Overview
CIM Banque, at a glance.
CIM Banque is a bank headquartered in Switzerland, regulated by FINMA. Business accounts cost CHF 40 a month. Opening an account takes 3–5 days.
Deposits are covered by the Swiss deposit insurance scheme up to CHF 100,000 per client.
Why businesses pick CIM Banque
- A Swiss bank account with deposit protection up to CHF 100,000
- 25 currencies in one account
- Trade services: documentary credits, collections and bank guarantees
- A relationship manager for corporate clients
Watch out for
- Opening costs CHF 500 and maintenance CHF 120 a quarter
- Transfer fees rise with the amount: a SWIFT payment costs CHF 25 to CHF 525, and incoming payments are charged too
- Currency exchange costs 0.25% to 1.15%
- Accepted countries, company types and industries are not published
- Trade instruments must be fully covered by cash; the bank gives no credit
Business fit
Will CIM Banque accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on CIM Banque's published rules
Needs review
CIM Banque works with International trade, but does not publish the countries it accepts companies from.
CIM Banque does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What CIM Banque publishes about the businesses it takes on.
Who CIM Banque serves
- Import and export
- Holding companies
All 5 industries on CIM Banque's accepted list
- International trade
- Corporate treasury
- Companies needing fiduciary deposits
- Businesses using documentary credits, collections or bank guarantees
- Regulated or complex cross-border businesses
Not supported
Industries and countries CIM Banque does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use CIM Banque?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
25 currencies
Payment reach
120+ countries
Payments out by SWIFT.
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does CIM Banque cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
CHF 500
Monthly fee
CHF 40
CIM Multicurrency Account
CHF 40 per month
CHF 500 setup · CHF 980 in year one
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SEPA | CHF 15–520 | Fixed fee; varies by plan · Rises with the amount in ten bands, from under CHF 2,000 to CHF 1.5 million; 0.035% above that. Applies to all incoming transfers |
| Outgoing | ||
| SEPA | CHF 10–450 | Fixed fee; varies by plan · By e-banking, in CHF or EUR within the SEPA zone. Rises with the amount in ten bands, from under CHF 2,000 to CHF 1.5 million; 0.03% above that |
| SWIFT / international | CHF 25–525 | Fixed fee; varies by plan · By e-banking. Rises with the amount in ten bands, from under CHF 2,000 to CHF 1.5 million; 0.045% above that |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | 0.25–1.15% | Percentage of the amount; varies by plan · Lower with higher volume |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Contact the bank
Start through the bank's contact form or by phone.
- 2
Company documents
Send the corporate and identity documents the bank asks for.
- 3
Compliance review
The bank reviews each application case by case.
- 4
Account live
You receive your account and e-banking access.
Documents you need
Not published
FAQ
Your questions, answered.
Is CIM Banque a bank?
Yes. CIM Banque SA is a Swiss bank supervised by FINMA. Deposits are covered by the Swiss deposit insurance scheme up to CHF 100,000 per client.
How much does a CIM Banque corporate account cost?
Opening the account costs CHF 500 and maintenance CHF 120 a quarter. Transfer fees rise with the amount: by e-banking, a SEPA payment costs CHF 10 to CHF 450 and a SWIFT payment CHF 25 to CHF 525. Currency exchange costs 0.25% to 1.15%.
Does CIM Banque charge for incoming payments?
Yes. Incoming transfers cost CHF 15 to CHF 520 depending on the amount, and 0.035% above CHF 1.5 million.
Which currencies does CIM Banque support?
The corporate multi-currency account holds 25 currencies.
What trade services does CIM Banque offer?
Documentary credits, documentary collections and bank guarantees. All instruments must be fully covered by cash.
Alternatives
How CIM Banque compares.
If CIM Banque is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 CIM BanqueThis pageBank |  | Swiss bank accountTrade services |
 Dukascopy BankBank |   | Swiss bank accountNon-residents accepted |
 3S MoneyE-money institution |    | Local IBANsNon-residents accepted |
 EburyE-money institution |  | FX and hedgingInternational trade |
 IFX PaymentsE-money institution | | Virtual IBANsSpecialist FX |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.