CyprusOverview
Kea, at a glance.
Kea is a payment service provider headquartered in Cyprus, regulated by Bank of Canada. Business accounts cost From €0 a month. Opening an account takes 7–14 days.
Kea's terms say that where Gulliver Pay Inc. provides the service, customer funds are held in a designated trust account under Canada's Retail Payment Activities Act and are not part of Gulliver Pay's estate. FINTRAC revoked Gulliver Pay's money services business registration on 1 May 2026; the terms say existing client funds stay safeguarded.
Why businesses pick Kea
- One KYB for a fiat business account and crypto services
- EUR, USD and AED accounts with dedicated EUR and GBP IBANs
- Stablecoin acceptance, crypto wallets and corporate on/off-ramp
- Built for iGaming, crypto and forex businesses
- Dedicated account manager on paid plans
Watch out for
- Not accepting new customers while FINTRAC's review is open
- FINTRAC revoked Gulliver Pay Inc.'s registration on 1 May 2026
- Opening fees of €1,000 (Classic) and €2,500 (360)
- Transfer fees set per client, no public fee table
- 76 refused countries, including Nigeria, Pakistan and Russia
Business fit
Will Kea accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Kea's published rules
Likely fit
Kea lists both United Kingdom companies and iGaming as accepted.
Kea does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Kea publishes about the businesses it takes on.
Who Kea serves
- iGaming
- Crypto
- Forex
- E-commerce
- SaaS
Not supported
Industries and countries Kea does not accept, from its own published lists.
Industries
- Sanctioned individuals and entities
- Businesses registered in Extra High-Risk countries (prohibited Jurisdictions)
- Unlawful business (e.g. illegal business or when license or special permission is required and such is not in place)
- Companies whose nature, structure or relationship make it difficult to identify the ultimate beneficial owner(s) of significant or controlling interests, including
- clients that are corporations with the ability to issue bearer shares
- Business activities related to violent or obscene content production
- Business activities related to arms, weapons and other military products and services
- Anonymous or numbered account providers
- Cultural heritage, artifacts, antiques, or art dealers
- Financial services businesses that accept cash settlement or provide physical cash management services
- Human organs dealers and the like
- Lottery organisations
- Non-governmental charities and religious organisations
- Pyramid scheme type operations
- Sellers, producers, or distributors of any material that incites discrimination, sedition, or other offensive material
- Shell banks or shell companies
- Any activity that requires licensing from a domestic regulator where the customer is unlicensed including, without limitation, unlicensed financial institutions, company service providers, law firms, accounting firms, loans companies, real estate services providers and so on
- Crypto-currency mixing activities
- Business activities related to nuclear material and nuclear power
- Prostitution / escort
- Unregulated casinos or gambling activities
Countries
- Afghanistan · owners
- American Samoa · owners
- Angola · owners
- Bangladesh · owners
- Belarus · owners
- Bolivia · owners
- Botswana · owners
- Brunei · owners
- Burkina Faso · owners
- Burundi · owners
- Cameroon · owners
- Central African Republic · owners
- Chad · owners
- Christmas Island · owners
- Congo - Kinshasa · owners
- Cuba · owners
- Djibouti · owners
- Equatorial Guinea · owners
- Eritrea · owners
- Ethiopia · owners
- Fiji · owners
- Gabon · owners
- Gambia · owners
- Palestinian Territories · owners
- Ghana · owners
- Guinea · owners
- Guinea-Bissau · owners
- Guyana · owners
- Haiti · owners
- Iran · owners
- Iraq · owners
- Jamaica · owners
- Kosovo · owners
- Lebanon · owners
- Libya · owners
- Malawi · owners
- Mali · owners
- Mauritania · owners
- Micronesia · owners
- Mozambique · owners
- Myanmar (Burma) · owners
- Namibia · owners
- Nicaragua · owners
- Niger · owners
- Nigeria · owners
- Niue · owners
- North Korea · owners
- Pakistan · owners
- Palau · owners
- Papua New Guinea · owners
- Pitcairn Islands · owners
- Russia · owners
- Samoa · owners
- São Tomé & Príncipe · owners
- Sierra Leone · owners
- Somalia · owners
- South Sudan · owners
- Sri Lanka · owners
- Sudan · owners
- Eswatini · owners
- Syria · owners
- Tanzania · owners
- Timor-Leste · owners
- Togo · owners
- Tokelau · owners
- Trinidad & Tobago · owners
- Turks & Caicos Islands · owners
- Tuvalu · owners
- Uganda · owners
- Vanuatu · owners
- Vatican City · owners
- Venezuela · owners
- Western Sahara · owners
- Yemen · owners
- Zambia · owners
- Zimbabwe · owners
- Afghanistan · company
- American Samoa · company
- Angola · company
- Bangladesh · company
- Belarus · company
- Bolivia · company
- Botswana · company
- Brunei · company
- Burkina Faso · company
- Burundi · company
- Cameroon · company
- Central African Republic · company
- Chad · company
- Christmas Island · company
- Congo - Kinshasa · company
- Cuba · company
- Djibouti · company
- Equatorial Guinea · company
- Eritrea · company
- Ethiopia · company
- Fiji · company
- Gabon · company
- Gambia · company
- Palestinian Territories · company
- Ghana · company
- Guinea · company
- Guinea-Bissau · company
- Guyana · company
- Haiti · company
- Iran · company
- Iraq · company
- Jamaica · company
- Kosovo · company
- Lebanon · company
- Libya · company
- Malawi · company
- Mali · company
- Mauritania · company
- Micronesia · company
- Mozambique · company
- Myanmar (Burma) · company
- Namibia · company
- Nicaragua · company
- Niger · company
- Nigeria · company
- Niue · company
- North Korea · company
- Pakistan · company
- Palau · company
- Papua New Guinea · company
- Pitcairn Islands · company
- Russia · company
- Samoa · company
- São Tomé & Príncipe · company
- Sierra Leone · company
- Somalia · company
- South Sudan · company
- Sri Lanka · company
- Sudan · company
- Eswatini · company
- Syria · company
- Tanzania · company
- Timor-Leste · company
- Togo · company
- Tokelau · company
- Trinidad & Tobago · company
- Turks & Caicos Islands · company
- Tuvalu · company
- Uganda · company
- Vanuatu · company
- Vatican City · company
- Venezuela · company
- Western Sahara · company
- Yemen · company
- Zambia · company
- Zimbabwe · company
Coverage
Where can you use Kea?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
EUR, USD, AED, GBP
Hold and receive · 4 currencies
- EUR
- USD
- GBP
- AED
Payment reach
Not published
Who can apply
Company incorporation countries174 countries · show list
- Åland Islands
- Albania
- Algeria
- Andorra
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bosnia & Herzegovina
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Bulgaria
- Cambodia
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chile
- China
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Estonia
- Falkland Islands
- Faroe Islands
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Georgia
- Germany
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritius
- Mayotte
- Mexico
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Panama
- Paraguay
- Peru
- Philippines
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- San Marino
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Thailand
- Tonga
- Tunisia
- Türkiye
- Turkmenistan
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uruguay
- Uzbekistan
- Vietnam
- Wallis & Futuna
Owner nationality and residency174 countries · show list
- Åland Islands
- Albania
- Algeria
- Andorra
- Anguilla
- Antarctica
- Antigua & Barbuda
- Argentina
- Armenia
- Aruba
- Australia
- Austria
- Azerbaijan
- Bahamas
- Bahrain
- Barbados
- Belgium
- Belize
- Benin
- Bermuda
- Bhutan
- Bosnia & Herzegovina
- Bouvet Island
- Brazil
- British Indian Ocean Territory
- British Virgin Islands
- Bulgaria
- Cambodia
- Canada
- Cape Verde
- Caribbean Netherlands
- Cayman Islands
- Chile
- China
- Cocos (Keeling) Islands
- Colombia
- Comoros
- Congo - Brazzaville
- Cook Islands
- Costa Rica
- Côte d’Ivoire
- Croatia
- Curaçao
- Cyprus
- Czechia
- Denmark
- Dominica
- Dominican Republic
- Ecuador
- Egypt
- El Salvador
- Estonia
- Falkland Islands
- Faroe Islands
- Finland
- France
- French Guiana
- French Polynesia
- French Southern Territories
- Georgia
- Germany
- Gibraltar
- Greece
- Greenland
- Grenada
- Guadeloupe
- Guam
- Guatemala
- Guernsey
- Heard & McDonald Islands
- Honduras
- Hong Kong SAR China
- Hungary
- Iceland
- India
- Indonesia
- Ireland
- Isle of Man
- Israel
- Italy
- Japan
- Jersey
- Jordan
- Kazakhstan
- Kenya
- Kiribati
- Kuwait
- Kyrgyzstan
- Laos
- Latvia
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Macao SAR China
- Madagascar
- Malaysia
- Maldives
- Malta
- Marshall Islands
- Martinique
- Mauritius
- Mayotte
- Mexico
- Moldova
- Monaco
- Mongolia
- Montenegro
- Montserrat
- Morocco
- Nauru
- Nepal
- Netherlands
- New Caledonia
- New Zealand
- Norfolk Island
- North Macedonia
- Northern Mariana Islands
- Norway
- Oman
- Panama
- Paraguay
- Peru
- Philippines
- Poland
- Portugal
- Puerto Rico
- Qatar
- Réunion
- Romania
- Rwanda
- San Marino
- Saudi Arabia
- Senegal
- Serbia
- Seychelles
- Singapore
- Sint Maarten
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Georgia & South Sandwich Islands
- South Korea
- Spain
- St. Barthélemy
- St. Helena
- St. Kitts & Nevis
- St. Lucia
- St. Martin
- St. Pierre & Miquelon
- St. Vincent & Grenadines
- Suriname
- Svalbard & Jan Mayen
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Thailand
- Tonga
- Tunisia
- Türkiye
- Turkmenistan
- U.S. Outlying Islands
- U.S. Virgin Islands
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Uruguay
- Uzbekistan
- Vietnam
- Wallis & Futuna
Company types
Companies (no NGO charities, shell or bearer-share companies)
Pricing
What does Kea cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
From €0
depends on plan
Monthly fee
€0–1500
depends on plan
Kea Crypto
Lowest cost€0 per month
€0 setup · €0 in year one
Kea Classic
€50 per month
€1,000 setup · €1,600 in year one
Kea 360
Custom
Kea Whales
€1,500 per month
Setup fee not published
Transaction fees
Other fees
Crypto
| Cost | Listed amount | How it is charged |
|---|---|---|
| On-ramp (fiat to crypto) | Not published | |
| Off-ramp (crypto to fiat) | 1% | Percentage of the amount · Crypto to fiat exchange |
Onboarding
From application to live account.
- 1
Sign up
Create an account with your email and verify it.
- 2
Choose a plan
Pick Kea Crypto, Classic, 360 or Whales.
- 3
Documents
Upload the company documents for review.
- 4
KYB
Complete the KYB check to activate the account. Kea said this usually took 7 to 14 days.
Documents you need
Not published
FAQ
Your questions, answered.
Can I open a Kea account now?
No. Kea's terms say Gulliver Pay Inc. accepts no new customer applications until FINTRAC's review has concluded, and FINTRAC's register shows its money services business registration revoked on 1 May 2026.
Who provides Kea's services?
Gulliver Pay Inc., an Ontario company registered with the Bank of Canada as a payment service provider. Kea's terms define Kea as Gulliver Pay Inc., KGH Group Ltd and their affiliates; the sales office is in Cyprus.
How much did Kea cost?
Kea Crypto was free; Kea Classic €50 a month with €1,000 to open; Kea 360 €2,500 to open; Kea Whales €1,500 a month. Crypto to fiat exchange was 1%; transfer fees were set per client.
Which businesses did Kea serve?
iGaming, crypto, forex, e-commerce, SaaS, real estate, VPN and hosting businesses. It refused lottery organisations, unregulated casinos, NGO charities, shell companies and the other activities on its prohibited list.
Alternatives
How Kea compares.
If Kea is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 KeaThis pagePayment service provider |  | iGamingNot accepting new customers |
| BVNKE-money institution |   | StablecoinsEnterprise |
 BCB GroupPayment institution |  | Crypto-friendlyInstitutional |
 ONE.io ConnectPayment institution | | iGaming12 currencies |
 XacePayment institution | | iGamingGBP and EUR |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.