Overview
Deblock, at a glance.
Deblock is an electronic money institution headquartered in France, regulated by ACPR, Autorité des marchés financiers. The company behind Deblock is Deblock SAS. Business accounts cost €10 a month.
Deblock is not a bank. Deblock says euros are safeguarded and "protected up to €100 000"; it does not publish the safeguarding bank or what the €100,000 figure refers to. Stablecoins and bitcoin sit in a self-custody wallet that belongs to the business, so they are not held by Deblock. Euros earning the 2% yield are lent out through a decentralised-finance vault; that service is facilitated by Techblock Ltd and is not covered by the EU's MiCA rules.
Why businesses pick Deblock
- A French IBAN for every account and sub-account, created in the app
- Accounts in EUR, USD and XPF, with currency exchange at the market spot rate up to a monthly allowance
- Send and receive any EVM stablecoin (USDC, EURC, EURCV) with no transfer limit and no gas to manage
- Stablecoins and bitcoin held in self-custody: the business holds the keys
- 2% a year on the euro treasury, paid daily, on every plan
- Visa business cards with 0% FX on card payments and 1% cashback on Premium and Enterprise
- Licensed in France as an e-money institution (ACPR) and a MiCA crypto-asset service provider (AMF)
Watch out for
- Not open yet: waitlist only, launching Q4 2026
- No business terms published yet: accepted countries, company types and industries are unknown
- The 2% yield comes from lending euros through a decentralised-finance vault, which is outside MiCA; Deblock tops it up to 2% from its own reserve
- Standard includes only 50 free transfers and €1,000 of free currency exchange a month; prices beyond that are not published
- Converting euros to stablecoins costs 0.99% on Standard (0.10% on Premium)
- Only French IBANs are described; no USD account details are published
Business fit
Will Deblock accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Deblock's published rules
Needs review
Deblock does not publish enough to answer this for your business.
Deblock does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Deblock publishes about the businesses it takes on.
Who Deblock serves
Not published
Not supported
Industries and countries Deblock does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Deblock?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
EUR, USD and XPF accounts, plus stablecoins
Local account details
1 currency
Account details for receiving and paying on the country's own network, without SWIFT.
EUR · France · IBAN (SEPA)
Dedicated FR IBAN for the main account and every sub-account
Accounts in · 3 currencies
- EURLocal
- USD
- XPF
Stablecoin balances in any EVM stablecoin (USDC, EURC, EURCV named), swapped to and from EUR, USD or XPF in the app.
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Not publishedPricing
What does Deblock cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
€10–49
depends on plan
Standard
Lowest cost€10 per month
Setup fee not published
Premium
€49 per month
Setup fee not published
Enterprise
Custom
Waitlist
Transaction fees
| Cost | Standard | Premium | Enterprise | How it is charged |
|---|---|---|---|---|
| Outgoing | ||||
| SEPA | Free | Free | Not published | No charge · 50 free transfers a month; price beyond that not published |
Other fees
Currency exchange (FX)
| Cost | Standard | Premium | Enterprise | How it is charged |
|---|---|---|---|---|
| FX markup | Free | Free | Not published | No charge · Up to €1,000 a month at the market spot rate; price beyond that not published |
Crypto
| Cost | Standard | Premium | Enterprise | How it is charged |
|---|---|---|---|---|
| On-ramp (fiat to crypto) | 0.99% | 0.1% | Not published | Percentage of the amount · EUR to stablecoin conversion |
| Off-ramp (crypto to fiat) | Not published | Not published | Not published |
Cards
| Cost | Standard | Premium | Enterprise | How it is charged |
|---|---|---|---|---|
| Physical card issue | Free | Not published | Not published | No charge · 1 physical and 5 virtual cards; 2 metal and 100 virtual on Premium |
| Card FX | Free | Free | Free | No charge · 0% FX on card payments abroad |
| ATM withdrawal | Free | Not published | Not published | No charge · Up to €500 a month (€5,000 on Premium, unlimited on Enterprise) |
Onboarding
From application to live account.
- 1
Join the waitlist
Sign up on deblock.com/en/business. Deblock Business is launching in Q4 2026.
- 2
Get the app
Deblock runs in its mobile app (deblock.com/en/download); the business account is opened there once it launches.
- 3
Business verification
Deblock has not published the business opening steps or the documents it will ask for yet.
Documents you need
Not published
FAQ
Your questions, answered.
Can I open a Deblock business account now?
Not yet. Deblock Business takes sign-ups on a waitlist at deblock.com/en/business and says it is launching in Q4 2026. The personal Deblock account is already open.
Is Deblock a bank?
No. Deblock SAS (SIREN 948 264 163, Lille) is an electronic money institution authorised by the ACPR (CIB 17748) and a crypto-asset service provider licensed by the AMF under MiCA (A2025-001).
How much does Deblock Business cost?
Standard is €10 a month and Premium €49 a month; Enterprise is priced on request. Standard includes 50 free transfers and €1,000 of free currency exchange a month; Premium has unlimited free transfers and €30,000 of free exchange. Converting euros to stablecoins costs 0.99% on Standard and 0.10% on Premium and Enterprise.
Where does the 2% yield come from?
Deblock lends the euros, held as Société Générale Forge's EURCV stablecoin, through a Morpho lending vault to borrowers who post more bitcoin than they borrow. The vault rate moves (about 4.05% when checked); Deblock keeps the surplus in a reserve and tops the rate up to 2% from that reserve or its own treasury. This decentralised-finance service is facilitated by Techblock Ltd and is not covered by MiCA.
Who holds the stablecoins and bitcoin?
The business does. Deblock's wallet is self-custody: the keys are created on your device and can be exported, and Deblock stores only an encrypted recovery package it cannot open.
Which companies can open a Deblock business account?
Deblock has not published business terms yet, so accepted countries, company types and industries are not known. Ask Deblock when you join the waitlist.
Alternatives
How Deblock compares.
If Deblock is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 DeblockThis pageElectronic money institution | | StablecoinsWaitlist |
 QontoPayment institution | | FreelancersInvoicing tools |
 ShinePayment institution | | French IBANFree plan |
 FinomE-money institution |  | Freelancers and small companiesInvoicing |
| BVNKE-money institution |   | StablecoinsEnterprise |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.