New ZealandOverview
Peratera, at a glance.
Peratera is a business account platform headquartered in New Zealand. The business account has no monthly fee. Opening an account takes 3–5 days.
Peratera (New Zealand) Limited holds no licence of its own and does not name its partners. It says client funds are held with partner payment service providers, including banks and authorised e-money institutions, in dedicated accounts separate from its corporate accounts; which institution depends on your region and currency.
Why businesses pick Peratera
- No opening, maintenance or closing fee
- IBAN in the business's name, plus local UK, EU and US account details
- 50+ currencies and payments to 190+ countries
- Prepaid Visa and Mastercard cards in 24 currencies
- Opened 100% online, usually approved in 1 to 3 days
Watch out for
- No licence of its own and no partner institution named
- No transfer or FX fee table published
- Not available in the United States and 32 other jurisdictions
- Its terms list gambling, crypto, financial services and import/export as unserviceable
- No Trustpilot profile
Business fit
Will Peratera accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Peratera's published rules
Likely fit
Peratera lists both United Kingdom companies and E-commerce as accepted.
Peratera does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Peratera publishes about the businesses it takes on.
Who Peratera serves
- E-commerce
- Affiliate marketing
- Marketplaces
- Travel
Not supported
Industries and countries Peratera does not accept, from its own published lists.
Industries
- Adult entertainment or the sale or advertising of sexual services
- Armaments, nuclear weapons, weapons or defense manufacturers
- Arms
- Art dealers and auction houses
- Cannabinoid related
- Charities
- Client money processing firms
- Crowdfunding platforms
- Cryptocurrency related
- Cultural artefacts
- Dating escort services
- Export/Import
- Financial Services
- Funds, such as venture capital funds
- Gambling
- Industrial, chemical or legal high companies
- Ivory or other items related to protected species, or archaeological, historical, cultural and religious significance, or of rare scientific value
- Jewelry dealers
- Lottery associated (unlicensed)
- MLM/pyramids
- Nonprofit, political and religious organizations
- Online data storage/webhosting
- Other PSP's as clients
- Pawnbrokers
- Pension schemes
- Pharmaceuticals & Biotechnology
- Counterfeit branded clothing, jewelry & accessories or unlicensed resellers of genuine versions of these types of products
- Precious metals and stone dealers, excluding jewelers
- Quasi-cash merchants
- Sale of used cars/heavy industry vehicles
- Special Purpose Vehicle/Entity (SPV/ SPE)
- Ticket sales (unlicensed)
- Transactions related to Oil
- Unregulated Foreign Exchange businesses
- Unregulated gambling businesses
- Unregulated lending businesses
- Unregulated Money Service Businesses (MSB)
- Unregulated remittance businesses;
- US Gambling related firms
Countries
- Burundi · owners
- Central African Republic · owners
- Congo - Kinshasa · owners
- Cuba · owners
- Belarus · owners
- Eritrea · owners
- Ethiopia · owners
- Guinea-Bissau · owners
- Haiti · owners
- Iran · owners
- Jamaica · owners
- Lebanon · owners
- Libya · owners
- Mali · owners
- Myanmar (Burma) · owners
- Nicaragua · owners
- North Korea · owners
- Palestinian Territories · owners
- Panama · owners
- Russia · owners
- Senegal · owners
- Somalia · owners
- South Sudan · owners
- Sudan · owners
- Syria · owners
- Trinidad & Tobago · owners
- Uganda · owners
- Venezuela · owners
- Western Sahara · owners
- Yemen · owners
- Zimbabwe · owners
- United States · owners
- Burundi · company or owners
- Central African Republic · company or owners
- Congo - Kinshasa · company or owners
- Cuba · company or owners
- Belarus · company or owners
- Eritrea · company or owners
- Ethiopia · company or owners
- Guinea-Bissau · company or owners
- Haiti · company or owners
- Iran · company or owners
- Jamaica · company or owners
- Lebanon · company or owners
- Libya · company or owners
- Mali · company or owners
- Myanmar (Burma) · company or owners
- Nicaragua · company or owners
- North Korea · company or owners
- Palestinian Territories · company or owners
- Panama · company or owners
- Russia · company or owners
- Senegal · company or owners
- Somalia · company or owners
- South Sudan · company or owners
- Sudan · company or owners
- Syria · company or owners
- Trinidad & Tobago · company or owners
- Uganda · company or owners
- Venezuela · company or owners
- Western Sahara · company or owners
- Yemen · company or owners
- Zimbabwe · company or owners
- United States · company or owners
Coverage
Where can you use Peratera?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
50+ currencies
Hold and receive · 3 currencies
- EUR
- USD
- GBP
Pay out · 3 currencies
- EUR
- USD
- GBP
Payment reach
Not published
Who can apply
Company incorporation countries218 countries · show list
- Afghanistan
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Estonia
- Eswatini
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guyana
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Iraq
- Ireland
- Isle of Man
- Israel
- Italy
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Vietnam
- Wallis & Futuna
- Zambia
Owner nationality and residency218 countries · show list
- Afghanistan
- Åland Islands
- Albania
- Algeria
- American Samoa
- Andorra
- Angola
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Bangladesh
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bolivia
- Bosnia & Herzegovina
- Botswana
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Brunei
- Bulgaria
- Burkina Faso
- Cambodia
- Cameroon
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chad
- Chile
- China
- Christmas Island
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Equatorial Guinea
- Estonia
- Eswatini
- Falkland Islands
- Faroe Islands
- Fiji
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Gabon
- Gambia
- Georgia
- Germany
- Ghana
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Guinea
- Guyana
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Iraq
- Ireland
- Isle of Man
- Israel
- Italy
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kosovo
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malawi
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritania
- Mauritius
- Mayotte
- Mexico
- Micronesia
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Mozambique
- Namibia
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Niger
- Nigeria
- Niue
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Pakistan
- Palau
- Papua New Guinea
- Paraguay
- Peru
- Philippines
- Pitcairn Islands
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- Samoa
- San Marino
- São Tomé & Príncipe
- Saudi Arabia
- Serbia
- Seychelles
- Sierra Leone
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- Sri Lanka
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Tunisia
- Türkiye
- Turkmenistan
- Turks & Caicos Islands
- Tuvalu
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- Uruguay
- Uzbekistan
- Vanuatu
- Vatican City
- Vietnam
- Wallis & Futuna
- Zambia
Company types
Businesses (no individuals)
Pricing
What does Peratera cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Monthly fee
Free
Global Business Account
€0 per month
€0 setup · €0 in year one
Transaction fees
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published | Spread included in the quoted rate |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply online
Fill out the online application, which takes about 10 minutes.
- 2
Verification
Peratera reviews the application and the documents for directors, shareholders and beneficial owners.
- 3
Questions
Peratera may ask for missing documents or clarification.
- 4
Account live
Approval usually takes 1 to 3 days; then you can fund, send and receive.
Documents you need
Not published
FAQ
Your questions, answered.
Is Peratera a bank?
No. Peratera (New Zealand) Limited is a company registered in New Zealand. It says regulated products are offered through authorised partners, which it does not name.
What account details do I get?
An IBAN with your business's name as the account name and the SWIFT code of Peratera's UK or EU partner bank, plus local UK, EU and US account details.
How much does Peratera cost?
Opening and maintaining the account is free and there is no closing fee. Peratera earns a spread on currency exchange; it publishes no transfer fee table.
Which countries can't use Peratera?
The United States and 32 sanctioned or high-risk jurisdictions, including Russia, Belarus, Iran, North Korea, Cuba, Panama, Jamaica, Senegal, Mali and Trinidad and Tobago.
Alternatives
How Peratera compares.
If Peratera is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 PerateraThis pageBusiness account platform | Not published | Local EU, UK, US detailsPrepaid cards |
 AirwallexE-money institution |    | Global accountsOnline businesses |
 Wise BusinessE-money institution |  | Low FX costsStandard businesses |
 PaysetE-money institution | | 35 currenciesHigh-risk industries |
 SatchelE-money institution |  | European IBANMastercard cards |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.