Compare
Side by side from each provider's own published terms: who can apply, what it costs, the accounts and cards, and how your money is held. Nobody pays to be listed, and Finzil doesn't rate providers.
Airwallex
E-money institution · UK business account
Global business account with local account details in 15 currencies, free local transfers, low-cost FX and Visa company cards. Accepts companies from 69 countries.
Currenxie
Money service operator · Hong Kong Global Account
Hong Kong payments company with a Global Account for businesses: virtual accounts in 15 currencies, payments in 17, direct SEPA access and Visa cards, for e-commerce sellers, marketplaces and trading companies.
From the two provider profiles on Finzil, latest check 16 October 2026: each provider's own website, price list and terms.
The short answer
Side by side
A gap means the provider doesn't publish it; ask before you apply.
| The basics | Airwallex | Currenxie |
|---|---|---|
| Account | UK business account | Hong Kong Global Account |
| Provider type | E-money institution | Money service operator |
| Licence | E-money institution in the UK; also licensed in Australia, Canada, China and 9 more | Money services business in Hong Kong; also licensed in the UK, Ireland, Australia and 4 more |
| Licensed company | Airwallex (UK) Ltd | Currenxie Ltd |
| Headquarters | United Kingdom | Hong Kong |
| Who can apply | Airwallex | Currenxie |
|---|---|---|
| Where the company is registered | 69 countries | Not published |
| Legal forms | Limited companies, Limited liability partnerships, Partnerships, Sole traders | Companies |
| Businesses not supported | 15 kinds on its list | 18 kinds on its list |
| What it costs | Airwallex | Currenxie |
|---|---|---|
| Monthly fee | from £0 | Free |
| Setup fee | Free | Not published |
| Plans | Explore: £19 a month; Grow: £49 a month; Accelerate: custom | Global Account: free |
| Currency exchange | 0.5–1% | 0.35–0.6% |
| SEPA transfer out | Free | Not published |
| Faster Payments out | Free | Not published |
| SWIFT transfer out | £10 | $8 |
| Physical card | Free | Not published |
| Card spending abroad | 1% | Not published |
| Accounts and payments | Airwallex | Currenxie |
|---|---|---|
| Currencies | 24 | 15 |
| Local account details | GBP, EUR, USD, CAD, AUD, NZD, HKD, CNY, SGD, DKK, PLN, ILS, MXN, IDR, AED | Virtual bank accounts in 15 currencies |
| Payment networks | SEPA, SEPA Instant, Faster Payments, CHAPS, BACS, SWIFT, ACH, Fedwire | SEPA, SEPA Instant, SWIFT, local transfers |
| Cards | Virtual and physical Visa | Virtual and physical Visa |
| Opening and safety | Airwallex | Currenxie |
|---|---|---|
| Opening time | 3–5 days | 3–5 days |
| Open remotely | Yes | Yes |
| How money is held | Segregated accounts | Segregated accounts |
| TrustpilotThird-party score, shown for reference. Finzil doesn't rank providers by it. | 2.9 from 2,587 reviews | 4.3 from 246 reviews |
From the profiles
Strong points
Watch out for
Strong points
Watch out for
Our view
Finzil's own opinion, kept apart from the facts above.
Airwallex is one of the best-value accounts for an online or software business that collects and pays in many currencies: free local transfers, FX from 0.5% and free company cards. If you keep £10,000 a month moving through it, the entry plan costs nothing. Eligibility is strict by country, and support is by email only.
Currenxie is a solid, well-reviewed way for an online seller or trading company in Hong Kong to collect and pay in many currencies without a traditional bank. Its weak spot is that fees are not on the pricing page, so ask before you compare. Statrys is the closest alternative for a Hong Kong company, and Airwallex if you need more countries.
It depends on how you use the account. Monthly fee: Airwallex from £0, Currenxie free. Currency exchange: Airwallex 0.5–1%, Currenxie 0.35–0.6%. Transfers and cards are priced line by line in the table on this page, from each provider's own price list.
Neither is a bank. Airwallex is an e-money institution, licensed in the UK. Currenxie is a money service operator, licensed in Hong Kong. Airwallex: segregated accounts. Currenxie: segregated accounts.
Airwallex: 69 countries. Currenxie: not published as a list. Each provider's profile on Finzil lists the countries in full.
Keep comparing
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Read articleOne Finzil profile
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How this page is built: every row comes from the two provider profiles on Finzil, which are taken from each provider's own website, price list and terms (latest check 16 October 2026). Prices and rules change; check them with the provider before you apply. Meeting a provider's published rules does not mean it will approve a particular application. General information, not legal or financial advice.
