Overview
OCBC Hong Kong, at a glance.
OCBC Hong Kong is a bank headquartered in Hong Kong, regulated by Hong Kong Monetary Authority. Business accounts cost HK$0–150 a month. Opening an account takes 3–5 days. Online opening needs the owner and all partners, directors, beneficial owners and signatories to hold a Hong Kong permanent ID card. Companies with owners who are not Hong Kong permanent residents, and overseas companies, open through the bank at a higher fee.
OCBC Bank (Hong Kong) Limited is a licensed bank in Hong Kong, authorised by the Hong Kong Monetary Authority, and a subsidiary of OCBC Group. Deposits are protected by Hong Kong's Deposit Protection Scheme up to HK$800,000 per depositor per bank.
Why businesses pick OCBC Hong Kong
- No monthly fee for good on accounts opened online by 31 December 2026
- Opening and company search fees refunded after a HK$10,000 deposit (online offer)
- Opened online in as fast as one business day
- Outward FPS from HK$5 and online telegraphic transfers HK$120
- Accepts companies with non-resident owners and overseas companies
Watch out for
- The online route is only for companies with up to 2 directors, all holding HK permanent ID cards
- HK$150 a month below HK$50,000 for accounts outside the online offer
- HK$6,500 to open when an owner is not a HK permanent resident, HK$10,000 for an overseas company
- Currency list not published
Business fit
Will OCBC Hong Kong accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on OCBC Hong Kong's published rules
Needs review
OCBC Hong Kong works with Startups and SMEs, but does not publish the countries it accepts companies from.
OCBC Hong Kong does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What OCBC Hong Kong publishes about the businesses it takes on.
Who OCBC Hong Kong serves
- Startups and SMEs
- Import and export
- Professional services
Not supported
Industries and countries OCBC Hong Kong does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use OCBC Hong Kong?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
Up to 15 currencies
Trade and hold up to 15 major currencies through FX Online.
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Sole proprietorships, Partnerships, Limited companies (up to 2 directors online), Overseas companies, through the bank
Pricing
What does OCBC Hong Kong cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
HKD 1,200
Monthly fee
HKD 0–150
depends on plan
Business Integrated Account (opened online)
Lowest costHKD 0 per month
HKD 1,200 setup · HKD 1,200 in year one
Business Integrated Account
HKD 150 per month
HKD 1,200 setup · HKD 3,000 in year one
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Outgoing | ||
| SWIFT / international | HKD 120 | Fixed fee · Through e-Banking; HK$350 over the counter |
| Local transfer to another bank | HKD 5 | Fixed fee · FPS up to HK$500,000; HK$10 above |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply online
Start the online application for the Business Integrated Account.
- 2
Company and people
Give the company details and those of all partners, directors, beneficial owners and signatories.
- 3
Checks
OCBC reviews the documents and verifies identities.
- 4
Account live
The account can open in as fast as one business day after approval.
Documents you need
Not published
FAQ
Your questions, answered.
Is OCBC Hong Kong a bank?
Yes. OCBC Bank (Hong Kong) Limited is a licensed bank in Hong Kong, authorised by the Hong Kong Monetary Authority, and a subsidiary of OCBC Group.
How much does an OCBC Hong Kong business account cost?
The Business Integrated Account costs HK$150 a month below a HK$50,000 balance. For accounts opened online between 1 August and 31 December 2026 the monthly fee is waived for good, and the HK$1,200 opening fee is refunded after a HK$10,000 deposit.
Can I open an OCBC Hong Kong business account online?
Yes, for Hong Kong sole proprietorships, partnerships and limited companies with up to 2 directors, no corporate shareholder, and all relevant people holding Hong Kong permanent ID cards.
Can companies with foreign owners open an account?
Yes, through the bank: the opening fee is HK$6,500 when an owner is not a Hong Kong permanent resident and HK$10,000 for an overseas company.
Alternatives
How OCBC Hong Kong compares.
If OCBC Hong Kong is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 OCBC Hong KongThis pageBank |  | Online openingOverseas companies |
 DBS Hong KongBank | | 14 currenciesOnline opening |
 HSBC Hong KongBank | | 12 currenciesBig bank |
 Hang Seng BankBank | | Remote openingHKD |
 ZA BankBank | | Virtual bank11 currencies |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.