PSP

Payment Service Providers

Accept and process payments globally

Licensed PSPs for accepting card payments, bank transfers, and alternative payment methods online and in-store.

PSD2 Regulated

All EU PSPs are authorised under PSD2 and supervised by national regulators.

Global reach

Leading PSPs support 100+ payment methods across 180+ countries.

Fraud prevention

Built-in 3DS2, risk scoring, and chargeback management tools.

All business sizes

From SME plug-and-play to enterprise custom integrations.

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What are Payment Service Providers?

Payment Service Providers (PSPs) enable businesses to accept payments from customers via cards, bank transfers, and alternative payment methods. PSPs handle the technical complexity of payment processing, fraud prevention, and settlement — letting businesses focus on growth rather than payment infrastructure. In the EU, PSPs are regulated under PSD2 and authorised by national competent authorities.

Choosing among payment service providers?

Start with the capabilities that matter to your business

Tell us how you operate and what you need from a psp. We’ll surface relevant payment service providers from the directory and explain the signals behind them.

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Frequently asked questions

What's the difference between a PSP and a payment gateway?

A PSP is a regulated financial institution that processes and settles payments. A payment gateway is the technical interface that connects your website to payment networks. Many PSPs include a gateway as part of their service.

Do I need a PSP or an acquiring bank?

Most businesses start with a PSP, which bundles acquiring, gateway, and settlement. Larger merchants with high volumes may negotiate directly with acquiring banks for better rates.

How are PSP fees structured?

Typically a percentage of transaction value (1.4–3.5%) plus a fixed per-transaction fee (€0.10–0.30). High-risk industries pay more. Some PSPs charge monthly minimums or setup fees.