What it does
Unlimit in four products.
01
Payment processing
Card acquiring and more than 1,000 alternative payment methods through one integration, in 150+ currencies across 200+ locations.
02
Payouts
Payments to cards, bank accounts, wallets and local methods in 50+ currencies, through a single API.
03
Banking as a Service
An API for white-label cards, accounts with individual IBANs and payment rails (SEPA, Faster Payments, BACS and international transfers in EUR, USD and GBP). Unlimit says it is a principal member of Mastercard, Visa and UnionPay.
04
Crypto and Stable.com
A fiat on- and off-ramp for stablecoins, and Stable.com, which on 22 September 2026 began to carry the Unlimit business accounts: multi-currency accounts, bank transfers, cards and treasury.
Who uses it
The companies that build on Unlimit.
Types of client
- Fintechs, PSPs and acquirers
- Marketplaces
- eCommerce and travel merchants
- Gaming and entertainment
- Platforms and payment orchestrators
Accounts on Finzil that use Unlimit
Other clients Unlimit names
- Xiaomi GetApps
- Gr4vy
- Hopscotch
- Mattilda
Coverage
Where the money can go.
On 22 September 2026 Unlimit said it has begun migrating Unlimit Accounts to Stable.com. The older accounts.unlimit.com pages still serve customers during the move.
- Payment acceptance
- 200+ locations, 1,000+ payment methods, 150+ currencies
- Payout currencies
- 50+
- Banking API currencies
- EUR, USD and GBP
- Payment rails
- Cards, local bank transfers and wallets, SEPA, Faster Payments, BACS, SWIFT, UPI
- Offices
- 16 countries and territories, including the UK, Cyprus, Brazil, Hong Kong, China, Singapore, India, Japan, Germany, Kenya and Nigeria
Licences
Every Unlimit licence.
| Country | Licence | Company and number |
|---|---|---|
 Cyprus | Electronic money institutionCentral Bank of Cyprus · Company number HE328641; formerly Unlimint EU Ltd and CardPay Limited | Unlimit EU Ltd115.1.3.7/2018 |
 United Kingdom | Authorised electronic money institutionFinancial Conduct Authority | Unlimit UK Ltd978706 |
| Cyprus | Crypto-asset service provider (MiCA)Cyprus Securities and Exchange Commission · granted 30 July 2026 · Company number HE437355; the licence number is not published | Unlimit Crypto LimitedRegulator's notice |
 Brazil | Payment institutionBanco Central do Brasil | Unlimit Brasil Instituição de Pagamento Ltda.CNPJ 35.542.555 |
 India | Payment aggregator, online (PA-O); Unlimit also announces final cross-border authorisation (PA-CB)Reserve Bank of India · granted 23 April 2024 | Unlimint IN Private LimitedRegulator's notice |
 Kenya | Authorised payment service providerCentral Bank of Kenya · granted 6 April 2023 | Unlimit Kenya LimitedRegulator's notice |
 Hong Kong | Money service operator licenceCustoms and Excise Department · granted 1 August 2026 | Unlimit (licensed entity not named in the announcement)Regulator's notice |
For your business
Hold an Unlimit account? It may now be a Stable.com account.
Unlimit is moving its business accounts to Stable.com. Three things to check:
Which company holds your money
EEA accounts are held by Unlimit EU Ltd and UK accounts by Unlimit UK Ltd. Both are electronic money institutions, not banks, so balances are not covered by a deposit guarantee.
Terms and fees may be re-issued
The move can come with new terms and a new fee list. Read them before you accept, and keep a copy of the ones you signed.
Keep a second account
Two apps on the same partner can fail together. A second account issued by a different institution keeps salaries and suppliers paid.
FAQ
Your questions, answered.
Can my company open an account with Unlimit?
Yes, but through Stable.com. Unlimit's multi-currency business account is moving to Stable.com, which has its own profile on Finzil. Unlimit's other products (acquiring, payouts and the banking API) are sold to merchants, platforms and fintechs through a sales team.
What is Stable.com?
Stable.com is the brand of the Unlimit group for business accounts, cards and treasury, and for a stablecoin swap and bank-transfer service. Its services come from Unlimit group companies: Unlimit EU Ltd for accounts in the EEA and Unlimit Crypto Limited for the on- and off-ramp.
Which licences does Unlimit hold?
Unlimit EU Ltd is an electronic money institution licensed by the Central Bank of Cyprus, Unlimit UK Ltd an FCA-authorised electronic money institution, and Unlimit Crypto Limited a MiCA crypto-asset service provider licensed by CySEC. The group also holds payment licences in Brazil, India and Kenya and a Hong Kong money service operator licence. Unlimit says it is licensed in 93 regions; the table lists the ones that could be confirmed.
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