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Provider profile

Hello bank! Pro

Business account

2.8on Trustpilot· 36 reviews

BNP Paribas's online professional account for French sole traders and one-person companies (EURL, SASU, SELASU, SELEURL): a French bank account with no account fee, SEPA Instant, and the Hello Business bundle at €10.90 a month excluding VAT with a Visa card, invoicing and fee-free card use worldwide.

  • France
  • Bank
  • Business account
  • France
  • Sole traders

Regulated by

  • ACPR / ECB · FranceBNP ParibasNo. 30004
Provider type
Bank (BNP Paribas)
IBAN
French IBAN
Payment rails
SEPA, SEPA Instant, international transfers
Cards
Visa Hello Business (in the bundle)
Safeguarding
Deposit guarantee (FGDR)
Non-residents
Not accepted
Remote opening
Yes
Support languages
French
Support channels
PhoneEmailIn-app chat

Overview

Hello bank! Pro, at a glance.

Hello bank! Pro is a bank (bnp paribas) headquartered in France, regulated by ACPR / ECB. The company behind Hello bank! Pro is BNP Paribas. Business accounts cost from €0 a month. Opening an account takes 3–5 days.

Hello bank! is a brand of BNP Paribas S.A., a French credit institution. Deposits are covered by the French deposit guarantee fund (FGDR) up to €100,000 per depositor.

Why businesses pick Hello bank! Pro

  • A BNP Paribas bank account with no account-management fee
  • Hello Business bundle: Visa card, fee-free card use worldwide and invoicing for €10.90 a month
  • SEPA Instant included
  • Cheque and cash deposits in BNP Paribas's network
  • Three months of the bundle free on opening (offer to 31 December 2026)

Watch out for

  • Only sole traders and one-person companies (EURL, SASU, SELASU, SELEURL)
  • Applicant must live and be tax-resident in France
  • The card comes only with the paid bundle
  • €30 a month on an inactive account
  • Trustpilot score of 2.8 from 36 reviews

Business fit

Will Hello bank! Pro accept your business?

Four quick answers. Where your company is registered and what it does rule a provider in or out faster than anything else.

Based on Hello bank! Pro's published rules

Likely no

Hello bank! Pro does not list United Kingdom among the countries where it accepts companies.

Hello bank! Pro does not publish a minimum company age or turnover, so those two answers are not checked here.

This is one provider. Your profile checks all of them.

  • Every provider that fits your business
  • The reason behind each match
  • Company age and turnover checked too
See all my matches

Who it works with

Accepted and not accepted.

What Hello bank! Pro publishes about the businesses it takes on.

Who Hello bank! Pro serves

  • Freelancers
  • Professional services
  • Startups and SMEs

Not supported

Industries and countries Hello bank! Pro does not accept, from its own published lists.

Industries

  • Not published

Countries

  • Not published

Coverage

Where can you use Hello bank! Pro?

Coverage is a starting point. It does not confirm that every business in these markets is eligible.

Supported currencies

EUR

International transfers in 32 currencies; exchange-rate costs apply.

Payment reach

Not published

Who can apply

Company incorporation countries1 countries · show list
  • France

Owner nationality

Not published
Owner residency1 countries · show list
  • France

Company types

Sole traders and micro-entrepreneurs, EURL, SASU, SELASU and SELEURL (one-person companies)

Pricing

What does Hello bank! Pro cost?

Look beyond the monthly fee. Your total cost depends on how many transfers you make, where they go and how much you convert.

Account cost

Opening fee

Free

Monthly fee

€0–10.9

depends on plan

Conditions

A month on an inactive account

  • Compte professionnel

    Lowest cost

    €0 per month

    €0 setup · €0 in year one

  • Hello Business

    €10.9 per month

    €0 setup · €130.8 in year one

Transaction fees

Transaction fees
CostListed amountHow it is charged
Outgoing
SEPA InstantFreeNo charge

Other fees

Currency exchange (FX)

Currency exchange (FX)
CostListed amountHow it is charged
FX markupNot published

Cards

Cards
CostCompte professionnelHello BusinessHow it is charged
Physical card issueNot publishedFree
Card FXNot publishedNot publishedCard use abroad without Hello bank! fees; exchange rate and third-party fees apply

Onboarding

From application to live account.

Opening an account typically takes three to five business days.

  1. 1

    Check eligibility

    You must live and pay tax in France, have a SIREN and trade as a sole trader or one-person company.

  2. 2

    Apply online

    Fill in the form (pre-filled from the SIREN), choose the offer and sign electronically.

  3. 3

    Documents and transfer

    Send the supporting documents and make a first transfer of €10 to €300.

  4. 4

    Account live

    After acceptance the account is opened, a few days after the file is received.

Documents you need

Not published

FAQ

Your questions, answered.

Is Hello bank! Pro a bank?

Yes. Hello bank! is a brand of BNP Paribas S.A., a French credit institution (bank code 30004). Deposits are covered by the FGDR up to €100,000.

How much does Hello bank! Pro cost?

The professional account has no account-management fee. The Hello Business bundle, with the Visa card and invoicing tool, costs €10.90 excluding VAT (€11.50 including VAT) a month, with the first three months free for applications signed by 31 December 2026.

Who can open an account?

Adults living and tax-resident in France, with a SIREN, trading as a sole trader, micro-entrepreneur, EURL, SASU, SELASU or SELEURL. Companies with several partners are not accepted online.

Can I deposit cash and cheques?

Yes, cash at BNP Paribas cash machines and cheques by app scan or at a BNP Paribas branch.

Alternatives

How Hello bank! Pro compares.

If Hello bank! Pro is not the right fit, these providers work with similar businesses. Compare their listed licences and services below.

Hello bank! Pro and similar providers
ProviderLicensed inKnown for
Hello bank! ProThis pageBank (BNP Paribas)FranceSole traders
BoursoBank BusinessBankBankFree account
L by LCL ProBankBankInvoicing
ShinePayment institutionFrench IBANFree plan
QontoPayment institutionFreelancersInvoicing tools

Not sure which one fits? Your profile ranks them for your business, with the reason behind each.

One Finzil profile

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Already decided on Hello bank! Pro? Open a Hello bank! Pro account

  1. 1

    Describe your business once

    Country, industry, owners and what you need. One profile, saved, instead of a new form for every provider.

  2. 2

    See who fits, and why

    Your matches, each with the reason behind it, so you know who would turn you down before you apply.

  3. 3

    Use the same profile to applyComing soon

    Send it to the providers you choose, without starting from scratch each time.