What it does
Noah in three products.
01
Payin
Named virtual bank accounts in major currencies, paid by local transfer or SWIFT. Incoming money can be converted to stablecoins straight away.
02
Payout
Stablecoins converted to local currency and paid out by bank transfer, mobile money, Mercado Pago and other local methods.
03
Orchestrate
Payments triggered by rules the platform sets, such as an amount threshold, a time, a recipient type or a currency.
Who uses it
The companies that build on Noah.
Types of client
- Remittance and FX apps
- B2B trade and ecommerce
- Payroll and HR platforms
- Crypto exchanges and wallets
- Enterprise treasury teams
Accounts on Finzil that use Noah
Other clients Noah names
- Ledger
- Circle
- Deel
- Opera MiniPay
- Lemon Cash
- Kast
- Sardine
- Dapper Labs
- Jupiter
- Gnosis
- Mesh
- Hyperbeat
- Nala
Coverage
Where the money can go.
Noah's services are not available to UK residents.
- Payout countries
- 65 countries in Asia-Pacific, Africa, Europe and Latin America
- Payout currencies
- 43
Show all 43
- AED
- ARS
- AUD
- BRL
- CHF
- CLP
- COP
- CZK
- DKK
- DOP
- ETB
- EUR
- FJD
- GBP
- GHS
- HKD
- IDR
- INR
- KRW
- MWK
- MXN
- MYR
- NOK
- NZD
- PEN
- PHP
- PYG
- RON
- RWF
- SEK
- SGD
- SLL
- THB
- TOP
- TRY
- UGX
- USD
- UYU
- VUV
- WST
- XAF
- XOF
- ZAR
- Payment rails
- Local bank transfer, SWIFT, PIX, UPI, mobile money, Mercado Pago
- Stablecoin networks
- Base, Bitcoin, Celo, Ethereum, Flow EVM, Gnosis, Lightning, Polygon, Solana, Tron
Licences
Every Noah licence.
| Country | Licence | Company and number |
|---|---|---|
| Crypto-asset service provider (MiCA)Latvijas Banka · granted 30 September 2026 | Noah LV SIARegulator's notice | |
| Payment institutionLatvijas Banka · granted 30 September 2026 | Noah LV SIARegulator's notice | |
| VASP registrationRegister of virtual asset service providers | Noah LT, UAB306069935 | |
| Money services businessFINTRAC | Noah Savings, Inc.C100000114 | |
| Money transmitter licencesState regulators · 32 states and territories | Noah US, Inc.NMLS 2696057 |
For your business
You may already use Noah without knowing.
When an app or wallet pays you in stablecoins or gives you a virtual account, the licence behind it may be Noah's. Three things to check:
Who holds the money
Look in the account terms for “issued by”, “provided by” or “held at”. That company's licence is the one that protects you.
Who converts to stablecoins
Ask the app which company does the conversion and under which licence. For some EU platforms the answer is now Noah LV SIA.
Keep a second account
Two apps on the same partner can fail together. A second account issued by a different institution keeps salaries and suppliers paid.
FAQ
Your questions, answered.
Can my company open an account with Noah?
No. Noah sells to platforms through an API and offers a demo, not a sign-up. A business uses Noah through an app or wallet built on it.
What licences does Noah have in the EU?
Noah LV SIA holds a MiCA crypto-asset service provider licence and a payment institution licence, both granted by Latvijas Banka on 30 September 2026. Noah LT, UAB is registered as a virtual asset service provider in Lithuania.
Is Noah a bank?
No. Its licences let it hold, exchange and send stablecoins and make payments. None of them allows it to take deposits.
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