Overview
Bankera, at a glance.
Bankera is a payment account provider, regulated by Bank of Lithuania. Business accounts cost from €5 a month. Opening an account takes 3–5 days. Non-residents are accepted: owners and directors do not need to live in the country where the company is registered.
Accounts are provided through Pervesk UAB, an e-money institution licensed by the Bank of Lithuania, for which Bankera's operating company acts as a registered agent. Funds are safeguarded and are not covered by deposit insurance.
Why businesses pick Bankera
- Works with crypto exchanges, iGaming operators and payment companies
- From €5 a month, with SEPA payments at €0.20
- No currency exchange fee
- Serves companies outside the EEA on the Business+ plan
- Accepts non-residents: owners and directors can live in a different country from the company
Watch out for
- Bankera holds no licence of its own: the account is provided by Pervesk UAB, and Bankera's company is its registered agent
- Companies outside the EEA or in higher-risk sectors pay €450 to apply and €50 a month
- SWIFT payments cost 0.25% to 0.5%, with a €25 minimum, in and out
- Trustpilot score of 1.9 from 790 reviews
- Not available to clients from the United States, Russia, Belarus, Iran or North Korea
Business fit
Will Bankera accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Bankera's published rules
Likely fit
Bankera lists both United Kingdom companies and eCommerce as accepted.
Bankera does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Bankera publishes about the businesses it takes on.
Who Bankera serves
- E-commerce
- Crypto
- iGaming
- Forex
- IT and software
- Affiliate marketing
All 9 industries on Bankera's accepted list
- eCommerce
- cryptocurrency
- trading
- hosting
- IT
- online gaming
- VOIP
- affiliates
- consulting
Not supported
Industries and countries Bankera does not accept, from its own published lists.
Industries
- Shell banks
- Non-account holders/customers
- Arms, defense, military
- Illicit trade of tobacco, alcohol, prescription drugs, steroids, guns
- Red-light business/adult entertainment, drugs, trafficking
- Unlicensed or illegal gambling, lotteries, software
- Pyramid or Ponzi schemes
- Sale of government IDs or documents
- Replicas
- Companies that require and do not have a licence to operate in certain jurisdictions
- Companies that violate any law, statute, ordinance or regulation
- Companies that encourage, promote, facilitate or instruct others to engage in illegal activity
- Companies that promote or cause hate/violence/racism/religious persecution
- Companies that involve offering or receiving payments for bribery or corruption, or any form of high-yield financial investments (get-rich-quick schemes)
Countries
- Belarus · owners
- Iran · owners
- North Korea · owners
- Russia · owners
- United States · owners
- Belarus · company or owners
- Iran · company or owners
- North Korea · company or owners
- Russia · company or owners
- United States · company or owners
Coverage
Where can you use Bankera?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
14+ currencies
- EUR
- USD
- GBP
- AED
EUR, USD, GBP and AED are named; others on request.
Payment reach
Not published
Who can apply
Company incorporation countries245 countries · show list
- Afghanistan
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Burundi
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Central African Republic
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Congo - Kinshasa
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Cuba
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Eritrea
- Estonia
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guinea-Bissau
- Guyana
- Haiti
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Iraq
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lebanon
- Lesotho
- Liberia
- Libya
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Myanmar (Burma)
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Nicaragua
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Palestinian Territories
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- Somalia
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- South Sudan
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Sudan
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Syria
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Uganda
- Ukraine
- United Arab Emirates
- United Kingdom
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Venezuela
- Vietnam
- Wallis & Futuna
- Western Sahara
- Yemen
- Zambia
- Zimbabwe
Owner nationality and residency245 countries · show list
- Afghanistan
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Burundi
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Central African Republic
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Congo - Kinshasa
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Cuba
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Eritrea
- Estonia
- Eswatini
- Ethiopia
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guinea-Bissau
- Guyana
- Haiti
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Iraq
- Ireland
- Isle of Man
- Israel
- Italy
- Jamaica
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lebanon
- Lesotho
- Liberia
- Libya
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Mali
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Myanmar (Burma)
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Nicaragua
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Palestinian Territories
- Panama
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- Somalia
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- South Sudan
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Sudan
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Syria
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Trinidad & Tobago
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Uganda
- Ukraine
- United Arab Emirates
- United Kingdom
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Venezuela
- Vietnam
- Wallis & Futuna
- Western Sahara
- Yemen
- Zambia
- Zimbabwe
Company types
Companies, Sole traders
Pricing
What does Bankera cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From €0
depends on plan
Monthly fee
€5–200
depends on plan
Business
Lowest cost€5 per month
€0 setup · €60 in year one
Business+
€50 per month
€450 setup · €1,050 in year one
Premium
€200 per month
€900 setup · €3,300 in year one
Transaction fees
| Cost | Business | Business+ | Premium | How it is charged |
|---|---|---|---|---|
| Incoming | ||||
| SEPA | Free | Free | Not published | No charge |
| SWIFT / international | 0.25%, min €25 | 0.5%, min €25 | Not published | Percentage, with a minimum charge |
| Outgoing | ||||
| SEPA | €0.2 | 0.04%, min €2 | Not published | Fixed fee |
| SWIFT / international | 0.25%, min €25 | 0.5%, min €25 | Not published | Percentage, with a minimum charge |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Free | No charge |
Cards
| Cost | Business | Business+ | Premium | How it is charged |
|---|---|---|---|---|
| Physical card issue | €5 | €50 | Not published | Fixed fee |
| Monthly card fee | €3 | €50 | Not published | Fixed fee |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Application
Fill in the business account application.
- 2
Questionnaire
Complete the business questionnaire Bankera sends by email.
- 3
Documents
Send the further documents and information requested.
- 4
Review
Bankera reviews the application and opens the account. A priority review costs €1,500.
Documents you need
- Government-issued identity document
- Selfie with identity document
- Recent proof of address, typically no older than three months
- Business documents and further KYB information requested after the questionnaire
FAQ
Your questions, answered.
Is Bankera a bank?
No. Bankera offers payment accounts, not bank deposits, and holds no licence of its own. The account is provided by Pervesk UAB, an e-money institution licensed by the Bank of Lithuania, register code LB000426; Bankera's operating company, Era Finance Ltd, is Pervesk's registered agent. Pervesk sells the same account, at the same prices, under its own name.
How much does a Bankera business account cost?
The Business plan costs €5 a month with a free application. Business+ costs €50 a month and €450 to apply, and Premium €200 a month and €900 to apply. On Business, a SEPA payment costs €0.20 and a SWIFT payment 0.25% with a €25 minimum.
Does Bankera accept crypto and gambling businesses?
Yes. Bankera serves crypto exchanges, iGaming operators and payment companies on its Premium plan. Unlicensed or illegal gambling is not accepted.
Can non-residents open a Bankera account?
Yes. Owners and directors can live in a different country from the company, apart from the countries Bankera does not serve.
Which countries does Bankera not serve?
Belarus, Iran, North Korea, Russia and the United States.
Which businesses does Bankera not accept?
Shell banks, arms and military goods, adult entertainment, unlicensed gambling, pyramid schemes, replicas, and businesses that need a licence and do not hold one.
Does Bankera offer cards?
Yes. Virtual and physical corporate Visa debit cards linked to the company's IBAN account.
Alternatives
How Bankera compares.
If Bankera is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 BankeraThis pagePayment account provider |  | Crypto-friendlyHigh-risk industries |
 PerveskE-money institution | | Crypto-friendlyHigh-risk industries |
 MistertangoE-money institution | | Non-residents acceptedHigh-risk industries |
 ConnectPayE-money institution | | 80+ currenciesOnline businesses |
 NexpayE-money institution | | Dedicated IBANCrypto and gaming |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.