Overview
Ameriabank, at a glance.
Ameriabank is a bank headquartered in Armenia, regulated by Central Bank of Armenia. Business accounts cost AMD 25,000 a month. Opening an account takes 3–5 days.
Ameriabank CJSC is a licensed Armenian bank. Its account leaflet refers to the Deposit Guarantee Fund of Armenia, up to AMD 10 million for AMD deposits.
Why businesses pick Ameriabank
- Accepts non-resident companies, with a published fee
- Accounts in 13 currencies
- No opening fee
- Free incoming transfers from abroad
- Visa, Mastercard and ArCa business cards
Watch out for
- Non-resident companies pay AMD 25,000 a month
- Non-residents open at a branch in Armenia; remote opening is for residents only
- Non-residents provide financial statements, an auditor's opinion, bank references and a business plan
- SWIFT payments cost 0.15% (AMD 7,000 to 20,000)
- Transfers linked to crypto may be refused
Business fit
Will Ameriabank accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Ameriabank's published rules
Needs review
Ameriabank works with Startups and SMEs, but does not publish the countries it accepts companies from.
Ameriabank does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Ameriabank publishes about the businesses it takes on.
Who Ameriabank serves
- Startups and SMEs
- Import and export
- IT and software
- NGOs and charities
Not supported
Industries and countries Ameriabank does not accept, from its own published lists.
Industries
- Transfers connected with a cryptocurrency transaction and/or where a party to the transaction is a person engaged in cryptocurrency trading (the bank may reject crediting)
Countries
- Not published
Coverage
Where can you use Ameriabank?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
13 currencies
- EUR
- USD
- GBP
- CHF
- CAD
- AUD
- JPY
- AED
- AMD
- CNY
- GEL
- RUB
- SEK
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Resident and non-resident companies, Individual entrepreneurs and notaries, Foundations, NGOs and associations
Pricing
What does Ameriabank cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Monthly fee
AMD 0–25000
depends on plan
Non-resident company
AMD 25,000 per month
AMD 0 setup · AMD 300,000 in year one
Resident company
Lowest costAMD 0 per month
AMD 0 setup · AMD 0 in year one
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SWIFT / international | Free | No charge · From banks outside Armenia |
| Outgoing | ||
| SWIFT / international | 0.15%, min AMD 7000 | Percentage, with a minimum charge · Online; maximum AMD 20,000 |
| To another Ameriabank account | Free | No charge · To Armenian banks online |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Start the application online or through the sales team.
- 2
Company and people
Give the company's registration details, directors and owners.
- 3
Checks
Upload the documents requested and complete identity verification.
- 4
Account live
Once approved, the account is opened and you receive its details.
Documents you need
Not published
FAQ
Your questions, answered.
Is Ameriabank a bank?
Yes. Ameriabank CJSC holds banking licence 50 from the Central Bank of Armenia. It has been part of Lion Finance Group PLC, which also owns Bank of Georgia, since 2024.
Can a foreign company open an account at Ameriabank?
Yes. Non-resident legal entities can open an account; they pay AMD 25,000 a month and provide extra documents such as financial statements, an auditor's opinion, bank references and a business plan. They open at a branch; remote opening is only for Armenian residents.
How much does Ameriabank cost?
Opening is free. Non-resident companies pay AMD 25,000 a month. SWIFT payments cost 0.15% online (AMD 7,000 to 20,000); incoming payments from abroad are free.
Which currencies does Ameriabank offer?
AMD, USD, EUR, GBP, CHF, RUB, CAD, JPY, AUD, AED, CNY, SEK and GEL.
Alternatives
How Ameriabank compares.
If Ameriabank is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 AmeriabankThis pageBank |  | ArmeniaNon-residents accepted |
| EvocabankBank | | Remote openingNon-residents accepted |
 TBC BankBank |   | Expat-friendlyMulti-currency |
 Wise BusinessE-money institution |   | Low FX costsStandard businesses |
 Revolut BusinessBank |  | Cards and spend controlsStartups and SMEs |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.