Best EMIs Licensed in Lithuania
Lithuania has become Europe's leading EMI licensing hub, with over 100 electronic money institutions licensed by the Bank of Lithuania. The fast, cost-effective licensing process and EU passporting rights make Lithuanian EMIs attractive for fintech businesses across Europe.
Top picks
International business accounts with real exchange rates
View detailsGlobal financial infrastructure for modern businesses
View detailsElectronic Money Institution regulated by LV LV in Latvia
View detailsWhy Lithuania for EMI licensing?
The Bank of Lithuania (Lietuvos bankas) has built a reputation for efficient, transparent EMI licensing. The process typically takes 3-6 months and costs significantly less than obtaining a license in Germany, France, or the Netherlands. Lithuanian EMIs benefit from EU passporting, allowing them to operate across all 27 EU member states.
Bank of Lithuania oversight
All Lithuanian EMIs are regulated by the Bank of Lithuania, which publishes a public register of licensed institutions. The regulator has been proactive in embracing fintech innovation while maintaining strong consumer protection standards.
Get weekly fintech intelligence
New provider reviews, regulatory updates, and industry guides — every week.
Frequently asked questions
How long does it take to get a Lithuanian EMI license?
The Bank of Lithuania typically processes EMI license applications within 3-6 months, making it one of the fastest licensing processes in the EU.
Can a Lithuanian EMI operate in all EU countries?
Yes. Lithuanian EMIs can passport their license to operate in all 27 EU member states under the Electronic Money Directive (EMD2), without needing separate licenses in each country.
The Finzil Weekly Newsletter
Navigate fintech with
expert intelligence
New provider listings, fee changes, regulatory news, and curated comparisons — delivered to your inbox every week. Join 5,000+ business owners and finance professionals.