Overview
Finora Bank, at a glance.
Finora Bank is a specialised bank headquartered in Lithuania, regulated by Bank of Lithuania. The company behind Finora Bank is Finora Bank UAB. Business accounts cost €3 a month. Opening an account takes 3–5 days. Companies and owners outside the Baltic States can apply; companies established elsewhere pay a document review of at least €1,000.
Finora Bank is a licensed bank. Deposits, including company deposits, are protected by Lithuania's Deposit and Investment Insurance up to €100,000 per depositor.
Why businesses pick Finora Bank
- A licensed bank with deposit insurance up to €100,000
- €3 a month, free to open, free incoming SEPA
- SEPA Instant in and out
- Support in English, Lithuanian and Estonian
- Loans, leasing and factoring from the same bank
Watch out for
- EUR only: payments in other currencies are not executed
- Companies outside the Baltic States pay at least €1,000 for the document review
- No cards published
- Refused industries are given only on request
- Visits by appointment only
Business fit
Will Finora Bank accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Finora Bank's published rules
Needs review
Finora Bank works with Small and medium-sized enterprises, but does not publish the countries it accepts companies from.
Finora Bank does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Finora Bank publishes about the businesses it takes on.
Who Finora Bank serves
- Startups and SMEs
- Import and export
- Professional services
All 5 industries on Finora Bank's accepted list
- Small and medium-sized enterprises
- Businesses needing daily banking and SEPA payments
- Businesses seeking working-capital or expansion finance
- Businesses using leasing
- Businesses using invoice factoring
Not supported
Industries and countries Finora Bank does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Finora Bank?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
EUR only
- EUR
Payment reach
Not published
Who can apply
Company incorporation countries
Not publishedOwner nationality
Not publishedOwner residency
Not publishedCompany types
Legal entities (companies with a company code)
Pricing
What does Finora Bank cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Application fee
From €1000
Initial review of documents for companies established outside the Baltic States
Monthly fee
€3
Business account
€3 per month
€0 setup · €36 in year one
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SEPA | Free | No charge · Standard and instant |
| Outgoing | ||
| SEPA | €0.41 | Fixed fee · Standard and instant |
| To another Finora Bank account | €0.23 | Fixed fee |
Other fees
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Apply
Fill in the online form with your contact and company details.
- 2
KYC
Complete the KYC form and provide company details and identity documents.
- 3
Agreement
Sign through Dokobit or send the documents to the bank; Finora prepares the account agreement.
- 4
Account live
Sign the agreement and get access to the Internet Bank.
Documents you need
Not published
FAQ
Your questions, answered.
Is Finora Bank a real bank?
Yes. Finora Bank UAB holds a specialised bank licence from the Bank of Lithuania (authorisation LB002152) and runs an Estonian branch. Deposits are protected up to €100,000.
How much does a Finora Bank business account cost?
Opening is free, the account costs €3 a month, incoming SEPA payments are free, outgoing SEPA payments cost €0.41 and transfers to other Finora clients €0.23. Companies established outside the Baltic States pay at least €1,000 for the initial document review.
Can a foreign company open an account?
Yes. Finora's price list defines non-residents as companies established abroad or with foreign owners, and charges companies outside the Baltic States at least €1,000 for the document review.
Which currencies does Finora Bank support?
Only EUR. Payments in other currencies are not executed on the account.
Alternatives
How Finora Bank compares.
If Finora Bank is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 Finora BankThis pageSpecialised bank |  | EURDeposit protection |
 LHV BankBank |   | Estonian IBANNon-residents accepted |
 PayseraE-money institution |  | Low fees16 support languages |
 Lidion BankBank |  | iGaming-friendly10 currencies |
 N26 BusinessBank |  | FreelancersFree account |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.