OFX

Industries

• Any activity, product, service, or transaction that violates any law, government regulation or promotes or facilitates the violation of any law or regulation
• Financial Firms, Investment & credit services: High Risk or unregulated lending or investment firms, FX Exchanges, Shell Banks or banks with no physical presence in any country, Payday Loan Companies, mortgage consulting or debt reduction services; credit counseling or repair, collection agencies
• Money Service Businesses and Intermediaries: Providing correspondent services to other financial institutions’ clients, including making payment through pooled accounts held at other payment service providers/money transmitters.
• Cash Intensive Businesses: Private ATM service providers; Bail bonds; Pawnshops including Cash for Gold type of businesses; Cash advance services.
• Prohibited Businesses: Any legal entity designed to provide anonymity and/or issues bearer negotiable instruments (Bearer Shares), shell corporations, or operate as a multi-level marketing/referral marketing firm.
• Trust and Corporate service providers that are involved in opening accounts on behalf of other businesses, Offshore company formation, or establishing/serving as nominee directors and/or shareholders
• Virtual currency or stored value: Virtual currency dealers and exchanges, and businesses involved in the direct issuance, brokerage or sale of virtual currency, or otherwise dealing in virtual currency that can be monetized, resold, or converted to physical or digital products and services or otherwise exit the virtual world (e.g., Bitcoin); sale of stored value or credits maintained, accepted and issued by anyone other than the seller.
• Intellectual property or proprietary rights infringement: Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; any product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of any third party; use of OFX intellectual property without express consent from OFX; use of the OFX name that marks inconsistent with any of OFX’s terms and conditions or in a manner that otherwise harms OFX or the OFX brand; any action that implies an untrue endorsement by or affiliation with OFX.
• Counterfeit or unauthorized goods: Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported, or related to the illegal animal/animal part trade, or illegal hunting or fishing.
• Gambling: Casinos, lotteries (including the sale of lottery tickets); online gambling (including poker), games of chance (including sweepstakes and raffles), sports forecasting, fantasy sports leagues with cash prizes or odds-making.
• Prohibited products or services: Unlicensed/unregistered non-profits/charities; pharmacies that operate solely via online or mail order; adult visual content, services sexual in nature, or other sexually oriented establishments; military grade weapons and munitions, gunpowder and other explosives, and arms dealers; any involvement with uranium enrichment (even where intended for fuel reactors); toxic, flammable, and radioactive materials; or any products and services with varying legal status on a state-by-state or international basis that OFX deems unable to service including surrogacy services.
• Narcotics: Illegal drugs, controlled substances (excluding those sold by licensed pharmacies that are not otherwise prohibited), production, distribution, testing, and/or sale of federally illegal cannabis, or any substances designed to mimic illegal drugs.
• Ponzi or get rich quick schemes: Includes information guides, warranty fees, credit repair companies, mortgage reduction services, and any product or service where a prize is guaranteed, marketing media is unavailable, premiums/incentives are offered, promises of future guaranteed results are made, or any rebate or reward program.
• Predatory practices: Includes subscription merchants, telemarketing, multi-level marketing, “up-sell” merchants, infomercial merchants, and rebate-based businesses.
• No-value-added services: Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers.

Countries

• Not published