Overview
NatWest International, at a glance.
NatWest International is a bank headquartered in Jersey, regulated by Jersey Financial Services Commission, Guernsey Financial Services Commission, Isle of Man Financial Services Authority, Gibraltar Financial Services Commission. The company behind NatWest International is The Royal Bank of Scotland International Limited. Business accounts cost £12.50 a month. Opening an account takes 3–5 days.
NatWest International is a licensed bank in each of the four islands and territories it serves; deposits are held by the bank itself.
Why businesses pick NatWest International
- A licensed bank in Jersey, Guernsey, the Isle of Man and Gibraltar
- Euro payments in are free; SEPA and Faster Payments out cost £1
- Faster Payments, CHAPS, Bacs, SEPA and SWIFT
- Part of NatWest Group
- Corporate and commercial clients get a relationship director
Watch out for
- Only for businesses in Jersey, Guernsey, the Isle of Man or Gibraltar
- Every owner, director and shareholder must live there
- £12.50 a month per account
- SWIFT out costs £15 and CHAPS £25
- Trustpilot score of 1.4 from 36 reviews
Business fit
Will NatWest International accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on NatWest International's published rules
Likely no
NatWest International does not list United Kingdom among the countries where it accepts companies.
NatWest International does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What NatWest International publishes about the businesses it takes on.
Who NatWest International serves
- Startups and SMEs
- Professional services
- Financial institutions
All 5 industries on NatWest International's accepted list
- Small to medium-sized businesses
- Corporate businesses
- Commercial businesses
- Businesses needing everyday banking
- Businesses managing multiple currencies or higher payment volumes
Not supported
Industries and countries NatWest International does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use NatWest International?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
GBP and other currencies
Sterling and international currencies; the full list is not published.
Payment reach
Not published
Who can apply
Company incorporation countries4 countries · show list
- Jersey
- Guernsey
- Isle of Man
- Gibraltar
Owner nationality
Not publishedOwner residency4 countries · show list
- Jersey
- Guernsey
- Isle of Man
- Gibraltar
Company types
Companies registered or taxed in Jersey, Guernsey, the Isle of Man or Gibraltar
Pricing
What does NatWest International cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Not published
Monthly fee
£12.5
Business, Corporate and Commercial account
£12.5 per month
Setup fee not published
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SEPA | Free | No charge |
| SWIFT / international | £7 | Fixed fee |
| Outgoing | ||
| SEPA | £1 | Fixed fee |
| Faster Payments (GBP) | £1 | Fixed fee |
| CHAPS (GBP) | £25 | Fixed fee |
| SWIFT / international | £15 | Fixed fee |
| Local transfer to another bank | £0.18 | Fixed fee · Bacs |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Check eligibility
Confirm the business and all its owners, directors and shareholders are in Jersey, Guernsey, the Isle of Man or Gibraltar.
- 2
Apply
Start the application online or ask for a callback.
- 3
Details
Give the business and ownership information and review the terms and charges.
- 4
Account live
NatWest International approves and opens the account.
Documents you need
Not published
FAQ
Your questions, answered.
Who is NatWest International?
The trading name of The Royal Bank of Scotland International Limited, part of NatWest Group, licensed as a bank in Jersey, Guernsey, the Isle of Man and Gibraltar.
Who can open a NatWest International business account?
Businesses registered or taxed in Jersey, Guernsey, the Isle of Man or Gibraltar whose owners, directors and shareholders all live in those places.
How much does it cost?
£12.50 per account a month. Euro payments in are free; SEPA and Faster Payments out cost £1, Bacs 18p, CHAPS £25, SWIFT out £15 and SWIFT in £7, as of January 2025.
Can a UK company open one?
No. The account is for businesses based in the Channel Islands, the Isle of Man or Gibraltar; UK businesses bank with NatWest in the UK.
Alternatives
How NatWest International compares.
If NatWest International is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 NatWest InternationalThis pageBank |     | Channel IslandsGibraltar |
 HSBC UKBank |  | High-street bankInternational payments |
 Revolut BusinessBank |  | Cards and spend controlsStartups and SMEs |
 Wise BusinessE-money institution |  | Low FX costsStandard businesses |
 AirwallexE-money institution |   | Global accountsOnline businesses |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.