Overview
Bluevine, at a glance.
Bluevine is a fintech company headquartered in the United States. Business accounts cost from $0 a month. Opening an account takes 3–5 days. Non-residents are accepted: owners and directors do not need to live in the country where the company is registered.
Bluevine is not a bank. Deposits are held at Coastal Community Bank, a member of the FDIC, and its programme banks.
Why businesses pick Bluevine
- Accepts non-residents: owners of a US company can live in 25 other countries
- No monthly fee on the Standard plan, and free standard ACH
- Up to 50 virtual and physical Mastercard cards
- FDIC insurance through partner banks
- Trustpilot score of 4.7 from more than 11,000 reviews
Watch out for
- Only for LLCs and corporations registered in the United States
- Owners must live in one of 25 listed countries; the UAE, Switzerland and France are not among them
- Holds US dollars only
- Payments in other currencies cost 1% to 1.5% plus $12.50 to $25
- Gambling, crypto, cannabis, money services and adult businesses are not accepted
Business fit
Will Bluevine accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Bluevine's published rules
Likely no
Bluevine does not list United Kingdom among the countries where it accepts companies.
Bluevine does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Bluevine publishes about the businesses it takes on.
Who Bluevine serves
- Startups and SMEs
- IT and software
- E-commerce
- Professional services
All 4 industries on Bluevine's accepted list
- US small businesses
- Startups
- Global founders
- SMBs across most industries
Not supported
Industries and countries Bluevine does not accept, from its own published lists.
Industries
- Gambling
- Adult entertainment, pornography and paraphernalia
- Firearms and paraphernalia
- Illegal or controlled substances including medicinal marijuana, marijuana, cannabis, CBD and hemp and ancillary services
- Penny auction companies, money service businesses, and businesses engaged with virtual currency or cryptocurrency
- Businesses offering banking or financial services to third parties
- Political campaigns
Countries
- Not published
Coverage
Where can you use Bluevine?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
USD only
Hold and receive · 1 currencies
- USD
Pay out · 15 currencies
- EUR
- USD
- GBP
- CHF
- CAD
- AUD
- JPY
- CNY
- DKK
- ILS
- INR
- MXN
- PHP
- SEK
- THB
Payment reach
Not published
Who can apply
Company incorporation countries1 countries · show list
- United States
Owner nationality
Not publishedOwner residency26 countries · show list
- United States
- Australia
- Belgium
- Canada
- Czechia
- Denmark
- Finland
- Germany
- Hungary
- India
- Ireland
- Israel
- Italy
- Luxembourg
- Netherlands
- New Zealand
- Norway
- Poland
- Portugal
- Singapore
- Slovakia
- Slovenia
- Spain
- Sweden
- Thailand
- United Kingdom
Company types
US LLCs, US corporations
Pricing
What does Bluevine cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
$0–95
depends on plan
Standard
Lowest cost$0 per month
Setup fee not published
Plus
$30 per month
Setup fee not published
Premier
$95 per month
Setup fee not published
Transaction fees
| Cost | Standard | Plus | Premier | How it is charged |
|---|---|---|---|---|
| Incoming | ||||
| ACH / local USD | Free | Free | Free | No charge |
| Outgoing | ||||
| SWIFT / international | $25 | $20 | $12.5 | Fixed fee · International payments in US dollars |
| ACH / local USD | Free | Free | Free | No charge · Standard ACH; same-day ACH costs $10 |
Other fees
Currency exchange (FX)
| Cost | Standard | Plus | Premier | How it is charged |
|---|---|---|---|---|
| FX markup | 1.5% + $25 | 1.25% + $20 | 1% + $12.5 | Percentage plus a fixed fee · Payments sent in another currency |
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Physical card issue | Free | No charge · Express delivery costs $30 |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply online
Apply with your US company's details and EIN.
- 2
Owners
Give each owner's passport and home address in a supported country.
- 3
Review
Bluevine and its partner bank review the application.
- 4
Account live
You receive US account and routing numbers and can order cards.
Documents you need
- Valid passport for each 25%+ beneficial owner
- On-camera identity verification
- Valid EIN
- Ownership percentages, names, addresses and dates of birth
- Physical personal address in supported country
- US legal business address
- US or accepted-country physical operating address where required
- Formation/business documents when requested
FAQ
Your questions, answered.
Is Bluevine a bank?
No. Bluevine is a financial technology company. Banking services are provided by Coastal Community Bank, a member of the FDIC.
Can non-US residents open a Bluevine account?
Yes, for a US LLC or corporation with an EIN. Owners need a passport and a home address in one of 25 supported countries, which include the UK, Germany, Canada, Australia, India, Israel and Singapore.
How much does Bluevine cost?
The Standard plan has no monthly fee; Plus costs $30 and Premier $95, both waivable. Standard ACH is free. An international payment in US dollars costs $25 on Standard, and a payment in another currency 1.5% plus $25.
Which businesses does Bluevine not accept?
Gambling, adult entertainment, firearms, cannabis and CBD, money service and cryptocurrency businesses, businesses offering financial services to third parties, and political campaigns.
Does Bluevine have an IBAN?
No. The account uses US account and routing numbers, with a SWIFT code for international wires.
Alternatives
How Bluevine compares.
If Bluevine is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 BluevineThis pageFintech company | Not published | US business accountNon-residents accepted |
 MercuryFintech company |  | US business accountNon-residents accepted |
 BrexFintech company | | Corporate cardsSpend management |
 RampFintech company | | Corporate cardsFree checking |
 Wise BusinessE-money institution |   | Low FX costsStandard businesses |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.