What it does
Rapyd in five products.
01
Collect
Card acquiring, bank transfers, e-wallets, cash and local payment methods, with hosted checkout, plugins and an API.
02
Disburse
Single and mass payouts by local bank transfer, push-to-card, e-wallet and other local methods.
03
Wallet
Multi-currency wallets and sub-wallets for a platform's clients, with transfers between them and FX.
04
Issuing
Virtual and physical cards funded from a Rapyd Wallet.
05
Virtual accounts
Local account details in more than 40 markets, paid into a Rapyd Wallet.
Who uses it
The companies that build on Rapyd.
Types of client
- Ecommerce merchants
- Marketplaces and platforms
- B2B payments
- iGaming
- Travel
- Forex and CFD brokers
- Crypto businesses
Clients Rapyd names
- Gotrade
- Kontempo
- Kadmos
- PayMyTuition
- SEAGM
- Bagel Factory
- Anchor Stores
Coverage
Where the money can go.
Outside the countries listed under licences, Rapyd says its regulated services come from local Network Partners, under their own licences and extra terms.
- Countries
- More than 180; each product counts differently
- Currencies
- 65+ at checkout, 70+ in wallets, 120+ for payouts, 25+ for virtual accounts
- Payment rails
- Cards, ACH, Bacs, SEPA, SEPA Instant, Faster Payments, Pix, PayNow, Visa Direct, Mastercard Send, e-wallets, cash, SWIFT
- Price
- Published examples by region and method; enterprise prices by quote
Licences
Every Rapyd licence.
| Country | Licence | Company and number |
|---|---|---|
 Iceland | Electronic money institutionCentral Bank of Iceland · company ID; serves the EEA | Rapyd Europe hf.500683-0589 |
 United Kingdom | Electronic money institutionFCA | Rapyd Payments Limited900688 |
 Hong Kong | Money service operatorCustoms and Excise Department | Rapyd HK Limited19-06-02796 |
| Hong Kong | Money lenderCompanies Registry | Rapyd HK Limited814/2026 |
| Hong Kong | Trust or company service providerCompanies Registry | Rapyd HK Asia LimitedTC007913 |
 Singapore | Major payment institutionMAS | Rapyd Holdings Pte. Ltd.PS20200311 |
 Israel | Payment services licenceIsrael Securities Authority · company number, as stated by Rapyd | Rapyd Payments Israel Ltd.516003837 |
 United States | Money services businessFinCEN · federal registration, not a state money transmitter licence | Rapyd Financial Technology US Inc.31000258164740 |
For your business
Paid or paying through Rapyd?
Platforms, marketplaces and payment companies around the world run on Rapyd. Three things to check:
Which Rapyd company serves you
Rapyd's licences belong to different companies in different countries, and in many countries a local partner provides the service. Your agreement names the one that does.
A wallet, not a bank account
Rapyd Wallet balances are e-money or ledger balances, not bank deposits.
Keep a second account
Two apps on the same partner can fail together. A second account issued by a different institution keeps salaries and suppliers paid.
FAQ
Your questions, answered.
Can my company open an account with Rapyd?
This page covers Rapyd's payments infrastructure, sold to merchants and platforms through its sales team. Rapyd also has a Rapyd Business Account that companies in the UK and Hong Kong can open directly, with its own profile on Finzil.
Is Rapyd regulated?
Its companies hold licences in the EEA (Rapyd Europe hf., Central Bank of Iceland), the UK (Rapyd Payments Limited, FCA 900688), Hong Kong, Singapore (Rapyd Holdings Pte. Ltd., MAS major payment institution), Israel and the United States (FinCEN). In other countries, Rapyd says its regulated services come from local Network Partners.
In how many countries does Rapyd work?
Rapyd's own figures differ by product: more than 180 countries on its network page, more than 190 for checkout and payouts, and more than 40 markets for virtual accounts. Check the country and payment method you need with Rapyd.
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