Overview
Valyuz, at a glance.
Valyuz is an e-money institution headquartered in Lithuania, regulated by Bank of Lithuania. Opening an account takes 3–5 days.
Why businesses pick Valyuz
- Dedicated business IBAN
- Send and receive in 23 currencies
- Support by phone, email and WhatsApp
- Publishes its list of prohibited industries
Watch out for
- No published prices; the fee schedule comes after an introductory call
- SEPA Instant is not supported
- 40 industries are prohibited, including audit services, wholesale alcohol and precious metals
- Applying starts with a call, not an online sign-up
Business fit
Will Valyuz accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Valyuz's published rules
Needs review
Valyuz works with Import and export, but does not publish the countries it accepts companies from.
Valyuz does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Valyuz publishes about the businesses it takes on.
Who Valyuz serves
- Import and export
Not supported
Industries and countries Valyuz does not accept, from its own published lists.
Industries
- Agricultural chemicals
- Criminal or illegal activities
- Cannabis and medical marijuana
- Investment in commodities
- Immigration services (including visa and green card obtaining)
- Steroids and other products that pose a danger to health
- Adult, pornography, and related industries
- Home-made alcoholic beverages, cigarettes, and tobacco
- Stolen goods (including digital and virtual goods), counterfeit goods, violation of intellectual property, and items that violate someone’s privacy
- Ammunition, guns, arms, offensive weapons, poisons, dangerous substances (as defined by applicable laws), firearms, etc.
- Financial pyramids similar to Ponzi schemes, matrix programs, and other such schemes
- Debt restructuring, credit repair, debt settlement, providing credit, and debt collections
- Operating a business that requires a license or special permit without holding such a license
- Circumvention devices
- Selling, hosting, distributing, producing, or promoting offensive materials, including those that incite racial hatred or promote discrimination based on gender, race, religion, national origin, physical ability, sexual orientation, or age
- Transactions with live animals (exceptions possible, e.g., payments for horse riding or dog training classes)
- Transactions involving items subject to export restrictions or requiring special clearance
- Trade in precious metals, gemstones, jewelry, and artworks
- Audit services
- Organizing and conducting auctions
- Wholesale of alcohol and tobacco products
- Sale of petroleum products, including solid, liquid, and gaseous fuels and related products
- Prescription drugs, devices, certified pharmacies
- Long-term investment-type insurance activities
- Sale of traveler’s checks or money orders, currency exchanges
- Multi-level marketing programs
- Binary options
- Used automobile dealers and sellers of used car parts
- Cultural objects (e.g., sculptures, statues, antiques, collector’s items, archaeological pieces)
- Trading of animal fur, bones, and ivory
- Production or trade in radioactive materials
- Telemarketing companies
- Counterfeiter pirated goods
- Embassies, diplomatic missions, and consulates
- Forex(FX/CFD) services, including forex holding companies; direct payments to/from forex trading companies are also restricted
- B2C/C2B activities
- Direct cryptocurrency related activities,(including trading, mining, ICO, STO, except providing services to cryptocurrency related businesses)
- Legal services
- Cash intensive businesses
- Non-licensed Online Casino/Online Poker/Online Gambling/Online Betting/Prize Draws/Gift Cards/Any form of Lottery/Scratch cards and Sweepstake casinos/gaming sites.
Countries
- Not published
Coverage
Where can you use Valyuz?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
23 currencies
- EUR
- USD
- GBP
- CHF
- CAD
- AUD
- JPY
- AED
- ARS
- CZK
- DKK
- HKD
- HUF
- ILS
- MXN
- NOK
- NZD
- PLN
- RON
- SEK
- SGD
- THB
- ZAR
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Valyuz cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
Not published
Business account
Custom
Fee schedule provided during onboarding
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SEPA Instant | Not offered | Not available |
| Outgoing | ||
| SEPA Instant | Not offered | Not available |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Check eligibility
Review Valyuz's restricted countries and business lines.
- 2
Introductory call
Contact Valyuz; it sends the fee schedule and application form.
- 3
Documents
Company, director and owner documents.
- 4
Account live
Valyuz completes its checks and opens the account.
Documents you need
- Company incorporation/registration documents
- Name-change certificate where applicable
- Current directors/shareholders/UBO information
- Articles and group structure where applicable
- Director and UBO identity documents and proof of address
Sometimes requested
- Source of funds/source of wealth evidence where requested
FAQ
Your questions, answered.
Is Valyuz a bank?
No. Valyuz UAB is an e-money institution licensed by the Bank of Lithuania, authorisation code LB000454.
How much does a Valyuz business account cost?
Valyuz does not publish prices. It sends a fee schedule after an introductory call.
Which businesses does Valyuz not accept?
Its prohibited list has 40 entries, including cannabis, adult content, weapons, debt collection, precious metals and artworks, audit services, auctions, wholesale alcohol and tobacco, prescription drugs and multi-level marketing.
Which currencies does Valyuz support?
You can send and receive 23 currencies, including EUR, USD, GBP, CHF, AED, SGD and JPY.
Does Valyuz support SEPA Instant?
No. Valyuz supports SEPA, Faster Payments and SWIFT, but not SEPA Instant.
Alternatives
How Valyuz compares.
If Valyuz is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 ValyuzThis pageE-money institution |  | Dedicated IBAN23 currencies |
 GenomeE-money institution | | Published pricesVisa cards |
 SatchelE-money institution | | European IBANMastercard cards |
 VialetE-money institution | | Dedicated IBANDigital businesses |
 NexpayE-money institution | | Dedicated IBANCrypto and gaming |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.