Compare
Side by side from each provider's own published terms: who can apply, what it costs, the accounts and cards, and how your money is held. Nobody pays to be listed, and Finzil doesn't rate providers.
Airwallex
E-money institution · UK business account
Global business account with local account details in 15 currencies, free local transfers, low-cost FX and Visa company cards. Accepts companies from 69 countries.
Revolut Business
Bank · UK and EEA business account
App-based business current account from a UK bank, with 25 currencies, corporate cards, spending controls and team permissions. For companies registered in the UK or EEA.
From the two provider profiles on Finzil, latest check 8 October 2026: each provider's own website, price list and terms.
The short answer
Side by side
A gap means the provider doesn't publish it; ask before you apply.
| The basics | Airwallex | Revolut Business |
|---|---|---|
| Account | UK business account | UK and EEA business account |
| Provider type | E-money institution | Bank |
| Licence | E-money institution in the UK; also licensed in Australia, Canada, China and 9 more | Bank in the UK; also licensed in Lithuania, Cyprus and Gibraltar |
| Licensed company | Airwallex (UK) Ltd | Revolut Bank UK Ltd |
| Headquarters | United Kingdom | United Kingdom |
| Who can apply | Airwallex | Revolut Business |
|---|---|---|
| Where the company is registered | 69 countries | 31 countries listed |
| Owners living abroad | Not published | Accepted |
| Legal forms | Limited companies, Limited liability partnerships, Partnerships, Sole traders | Private and public limited companies, Limited liability partnerships, Partnerships, Sole traders |
| Businesses not supported | 15 kinds on its list | 25 kinds on its list |
| What it costs | Airwallex | Revolut Business |
|---|---|---|
| Monthly fee | from £0 | from £10 |
| Setup fee | Free | Free |
| Plans | Explore: £19 a month; Grow: £49 a month; Accelerate: custom | Basic: £10 a month; Grow: £30 a month; Scale: £90 a month; Enterprise: custom |
| Currency exchange | 0.5–1% | 0.6% |
| SEPA transfer out | Free | £5 |
| Faster Payments out | Free | £0.2 |
| SWIFT transfer out | £10 | £5 |
| Physical card | Free | Not published |
| Card spending abroad | 1% | Not published |
| Accounts and payments | Airwallex | Revolut Business |
|---|---|---|
| Currencies | 24 | 25 |
| Local account details | GBP, EUR, USD, CAD, AUD, NZD, HKD, CNY, SGD, DKK, PLN, ILS, MXN, IDR, AED | GBP, USD, EUR |
| Payment networks | SEPA, SEPA Instant, Faster Payments, CHAPS, BACS, SWIFT, ACH, Fedwire | SEPA, SEPA Instant, Faster Payments, CHAPS, SWIFT |
| Cards | Virtual and physical Visa | Virtual and physical cards |
| Opening and safety | Airwallex | Revolut Business |
|---|---|---|
| Opening time | 3–5 days | 24 hours |
| Open remotely | Yes | Yes |
| How money is held | Segregated accounts | FSCS deposit protection |
| TrustpilotThird-party score, shown for reference. Finzil doesn't rank providers by it. | 2.9 from 2,587 reviews | 4.5 from 462,487 reviews |
From the profiles
Strong points
Watch out for
Strong points
Watch out for
Our view
Finzil's own opinion, kept apart from the facts above.
Airwallex is one of the best-value accounts for an online or software business that collects and pays in many currencies: free local transfers, FX from 0.5% and free company cards. If you keep £10,000 a month moving through it, the entry plan costs nothing. Eligibility is strict by country, and support is by email only.
Revolut Business is a strong everyday account for a UK or EEA company with a team: a real bank in the UK, low plan prices, and the best cards and spending controls. It is strict about who it takes: the company needs a physical presence in the UK or EEA, and a long list of industries is excluded. If you qualify, start here; if you do not, it will not bend.
It depends on how you use the account. Monthly fee: Airwallex from £0, Revolut from £10. Currency exchange: Airwallex 0.5–1%, Revolut 0.6%. Transfers and cards are priced line by line in the table on this page, from each provider's own price list.
Airwallex is an e-money institution, licensed in the UK. Revolut is a bank, licensed in the UK. Airwallex: segregated accounts. Revolut: FSCS deposit protection.
Airwallex: 69 countries. Revolut: 31 countries listed. Each provider's profile on Finzil lists the countries in full.
Airwallex: not published. Revolut: accepted. Non-residents are accepted, but at least one director or owner must live in the UK, EEA or Switzerland, and the company needs a physical presence in the UK or EEA.
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Read articleOne Finzil profile
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How this page is built: every row comes from the two provider profiles on Finzil, which are taken from each provider's own website, price list and terms (latest check 8 October 2026). Prices and rules change; check them with the provider before you apply. Meeting a provider's published rules does not mean it will approve a particular application. General information, not legal or financial advice.
