Overview
TAB Bank, at a glance.
TAB Bank is a bank headquartered in the United States, regulated by FDIC (Utah state charter). Business accounts cost $8 a month. Opening an account takes 3–5 days.
TAB Bank (Transportation Alliance Bank, Inc.) is a US bank and a member of the FDIC: deposits are insured up to the standard $250,000 per depositor, per bank, per ownership category.
Why businesses pick TAB Bank
- A real bank with FDIC deposit insurance
- Opened online, with no branch visit
- The $8 monthly fee is easy to waive
- 100 free debits and credits each statement cycle
- Mastercard debit card and surcharge-free MoneyPass ATMs
Watch out for
- No published rules on which companies or owners it accepts
- Wires cost $15 in and $30 out
- $0.50 per transaction above 100 a month
- US dollars only
- Little product detail beyond the fee schedule
Business fit
Will TAB Bank accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on TAB Bank's published rules
Needs review
TAB Bank works with Startups and SMEs, but does not publish the countries it accepts companies from.
TAB Bank does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What TAB Bank publishes about the businesses it takes on.
Who TAB Bank serves
- Startups and SMEs
Not supported
Industries and countries TAB Bank does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use TAB Bank?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
USD
US dollar account.
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Small businesses; requirements vary by entity type
Pricing
What does TAB Bank cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
$8
Business Checking
$8 per month
Setup fee not published
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SWIFT / international | $15 | Fixed fee · Incoming wire; the schedule does not separate domestic and international |
| ACH / local USD | Free | No charge · First 100 debits and credits per cycle free, then $0.50 each |
| Outgoing | ||
| SWIFT / international | $30 | Fixed fee · Outgoing wire; the schedule does not separate domestic and international |
| ACH / local USD | Free | No charge · First 100 debits and credits per cycle free, then $0.50 each |
Other fees
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| ATM withdrawal | $2 | Fixed fee · $4 at foreign ATMs; free at MoneyPass ATMs |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply online
Fill in the online application with the business and signer details.
- 2
Verification
Upload the documents requested for the business and the authorised signers; they vary by entity type.
- 3
Fund the account
Make the opening deposit of at least $25.
- 4
Start banking
Use the account through online and mobile banking, with a Mastercard debit card.
Documents you need
Not published
FAQ
Your questions, answered.
Is TAB Bank a real bank?
Yes. Transportation Alliance Bank, Inc. d/b/a TAB Bank is a state-chartered bank in Ogden, Utah, supervised by the FDIC (certificate 34781), and a member of the FDIC.
How much does TAB Bank Business Checking cost?
$8 a month, waived if the account keeps a $1,000 minimum daily balance, posts 8 debit card purchases or receives $1,200 in direct deposits in the statement cycle. The first 100 debits and credits are free, then $0.50 each.
Can I open it online?
Yes. The account is designed for online setup: apply, fund it and start banking.
What do wires cost?
$15 for an incoming wire and $30 for an outgoing wire.
Alternatives
How TAB Bank compares.
If TAB Bank is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 TAB BankThis pageBank |  | OnlineLow fees |
 BluevineFintech company | | US business accountNon-residents accepted |
 NovoFintech company | | US business accountFree account |
 Grasshopper BankBank | | No monthly feeInterest |
 RelayFintech company | | US business accountNon-residents accepted |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.