 and €120. Currency exchange costs 1%.
How long does it take to open a Finci account?
Typically a couple of hours to a couple of days.
Does Finci accept iGaming companies?
Yes. It works with licensed iGaming operators and their service providers.
Does Finci offer cards?
Yes. Virtual Mastercard cards are free, and a physical card costs €6.
Alternatives
How Finci compares.
If Finci is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 FinciThis pageE-money institution |  | Fast openingMastercard cards |
 ConnectPayE-money institution | | 80+ currenciesOnline businesses |
 GenomeE-money institution | | Published pricesVisa cards |
 PayseraE-money institution |  | Low fees16 support languages |
 VerifoE-money institution | | Named IBANSole traders |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.