Overview
TBC Bank, at a glance.
TBC Bank is a bank headquartered in Georgia, regulated by National Bank of Georgia, Central Bank of Uzbekistan. Business accounts cost from GEL 20 a month. Opening an account takes 3–5 days.
JSC TBC Bank is a licensed bank in Georgia and a member of the Georgian deposit insurance system, which covers up to GEL 15,000 per depositor.
Why businesses pick TBC Bank
- Georgia's largest bank, with branches across the country
- Companies with foreign individual shareholders can open a multi-currency account at a branch the same day
- Accounts in lari, US dollars, euro and other currencies
- Plans that include free internet banking and cheap digital transfers
- Open to individual entrepreneurs, startups, LLCs and non-commercial legal entities
- Visa Business and Mastercard business cards
Watch out for
- Deposit insurance covers only GEL 15,000
- Foreign-currency transfers cost 0.2%, at least $15 or €15, without a plan
- Without a plan, internet banking costs GEL 15 a quarter
- Transactions with sanctioned countries and some crypto transfers are prohibited
- Trustpilot score of 2.1 from 24 reviews
Business fit
Will TBC Bank accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on TBC Bank's published rules
Needs review
TBC Bank works with Startups and SMEs, but does not publish the countries it accepts companies from.
TBC Bank does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What TBC Bank publishes about the businesses it takes on.
Who TBC Bank serves
- Startups and SMEs
- Freelancers
- Import and export
- E-commerce
Not supported
Industries and countries TBC Bank does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use TBC Bank?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
GEL, USD, EUR and other currencies
- GEL
- USD
- EUR
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Limited liability companies (LLC), Individual entrepreneurs, Startups, Non-commercial legal entities
Pricing
What does TBC Bank cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From GEL 0
depends on plan
Monthly fee
GEL 0–50
depends on plan
Without a plan
Lowest costGEL 0 per month
GEL 10 setup · GEL 10 in year one
Business Plan
GEL 20 per month
GEL 0 setup · GEL 240 in year one
Visa Business
GEL 50 per month
GEL 0 setup · GEL 600 in year one
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Outgoing | ||
| SWIFT / international | 0.2%, min $15 | Percentage, with a minimum charge · Without a plan, at most $500 or €500; $15 or €15 flat with Visa Business |
| To another TBC Bank account | Free | No charge · In lari, in digital banking |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Start the application online or through the sales team.
- 2
Company and people
Give the company's registration details, directors and owners.
- 3
Checks
Upload the documents requested and complete identity verification.
- 4
Account live
Once approved, the account is opened and you receive its details.
Documents you need
Not published
FAQ
Your questions, answered.
Is TBC Bank a bank?
Yes. JSC TBC Bank is a licensed commercial bank in Georgia, licence 85 of the National Bank of Georgia. It is a member of the Georgian deposit insurance system, which covers up to GEL 15,000.
How much does a TBC business account cost?
Opening costs GEL 10 without a plan and is free with one. The Business Plan costs GEL 20 a month and Visa Business GEL 50; both include internet banking and cheaper digital transfers.
Can a company with foreign owners open a TBC account?
Yes. TBC says companies with expat individual shareholders or partners can open a multi-currency business account at a branch the same day, subject to its checks.
Which currencies does TBC support?
Accounts in Georgian lari, US dollars, euro and other currencies, with transfers worldwide.
Alternatives
How TBC Bank compares.
If TBC Bank is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 TBC BankThis pageBank |   | Business accountExpat-friendly |
 Wise BusinessE-money institution |   | Low FX costsStandard businesses |
 Revolut BusinessBank |  | Cards and spend controlsStartups and SMEs |
 PayoneerE-money institution |   | Marketplace payoutsMass payments |
 AirwallexE-money institution |   | Global accountsOnline businesses |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.