SuisseBase logo

Provider profile

SuisseBase

Business account

2.4on Trustpilot· 11 reviews

A Swiss platform combining fiat and crypto for businesses: named payment details or virtual IBANs in USD, EUR and GBP through regulated partner institutions, SEPA and SWIFT payments, and conversion to and from stablecoins. SuisseBase is not a bank, names no partner and publishes no prices.

  • Switzerland
  • Fintech
  • Business account
  • Crypto
  • Virtual IBANs

Operated by

Innovative Concepts AGAccounts provided by regulated partner institutions it does not name

Provider type
Fiat and crypto platform; accounts through unnamed partner institutions
IBAN
Named details or virtual IBANs in the client's name
Payment rails
SEPA, SWIFT
Cards
Not published
Safeguarding
No deposit protection
Non-residents
Not published
Remote opening
Not published
Support languages
English
Support channels
EmailSupport tickets

Overview

SuisseBase, at a glance.

SuisseBase is a fiat and crypto platform; accounts through unnamed partner institutions headquartered in Switzerland. The company behind SuisseBase is Innovative Concepts AG; accounts are provided by regulated partner institutions it does not name. Pricing is agreed with each client. Opening an account takes 3–5 days.

SuisseBase (Innovative Concepts AG) is not a bank and says no deposit insurance applies to it. It is affiliated with ARIF, a Swiss anti-money-laundering self-regulatory organisation (membership 3284), which is not a FINMA licence. Fiat payment details come from regulated partner institutions that it does not name.

Why businesses pick SuisseBase

  • USD, EUR and GBP payment details in the company's name
  • Fiat and stablecoin (USDT, USDC) in one account
  • SEPA and SWIFT payments
  • For businesses combining traditional and crypto payments
  • Swiss company with an AML self-regulatory membership

Watch out for

  • No FINMA or bank licence; partner institutions not named
  • No prices published
  • No deposit protection
  • Trustpilot score of 2.4 from 11 reviews
  • Refuses North Korea, Iran, Myanmar, Syria, Cuba, Russia, Belarus and occupied Ukrainian regions

Business fit

Will SuisseBase accept your business?

Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.

Based on SuisseBase's published rules

Needs review

SuisseBase works with Crypto, but does not publish the countries it accepts companies from.

SuisseBase does not publish a minimum company age or turnover, so those two answers are not checked here.

This is one provider. Your profile checks all of them.

  • Every provider that fits your business
  • The reason behind each match
  • Company age and turnover checked too
See all my matches

Who it works with

Accepted and not accepted.

What SuisseBase publishes about the businesses it takes on.

Who SuisseBase serves

  • Crypto
  • Professional services
  • Financial institutions

Not supported

Industries and countries SuisseBase does not accept, from its own published lists.

Industries

  • Not published

Countries

  • North Korea · company or owners
  • Iran · company or owners
  • Myanmar (Burma) · company or owners
  • Syria · company or owners
  • Cuba · company or owners
  • Russia · company or owners
  • Belarus · company or owners

Coverage

Where can you use SuisseBase?

Coverage is a starting point. It does not confirm that every business in these markets is eligible.

Supported currencies

USD, EUR, GBP

  • USD
  • EUR
  • GBP

Crypto: BTC, ETH, USDT and USDC.

Payment reach

Not published

Who can apply

Company incorporation countries

Not published

Owner nationality

Not published

Owner residency

Not published

Company types

Registered businesses (legal business name and country required)

Pricing

What does SuisseBase cost?

Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.

Account cost

Opening fee

Not published

Monthly fee

Not published

  • Business account

    Custom

Transaction fees

Other fees

Currency exchange (FX)

Currency exchange (FX)
CostListed amountHow it is charged
FX markupNot published

Crypto

Crypto
CostListed amountHow it is charged
On-ramp (fiat to crypto)Not published
Off-ramp (crypto to fiat)Not published

Onboarding

From application to live account.

Opening an account typically takes three to five business days.

  1. 1

    Sign up

    Start the SuisseBase signup and choose Business Account.

  2. 2

    Business details

    Give the legal business name and country.

  3. 3

    Checks

    Complete KYB, KYC, source-of-funds and sanctions screening.

  4. 4

    Account live

    If a partner institution approves, you receive the account and payment details.

Documents you need

Not published

FAQ

Your questions, answered.

Is SuisseBase a bank?

No. Innovative Concepts AG, trading as SuisseBase, is not a bank and holds no FINMA licence. It is affiliated with ARIF, a Swiss AML self-regulatory organisation (3284). Fiat accounts come from regulated partner institutions it does not name, and no deposit insurance applies.

How much does SuisseBase cost?

No prices are published; its terms say the applicable fees are given before a service is used.

Which currencies are supported?

USD, EUR and GBP, plus BTC, ETH, USDT and USDC.

Which countries are refused?

North Korea, Iran, Myanmar, Syria, Cuba, Russia, Belarus and the occupied regions of Ukraine (Crimea, Sevastopol, Donetsk, Luhansk, Kherson and Zaporizhzhia).

Alternatives

How SuisseBase compares.

If SuisseBase is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.

SuisseBase and similar providers
ProviderLicensed inKnown for
SuisseBaseThis pageFiat and crypto platform; accounts through unnamed partner institutionsNot publishedCryptoVirtual IBANs
BVNKE-money institutionStablecoinsEnterprise
Fiat RepublicE-money institutionCrypto platformsAPI
BivialFintech licenceSwiss IBANNon-residents accepted
AMINA BankBankCrypto-friendly19 currencies

Not sure which one fits? Your profile ranks them for your business, with the reason behind each.

One Finzil profile

Stop applying one provider at a time.

The usual route is to apply to each provider you find, then spend weeks going back and forth with its compliance team. Tell Finzil about your business once and start with the providers likely to say yes.

Find my options Free · 2 minutes · No obligation

Already decided on SuisseBase? Open a SuisseBase account

  1. 1

    Describe your business once

    Country, industry, owners and what you need. One profile, saved, instead of a new form for every provider.

  2. 2

    See who fits, and why

    Your matches, each with the reason behind it, so you know who would turn you down before you apply.

  3. 3

    Use the same profile to applyComing soon

    Send it to the providers you choose, without starting from scratch each time.