Pricing
What Atlantic Money charges.
- FX markup
- 0%“no (absolutely zero) additional fees are hidden in our exchange rate”
- Fee per transfer
- £3 or €3 flat
- Express delivery
- 0.1% of the amountWhere available
- Weekend “last known rate”
- 0.1%The “next available rate” option is free
- Maximum per transfer
- 1 million (GBP or EUR)
- Starting limits
- 30,000 per 30 days, 80,000 per 180 daysHigher limits after source-of-funds documents
Products
Spot, forwards and orders.
- Spot transfers
- Yes
- Forward contracts
- Not offeredThe business terms define the service as spot trades only
- Bulk transfers
- Yes
- Balances and receiving
- Not offeredMoney sent without a quote, from someone else's account or in the wrong amount is returned
- Forward contract terms
- Not offered
9 currencies, as Atlantic Money states.
Who it serves
Who Atlantic Money works with.
- Who it serves
- Small and medium-sized limited companies registered in the UK or the EU
- Currencies
- From GBP or EUR to AUD, CAD, DKK, EUR, GBP, NOK, PLN, SEK and USDEach currency only to its own country
Your money
Where your money sits.
No account: each transfer is funded from your own bank account against a quote, converted and paid out; nothing is held
How it is protected
Safeguarded under the UK Payment Services Regulations or Belgian law while it waits to be converted and paid out; the bank is not named. Not covered by the FSCS or a deposit guarantee scheme.
You still need an account
Payments to Atlantic Money come from your own business account, and conversions are paid back to it or to your suppliers.
Need the account behind your FX? Your profile matches you with providers that take your company.
Find my optionsLicences
The companies behind Atlantic Money.
FCADeel Payments UK Ltd
Authorised payment institution, no. 947491
Register entry
National Bank of BelgiumDeel Payments Europe NV
Payment institution
Opening
Getting started with Atlantic Money.
- How to open
- Sign up in the app or online as a business; company, director and owner details; selfie ID for the applicant and each owner
- Stated time
- Typically 1 to 3 business days
- Remote
- Yes
- Support
- In-app chat · Email · Phone (UK) · English · No account manager
Compare
Other FX providers with forward contracts.
- Amnis0.2–0.4% · forwards offered
- Bound0.25–0.75% · forwards offered
- CaxtonQuoted per trade · forwards up to 12 months
- Clear TreasuryQuoted per trade · forwards up to 12 months
- ConveraQuoted per trade · forwards up to 24 months
- CorpayQuoted per trade · forwards offered
- Currencies DirectQuoted per trade · forwards up to 24 months
- Currency SolutionsQuoted per trade · forwards offered
FAQ
Your questions, answered.
What does Atlantic Money charge a business?
A flat £3 or €3 per transfer at the live exchange rate, with no markup in the rate. Express delivery adds 0.1%, and so does locking the last known rate at weekends.
Can my business hold money or get paid with Atlantic Money?
No. Each transfer is funded from your company's own bank account against a quote, converted and paid out. There is no balance and no account details for customers to pay into.
Who owns Atlantic Money?
Deel, since November 2024. UK companies contract with Deel Payments UK Ltd and EU companies with Deel Payments Europe NV.