Overview
Lexware Office Geschäftskonto, at a glance.
Lexware Office Geschäftskonto is an accounting software with a bank account from solaris se headquartered in Germany. The company behind Lexware Office Geschäftskonto is Haufe-Lexware GmbH & Co. KG; accounts are provided by Solaris SE. Business accounts cost €9.90 a month. Opening an account takes 3–5 days.
Lexware does not hold a banking licence. The account is provided by Solaris SE, a German bank supervised by BaFin; Lexware says deposits are protected by the German statutory deposit guarantee up to €100,000.
Why businesses pick Lexware Office Geschäftskonto
- Unlimited free SEPA, instant, standing-order and bulk transfers
- Bookkeeping and invoices in Lexware Office, matched to the account
- German IBAN and an immediate digital Visa debit card after approval
- Three months free
- Deposits at a German bank (Solaris SE)
Watch out for
- Only with an active Lexware Office subscription (from €7.90 a month net)
- Account €9.90 or €19.90 a month net on top
- Card fees not published on the page
- EUR only, German-language service
- No list of refused industries published
Business fit
Will Lexware Office Geschäftskonto accept your business?
Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.
Based on Lexware Office Geschäftskonto's published rules
Likely no
Lexware Office Geschäftskonto does not list United Kingdom among the countries where it accepts companies.
Lexware Office Geschäftskonto does not publish a minimum company age or turnover, so those two answers are not checked here.
This is one provider. Your profile checks all of them.
- Every provider that fits your business
- The reason behind each match
- Company age and turnover checked too
Who it works with
Accepted and not accepted.
What Lexware Office Geschäftskonto publishes about the businesses it takes on.
Who Lexware Office Geschäftskonto serves
- Freelancers
- Startups and SMEs
- Professional services
Not supported
Industries and countries Lexware Office Geschäftskonto does not accept, from its own published lists.
Industries
- Not published
Countries
- Not published
Coverage
Where can you use Lexware Office Geschäftskonto?
Coverage is a starting point. It does not confirm that every business in these markets is eligible.
Supported currencies
EUR
Payment reach
Not published
Who can apply
Company incorporation countries1 countries · show list
- Germany
Owner nationality
Not publishedOwner residency
Not publishedCompany types
Founders and startups, Freelancers and sole traders, Small companies
Pricing
What does Lexware Office Geschäftskonto cost?
Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.
Account cost
Opening fee
Free
Monthly fee
€9.9–19.9
depends on plan
Solo account
Lowest cost€9.9 per month
€0 setup · €118.8 in year one
Plus account
€19.9 per month
€0 setup · €238.8 in year one
Transaction fees
| Cost | Listed amount | How it is charged |
|---|---|---|
| Incoming | ||
| SEPA | Free | No charge |
| Outgoing | ||
| SEPA | Free | No charge · Unlimited, including standing orders and bulk transfers |
| SEPA Instant | Free | No charge |
Other fees
Currency exchange (FX)
| Cost | Listed amount | How it is charged |
|---|---|---|
| FX markup | Not published |
Onboarding
From application to live account.
Opening an account typically takes three to five business days.
- 1
Choose
Choose Lexware Office and the account model.
- 2
Apply online
Fill in the application (about 10 minutes).
- 3
Video-Ident
Verify your identity by video with your ID and a smartphone TAN.
- 4
Account live
After approval you get the German IBAN and digital debit card; the physical card follows by post. Solaris may take a few business days for extra checks.
Documents you need
Not published
FAQ
Your questions, answered.
Is Lexware a bank?
No. Haufe-Lexware runs the Lexware Office software; the business account is provided by Solaris SE, a German bank supervised by BaFin.
How much does the Lexware business account cost?
Solo €9.90 or Plus €19.90 a month net, on top of a Lexware Office subscription from €7.90 a month net, with three months free. SEPA, instant, standing-order and bulk transfers are free and unlimited.
Who can open it?
Founders, freelancers, sole traders and small companies in Germany using Lexware Office.
Which card do I get?
A Visa Business Debit card, digital straight after approval and physical by post.
Alternatives
How Lexware Office Geschäftskonto compares.
If Lexware Office Geschäftskonto is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.
| Provider | Licensed in | Known for |
|---|---|---|
 Lexware Office GeschäftskontoThis pageAccounting software with a bank account from Solaris SE | Not published | German IBANAccounting |
 KontistBusiness account |  | FreelancersTax tools |
| FYRSTBank | | Deutsche BankCash deposits |
 AccountableBusiness account | | German IBANTax app |
 QontoPayment institution |  | FreelancersInvoicing tools |
Not sure which one fits? Your profile ranks them for your business, with the reason behind each.