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Provider profile

Paytently

Digital banking

Business accounts with dedicated IBANs from Paytently, a Maltese payment institution best known for payment orchestration in gaming: SEPA and SWIFT payments, currency conversion and receivables in one dashboard. Opened through the sales team; fees are agreed per client.

  • Malta
  • Payment institution
  • Business account
  • iGaming
  • IBAN

Regulated by

  • Malta Financial Services Authority · MaltaNo. PPI-25221
Provider type
Payment institution
IBAN
Dedicated IBANs
Payment rails
SEPA, SWIFT
Cards
Not published
Safeguarding
Client funds account
Non-residents
Not published
Remote opening
Yes
Through the sales team; no branch visit
Support languages
English
Support channels
Email

Overview

Paytently, at a glance.

Paytently is a payment institution headquartered in Malta, regulated by Malta Financial Services Authority. Pricing is agreed with each client. Opening an account takes 3–5 days.

Paytently is a payment institution, not a bank or e-money institution. Funds it holds for clients are safeguarded in a designated client funds account.

Why businesses pick Paytently

  • Dedicated IBANs for operating in several markets
  • SEPA and SWIFT payments, conversions and pay-by-link receivables
  • Built for gaming, financial services, travel and digital entertainment
  • Card processing and payment routing from the same provider
  • Licensed payment institution in Malta

Watch out for

  • No prices published: fees are set in each client's agreement
  • Accepted countries, company types and the currency list are not published
  • Its terms say card merchants get a settlement ledger, not individual payment accounts
  • No public sign-up: a demo with the sales team comes first
  • No Trustpilot profile

Business fit

Will Paytently accept your business?

Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.

Based on Paytently's published rules

Needs review

Paytently works with iGaming, but does not publish the countries it accepts companies from.

Paytently does not publish a minimum company age or turnover, so those two answers are not checked here.

This is one provider. Your profile checks all of them.

  • Every provider that fits your business
  • The reason behind each match
  • Company age and turnover checked too
See all my matches

Who it works with

Accepted and not accepted.

What Paytently publishes about the businesses it takes on.

Who Paytently serves

  • iGaming
  • Financial institutions
  • Travel
  • E-commerce

Not supported

Industries and countries Paytently does not accept, from its own published lists.

Industries

  • Any activity that is illegal or contravenes any economic/trade sanctions
  • Fraud, scam, or pyramid schemes
  • Gambling or gaming services in jurisdictions where these are illegal or without an appropriate license
  • The sale or purchase of counterfeit goods, illicit substances, or prohibited digital content
  • Obscene or offensive activities
  • Any transaction that violates card network rules or banking regulations

Countries

  • Not published

Coverage

Where can you use Paytently?

Coverage is a starting point. It does not confirm that every business in these markets is eligible.

Supported currencies

Multi-currency

Paytently describes multi-currency accounts and conversions but does not list the currencies.

Payment reach

Not published

Who can apply

Company incorporation countries

Not published

Owner nationality

Not published

Owner residency

Not published

Company types

Not published

Pricing

What does Paytently cost?

Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.

Account cost

Opening fee

Not published

Monthly fee

Not published

  • Commercial agreement

    Custom

Transaction fees

Other fees

Currency exchange (FX)

Currency exchange (FX)
CostListed amountHow it is charged
FX markupNot publishedReference rate plus a margin set in the fee schedule

Onboarding

From application to live account.

Opening an account typically takes three to five business days.

  1. 1

    Contact sales

    Send the enquiry form or book a call with the sales team.

  2. 2

    Company and people

    Give the company's registration details, directors, owners and expected volumes.

  3. 3

    Checks

    Upload the documents requested and complete identity verification.

  4. 4

    Account live

    Once approved, the account is opened under a commercial agreement.

Documents you need

Not published

FAQ

Your questions, answered.

Is Paytently a bank?

No. Paytently PI Limited is a payment institution licensed by the Malta Financial Services Authority under licence PPI-25221. It is not a bank or e-money institution.

What does Paytently's digital banking include?

Multiple accounts with real-time balances, dedicated IBANs, SEPA and SWIFT payments, invoicing and pay-by-link receivables, and currency conversion.

How much does Paytently cost?

Paytently does not publish prices. Fees are set in each client's commercial agreement or fee schedule.

Who is Paytently for?

Businesses in specialist sectors such as gaming, financial services, travel, e-commerce and digital entertainment.

Alternatives

How Paytently compares.

If Paytently is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.

Paytently and similar providers
ProviderLicensed inKnown for
PaytentlyThis pagePayment institutioniGamingIBAN
FinXPE-money institutionDedicated EUR IBANHigh-risk industries
payabl.E-money institution30 currenciesMastercard cards
xpateE-money institutionNamed IBANOnline businesses
SatchelE-money institutionEuropean IBANMastercard cards

Not sure which one fits? Your profile ranks them for your business, with the reason behind each.

One Finzil profile

Stop applying one provider at a time.

The usual route is to apply to each provider you find, then spend weeks going back and forth with its compliance team. Tell Finzil about your business once and start with the providers likely to say yes.

Find my options Free · 2 minutes · No obligation

Already decided on Paytently? Open a Paytently account

  1. 1

    Describe your business once

    Country, industry, owners and what you need. One profile, saved, instead of a new form for every provider.

  2. 2

    See who fits, and why

    Your matches, each with the reason behind it, so you know who would turn you down before you apply.

  3. 3

    Use the same profile to applyComing soon

    Send it to the providers you choose, without starting from scratch each time.