Developer-friendly PSPs with transparent pricing, quick integration, and no minimum volume requirements — ideal for startups launching their first payment flow.
Startups need a PSP that can be integrated in hours, not weeks. Developer-first PSPs like Stripe, Checkout.com, and Adyen offer comprehensive APIs, extensive documentation, sandbox environments, and transparent pricing with no minimum volumes. For startups building SaaS, marketplaces, or subscription products, recurring billing and split payments are essential features to look for.
Stripe is the go-to choice for most startups due to its excellent documentation, developer tools, and transparent pricing (1.4% + €0.25 for EU cards). It supports subscriptions, marketplaces, and international payments out of the box.
Most modern PSPs (Stripe, Checkout.com, Mollie) have no minimum volume requirements. Enterprise PSPs like Adyen typically require higher volumes (€50K+/month) and are better suited for scale-ups.
Stripe and Mollie can approve accounts in 1–2 days. Checkout.com takes 3–7 days. Adyen requires 2–4 weeks due to more thorough underwriting. All offer sandbox access immediately.
Answer 5 quick questions and get your personalised top 10 list.
Get matched