Overview
HSBC France, at a glance.
HSBC France is a bank headquartered in France, regulated by European Central Bank and ACPR. Business accounts cost from €40 a month. Opening an account takes 3–5 days.
HSBC Continental Europe is a credit institution supervised by the European Central Bank and the ACPR. Deposits are covered by the French deposit guarantee (FGDR) up to €100,000.
Why businesses pick HSBC France
- A large international bank, with foreign-currency accounts opened free
- SEPA and instant transfers cost €0.30; incoming SEPA is free
- International commercial transfers cost €13 online
- Open to companies, institutions and associations
- HSBCnet and a relationship manager
Watch out for
- Priced per entry (€40 to €80 a month) plus a movement commission of 0.12% to 0.30% (minimum €15)
- An annual update commission of €250 to €1,450
- Each currency exchange costs €20 on top of the rate
- HSBCnet costs €75 a month
- Accepted countries and opening time are not published
Business fit
Will HSBC France accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on HSBC France's published rules
Needs review
HSBC France works with Startups and SMEs, but does not publish the countries it accepts companies from.
HSBC France does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What HSBC France publishes about the businesses it takes on.
Who HSBC France serves
- Startups and SMEs
- Import and export
- IT and software
- NGOs and charities
Not supported
Industries and countries HSBC France does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use HSBC France?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
EUR plus foreign-currency accounts
- EUR
- USD
- GBP
- CHF
- CAD
- JPY
- CNY
- HKD
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Companies (TPE and PME), Institutions, Associations
Pricing
What does HSBC France cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
€40–400
depends on plan
Business current account
Lowest cost€40 per month
Setup fee not published
Global operating package
€400 per month
Setup fee not published
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SEPA | Free | No charge |
| SWIFT / international | €17 | Fixed fee · From outside the EEA or in another currency |
| Outgoing | ||
| SEPA | €0.3 | Fixed fee · Classic or instant, electronic |
| SEPA Instant | €0.3 | Fixed fee |
| SWIFT / international | €13 | Fixed fee · International commercial transfer, electronic; €22 more to pay all charges |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | €20 | Fixed fee · Exchange commission per operation, on top of the rate |
Cards
| Cost | Listed amount | How it is charged |
|---|---|---|
| Physical card issue | €53 | Fixed fee · Visa Business, per year; Visa Gold Business €140 |
| Card FX | 2.9% | Percentage of the amount |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Start the application online or through the sales team.
- 2
Company and people
Give the company's registration details, directors and owners.
- 3
Checks
Upload the documents requested and complete identity verification.
- 4
Account live
Once approved, the account is opened and you receive its details.
Documents you need
Not published
FAQ
Your questions, answered.
Is HSBC France a bank?
Yes. HSBC Continental Europe is a credit institution supervised by the European Central Bank and the ACPR, registered in Paris (SIREN 775 670 284). Deposits are covered up to €100,000. HSBC runs separately licensed banks in other countries.
How much does an HSBC business account cost in France?
Account maintenance is €0.40 per entry with a minimum of €40 and a maximum of €80 a month, plus a movement commission of 0.12% to 0.30% (minimum €15 a month) and an annual update commission of €250 to €1,450. A global package costs €400 a month for businesses with up to €2.5 million turnover.
How much do payments cost?
SEPA and instant SEPA transfers cost €0.30 each and incoming SEPA payments are free. International commercial transfers cost €13 online; incoming international transfers €17. Each currency exchange costs €20.
How do I open an account?
Fill in HSBC's online form; a relationship manager contacts you by phone or email, checks eligibility, collects documents in a secure space and then opens the account.
Alternatives
How HSBC France compares.
If HSBC France is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 HSBC FranceThis pageBank |  | FranceInternational payments |
 QontoPayment institution | | FreelancersInvoicing tools |
 ShinePayment institution | | French IBANFree plan |
 FinomE-money institution |  | Freelancers and small companiesInvoicing |
 Revolut BusinessBank |   | Cards and spend controlsStartups and SMEs |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.