Overview
Ebury, at a glance.
Ebury is an e-money institution headquartered in the United Kingdom, regulated by FCA, DFSA, National Bank of Belgium and 12 other regulators. The business account has no monthly fee. Opening an account takes 3–5 days.
Client funds are held in separate accounts under safeguarding and client-money rules.
Why businesses pick Ebury
- Balances in 28 currencies and local collection accounts in 13
- FX hedging and treasury support alongside payments
- No opening or subscription fee
- A dedicated account manager
- Licensed in 15 countries, including the UK, Belgium, the UAE and Australia
Watch out for
- Transfer and FX prices are not published; Ebury earns a spread on currency conversion
- Applying starts with a conversation, not an online sign-up
- Corporate cards are by waitlist and invitation
- What is available depends on the country your company is in
Business fit
Will Ebury accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Ebury's published rules
Needs review
Ebury works with Startups and SMEs, but does not publish the countries it accepts companies from.
Ebury does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Ebury publishes about the businesses it takes on.
Who Ebury serves
- Startups and SMEs
- E-commerce
- Import and export
- Fund managers
- NGOs and charities
Not supported
Industries and countries Ebury does not accept, from its own published lists.
Industries
- Online gambling
- Pornography
- Firearms
- Illegal drugs and paraphernalia
- Counterfeit goods
- Payday loans
- Pawn shops
- Cryptocurrencies
Countries
- Not published
Coverage
Where can you use Ebury?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
28 currencies
Hold · 28 currencies
- AED
- AUD
- CAD
- CHF
- CNH
- CZK
- DKK
- EUR
- GBP
- HKD
- HUF
- ILS
- JOD
- JPY
- NOK
- NZD
- OMR
- PLN
- QAR
- RON
- RSD
- SAR
- SEK
- SGD
- THB
- TRY
- USD
- ZAR
Local collection accounts · 13 currencies
- GBP
- USD
- EUR
- CAD
- PLN
- NZD
- AUD
- SGD
- HUF
- HKD
- SEK
- NOK
- DKK
Payment reach
160+ countries
Payments out in 140+ currencies.
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Ebury cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Monthly fee
Free
Business Account
£0 per month
£0 setup · £0 in year one
Transaction fees
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Virtual card issue | Free | No charge · By invitation |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Get in touch
Contact Ebury through its website.
- 2
Expert call
Discuss your business, its country and your payment and FX needs.
- 3
Checks
Complete the onboarding and compliance checks for your Ebury entity.
- 4
Account live
Set up collection accounts, balances and payments.
Documents you need
Not published
FAQ
Your questions, answered.
Is Ebury a bank?
No. Ebury Partners UK Limited is an e-money institution authorised by the UK FCA, reference number 900797. Client funds are held in separate accounts.
How much does an Ebury business account cost?
Ebury charges no opening or subscription fee. It earns a spread on currency conversion, and does not publish its transfer or FX prices; fees are shown before each transaction.
Which currencies does Ebury support?
You can hold 28 currencies and get local collection accounts in 13, including GBP, USD, EUR, CAD, AUD and SGD. Payments out are available in more than 140 currencies.
Does Ebury offer cards?
Yes. Ebury offers virtual and physical Mastercard corporate cards that spend in EUR, GBP and USD. They are available by waitlist and invitation.
Where is Ebury licensed?
Ebury holds licences or registrations in 15 countries, including the UK, Belgium, Lithuania, Cyprus, the UAE, Australia, Canada, Hong Kong, Singapore and Brazil.
Alternatives
How Ebury compares.
If Ebury is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 EburyThis pageE-money institution |      +10 | FX and hedgingInternational trade |
 IFX PaymentsE-money institution | | Virtual IBANsSpecialist FX |
 3S MoneyE-money institution |  | Local IBANsNon-residents accepted |
 AirwallexE-money institution |  | Global accountsOnline businesses |
 Wise BusinessE-money institution | | Low FX costsStandard businesses |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.