Overview
Lunar Business, at a glance.
Lunar Business is a bank headquartered in Denmark, regulated by Finanstilsynet. Business accounts cost from 241 kr. a month. Opening an account takes 3–5 days.
Lunar Bank A/S is a licensed Danish bank. Eligible deposits are covered by the Danish deposit guarantee up to €100,000.
Why businesses pick Lunar Business
- A licensed Danish bank with deposits covered up to €100,000
- Free euro transfers on every plan
- International transfers at a 0.5% exchange fee
- Virtual and physical Visa cards and bookkeeping integrations
- Open to sole traders, ApS, A/S, partnerships and holding companies
- Trustpilot score of 4.4 from more than 29,000 reviews
Watch out for
- Only for companies that are tax resident in Denmark with a CVR number, whose owners all live and pay tax in Denmark
- No free plan: from 241 kr. a month, billed yearly
- The Simple plan has a setup fee of 1,495 kr.
- Transfers in other currencies cost 50 kr. on Simple and 25 kr. on Essential
- International transfers related to adult entertainment are not allowed
- The account is in Danish kroner; other currencies are not held
Business fit
Will Lunar Business accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Lunar Business's published rules
Likely no
Lunar Business does not list United Kingdom among the countries where it accepts companies.
Lunar Business does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Lunar Business publishes about the businesses it takes on.
Who Lunar Business serves
- Startups and SMEs
- Freelancers
- Professional services
- IT and software
- Holding companies
All 5 industries on Lunar Business's accepted list
- Construction and Engineering
- Information and Communication
- Manufacturing and Supply
- Professional, Scientific and Technical Services
- Trade and Transport
Not supported
Industries and countries Lunar Business does not accept, from its own published lists.
Industries
- Adult entertainment (international transfers)
Countries
- Not published
Coverage
Where can you use Lunar Business?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
DKK account
Transfers abroad are converted at a 0.5% fee.
Payment reach
Not published
Who can apply
Company incorporation countries1 countries · show list
- Denmark
Owner nationality
Not publishedOwner residency1 countries · show list
- Denmark
Company types
Sole traders (enkeltmandsvirksomhed, PMV), ApS, A/S, Partnerships (I/S), Non-financial holding companies
Pricing
What does Lunar Business cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From DKK 0
depends on plan
Monthly fee
DKK 241–491
depends on plan
Simple
Lowest costDKK 241 per month
DKK 1,495 setup · DKK 4,387 in year one
Essential
DKK 366 per month
DKK 0 setup · DKK 4,392 in year one
Limitless
DKK 491 per month
DKK 0 setup · DKK 5,892 in year one
Transaction fees
| Cost | Simple | Essential | Limitless | How it is charged |
|---|---|---|---|---|
| Outgoing | ||||
| SEPA | Free | Free | Free | No charge · Euro transfers |
| SWIFT / international | DKK 50 | DKK 25 | Free | Fixed fee · Transfers in currencies other than euro |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | 0.5% | Percentage of the amount · On transfers in currencies other than Danish kroner |
Cards
| Cost | Simple | Essential | Limitless | How it is charged |
|---|---|---|---|---|
| Delivery | DKK 99 | Free | Free | Fixed fee |
| Card FX | 1% | 0.5% | 0.5% | Percentage of the amount |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Start the application online or through the sales team.
- 2
Company and people
Give the company's registration details, directors and owners.
- 3
Checks
Upload the documents requested and complete identity verification.
- 4
Account live
Once approved, the account is opened and you receive its details.
Documents you need
Not published
FAQ
Your questions, answered.
Is Lunar a bank?
Yes. Lunar Bank A/S is a licensed Danish bank supervised by the Danish Financial Supervisory Authority. Eligible deposits are covered up to €100,000.
How much does Lunar Business cost?
Billed yearly, Simple costs 241 kr. a month, Essential 366 kr. and Limitless 491 kr. Simple has a setup fee of 1,495 kr. Euro transfers are free, and transfers in other currencies cost 50 kr., 25 kr. or nothing depending on the plan, plus a 0.5% exchange fee.
Who can open a Lunar Business account?
Companies that are tax resident in Denmark with a Danish CVR number and VAT registration, whose owners all live and pay tax in Denmark: sole traders, ApS, A/S, partnerships and non-financial holding companies.
Can I make international payments?
Yes, by SEPA in euro and by SWIFT in other currencies. The account itself is in Danish kroner, and transfers in other currencies carry a 0.5% exchange fee.
Alternatives
How Lunar Business compares.
If Lunar Business is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 Lunar BusinessThis pageBank |  | DenmarkDeposit protection |
 Revolut BusinessBank |   | Cards and spend controlsStartups and SMEs |
 Wise BusinessE-money institution |  | Low FX costsStandard businesses |
 QontoPayment institution |  | FreelancersInvoicing tools |
 HolviPayment institution |  | 18 currenciesFree plan |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.